Richard Swanson is a financial advisor with Kestra Advisory who holds Series 63 and Series 66 licenses and has 40 years of industry experience. He has worked with Kestra Advisory since 2016 and previously held roles at Morgan Stanley Smith Barney and Morgan Stanley & Co., Incorporated. In addition to his advisory role, Swanson serves as a Regional Director at P&A Group, focusing on corporate retirement plans and individual financial services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors and institutional investors. The firm offers services such as fiduciary consulting, plan design, employee education, and investment advice, managing approximately $79.8 billion in assets and serving clients that include sovereign wealth funds.

Christian Alaimo is a financial advisor at Key Investment Services LLC with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes positions at KeyBank, Bank of America N.A., and Merrill Lynch. He is based in Kenmore, NY. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and model portfolios. The firm emphasizes client direction in investment strategy selection while providing non-binding recommendations and ongoing monitoring.

Mario Albert is a financial advisor with Hightower Advisors in Williamsville, NY. He holds Series 65 and Series 66 licenses and has one year of industry experience. Prior to joining Hightower Advisors, he worked at Independent Health for 14 years. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s advisory model emphasizes manager selection and multi-manager solutions, utilizing affiliated and third-party managers, proprietary research, and a variety of investment vehicles.

Patrick Norris II is a financial advisor with HSBC Securities (USA) Inc. based in Amherst, NY, holding the CFP® designation and Series 63 and 66 licenses. He has 34 years of industry experience and has been with HSBC Securities since 2013 and HSBC Bank USA, N.A. since 2016. In addition to his advisory role, he also serves as a Bank Officer at HSBC Bank (USA) N.A. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, with various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation across multiple risk profiles, leveraging affiliated asset management and fund selection teams, and operates notable programs including the Offshore Spectrum for qualified non-resident aliens.

Douglas Washburn is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Private Advisor Group since 2014 and LPL Financial since 2013. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs and separately managed account strategies.

Loucas Kalliantasis is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at M&T Securities, Inc. and several years with Key Investment Services. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection complemented by ongoing monitoring and due diligence, while operating within the KeyCorp group and maintaining relationships with affiliated banking and capital markets entities.

Richard Telfair is a financial advisor at Lincoln Investment with 25 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Investment since 2017. His prior experience includes roles at Legend Advisory Corporation and Legend Equities Corporation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and advisory services, employing both strategic and dynamic investment approaches managed by an in-house Investment Management & Research team.

David Mangano is a financial advisor with Kestra Advisory Services and holds the ChFC® and Series 63 designations. He has 37 years of industry experience, including 17 years at LPL Financial prior to joining Kestra in 2025. Outside of his advisory role, he serves as vice president of the Chapel Woods Homeowners Association board. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering fiduciary consulting, plan-level investment advice, and a range of managed account solutions. The firm serves large institutional investors, including sovereign wealth funds, and supports complex investment products within its supervisory framework.

Nicholas Ljiljanich is a financial advisor at Lincoln Investment with Series 65 and Series 63 licenses and one year of industry experience. He has worked at Lincoln Investment since 2024 and has a background that includes roles at Santora's Pizza Pub & Grill and SUNY Cortland. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, utilizing both strategic and tactical approaches overseen by an Investment Management & Research team.

Donald Moran is a financial advisor at Key Investment Services LLC with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Key Investment Services since 2016. The firm serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, separately managed accounts, and unified managed accounts. Key Investment Services is part of the KeyCorp group and emphasizes client direction in investment strategy selection while providing ongoing monitoring and due diligence of third-party advisory products.

Kevin Kania is a financial advisor with Eagle Strategies (New York Life) in Williamsville, NY, holding Series 66 and Series 63 licenses and two years of industry experience. His prior work includes 17 years at Geico. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis.

Justin Egan is a financial advisor with Empower Advisory Group and holds Series 63 and Series 65 licenses. He has one year of industry experience, with prior roles at Empower Financial Services, Equitable Advisors, and Onebridge Benefits. Egan served in the US Marines from 2017 to 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm offers an integrated service model connected to Empower’s administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Michael Wamp is a financial advisor at Hightower Advisors with nine years of industry experience. He holds Series 63 and Series 65 designations and has been with Hightower Advisors since 2017. Additionally, he is the managing partner of LakeWater Capital LLC, an SEC-registered investment advisory firm, where he oversees firm management and operations. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. Its advisory model focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services including portfolio management, financial planning, and retirement plan consulting.

John Palermo is a financial advisor at Hightower Advisors with a Series 65 credential. He has been with Hightower Advisors since 2026 and has prior experience in education, having worked at Vanderbilt University, McQuaid Jesuit High School, and Bay Trail Middle School. Hightower Advisors provides investment advisory and planning services to a diverse group of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offering a range of portfolio management and planning services.

Kerrianne Creegan is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked within various HSBC entities since 2015. Outside of her advisory role, she is an executive consultant for a skincare business and also creates and sells crafts as a hobby. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing services through both client-directed and discretionary investment programs. The firm combines strategic and tactical asset allocation developed with HSBC Global Asset Management and employs a range of model risk profiles to serve clients.

Douglas Castren is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Principal Securities Inc. since 2016 and previously operated Nicastro & Castren Financial Services from 2014 to 2017, along with experience at Principal Life Insurance Company. Outside of advisory roles, he has been involved in insurance and fixed annuities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation generally managed on a discretionary basis by these managers.

Zachary Hale is a financial advisor at HSBC Securities (USA) Inc. with seven years of industry experience. He holds the Series 63 and Series 66 designations. Prior to his current role, he worked at Bank of America N.A., Merrill, Brighton Securities, and Allstate Insurance Company. He also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his primary firm. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment programs. The firm’s investment process integrates strategic and tactical asset allocation with ongoing fund due diligence, supported by affiliated global asset management and fund selection teams.

Emily Certo is a CFP®-designated financial advisor with Guardian Life, based in Buffalo, NY, and has three years of industry experience. She holds Series 63 and Series 65 licenses and has worked across Guardian Life and Park Avenue Securities since 2019. Outside of her advisory role, she serves as Chair of the Ambassador Council for the PUNT Pediatric Cancer Collaborative and is a board member of the Porter Cup golf tournament. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser affiliated with Guardian Life. The firm serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through brokerage services, financial planning, and a variety of investment advisory programs.

Justin Trybus is a financial advisor at Empower Advisory Group with five years of industry experience. He holds a Series 66 designation and has worked at firms including Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory work, he manages a rental property in Buffalo, NY. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time financial plans and optional managed account solutions.

Scott Zeplowitz is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 designations and having 12 years of industry experience. His career includes roles at Eagle Strategies, ROI Financial Group, NYLife Securities LLC, and New York Life Insurance Co. Outside of his advisory work, he serves as a board member of the Lockport Ice Arena & Sports Complex. Eagle Strategies serves a broad clientele including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory program types and emphasizes tailored recommendations, with the majority of assets under management held on a non-discretionary basis.