Fritz Gerald Terrane is a financial advisor with Merrill and holds the Series 66 designation, bringing three years of industry experience. He previously worked at Bank of America, N.A., and Granite Telecommunications. Outside of finance, he is involved with Authentic Care Counseling LLC, providing billing and insurance claim services for a private therapy practice, and he also operates as an Airbnb host. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joseph Ford is a financial advisor with Primerica Advisors in New Bedford, MA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Wolters Kluwer Legal Education and eCampus.com. Outside of his advisory role, he is involved with GLG and works as a Channel Relationship Manager for Kortext, a digital content company. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Samantha Frimodig is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a variety of advisory programs, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Robert Meyers is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has worked at Merrill since 2017, with prior roles at Grubhub and Nift Networks Inc. He is located in Providence, Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Thomas Pippitt is a financial advisor with Ameriprise in Barrington, RI, holding Series 63 and Series 66 licenses and has 27 years of industry experience. He has been with Ameriprise and its affiliate since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Yussuf Obaid is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal Chief Investment Office teams and third-party managers.

Elizabeth Souza is a financial advisor with LPL Financial and Rockland Trust Co., holding Series 63 and Series 65 licenses and with 24 years of industry experience. She has worked at Rockland Trust and LPL Financial since 2014. Souza is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research tools and a diverse set of investment options.

Brian Mahoney is a financial advisor with Morgan Stanley in Middletown, RI, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning through dedicated groups. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Nicholas Corrente is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at The Block Island Ferry and Seven B's Fishing, as well as roles in education at The University of Maine and local schools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dawn Ryan is a Financial Consultant at Fidelity Investments, a position she has held since 2024. In her role, she collaborates with clients and their families through a team-based approach to help them work towards their financial goals. Dawn focuses on understanding each client's unique retirement journey and developing plans to build and protect their wealth. Her approach involves coaching clients through the financial planning process, aiming to establish a foundation that fosters confidence and excitement for the future. Outside of her professional responsibilities, Dawn enjoys boating, cooking and baking, participating in family activities, fitness, and hiking.

Sean Stamp is a Financial Advisor with The McGreen Stamp Group at Merrill Lynch Wealth Management. He focuses on offering a comprehensive approach to managing wealth that begins with understanding a client's financial situation and what matters most to them. Based on this understanding, he helps create personalized wealth management strategies to help clients pursue their long-term financial goals. His expertise covers a wide range of areas including college education planning, divorce transition planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, portfolio management services, and retirement income. Sean emphasizes working closely with clients to develop financial frameworks that adapt to changing market conditions and regulations. Sean holds a Bachelor's Degree from the University of Rhode Island and is a Personal Investment Advisor (PIA). He values community involvement and participates in local volunteering efforts. Outside of work, Sean enjoys fishing, golfing, ice hockey, and skiing.

Ricardo Molina is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Santander Securities LLC and Santander Investments. Outside of his advisory role, he manages rental properties in Pawtucket, Rhode Island. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Clara Silva is a financial advisor at Merrill with Series 66 and Series 63 licenses and less than one year of industry experience. Her prior roles include positions at Bank of America, Fidelity Investments, and Gimenez-Bell Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Alessandro Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 1997. Outside of his advisory role, he is a notary public in the state of Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of over 22,800 advisors and more than $819 billion in discretionary assets under management.

Dorothy Hartnett is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that align with their long-term goals, offering a comprehensive approach to managing wealth. Dorothy integrates investment insights from Merrill and banking solutions from Bank of America to address various aspects of her clients’ financial lives. Her expertise includes college education planning, family wealth management strategies, legacy planning, managing new wealth, portfolio management services, socially responsible and values-based investing, and supporting women and wealth. Dorothy holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Dorothy earned a Bachelor's Degree from Bowdoin College and a Master's Degree from Northeastern University. Outside of her professional work, she has personal interests in boating, golfing, and tennis.

Matthew Donovan is a financial advisor with J.P. Morgan Securities in New Bedford, MA. He holds Series 66 and Series 63 licenses and has five years of industry experience, including prior roles at Santander and Citizens. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research with forward-looking market assumptions in its advisory process.

Daniel Lawrence is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held various roles across multiple industries, including retail, food service, and education. He has also been involved with entrepreneurial ventures such as Sole Desire and Run Newport. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Carlos Oliveira is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and 28 years of industry experience. He has worked at Cambridge since 2011 and previously held positions at Investors Capital Corp. and Commonwealth Financial Network. Oliveira also works as an independent insurance agent, selling life, fixed annuity, LTC, and disability products. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers multi-platform account implementation, proprietary model strategies, and access to third-party advisers.

Frederick Rickey III is a financial advisor with Raymond James & Associates in Providence, RI, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, Morgan Stanley, Janney Montgomery Scott, Wells Fargo Clearing, and Prudential Equity Group. He serves as a committee member on the finance committee for Immaculate Conception Parish in Cranston, RI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Matthew Thibault is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services that utilize structured discovery processes and firm-approved tools to model financial outcomes.