Daniel Michelon is a financial advisor at OSAIC with 22 years of industry experience and holds Series 63 and Series 65 licenses. His prior roles include positions at Sagepoint Financial, Capital Financial Services, and Crown Capital Advisors, where he remains president and co-owner of an insurance product wholesale operation. Michelon is involved in the creation of marketing materials and agent recruitment for Crown Capital Advisors. OSAIC serves a diverse client base, including individual and institutional investors, offering a range of integrated brokerage and advisory services. The firm employs asset-allocation tools, risk assessment, and automated portfolio management to construct diversified investment portfolios.

Jill Loveren is a financial advisor with Morgan Stanley in Manchester, NH, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Robert Hermann is a CFP® professional with 24 years of industry experience, currently serving at Raymond James Financial in Bedford, NH. His background includes over two decades with Fidelity Brokerage Services and roles at Strategic Advisers, LLC. In addition to his advisory work, he is associated with Paquette and Shaw Financial Services LLC, where he provides financial planning and investment assistance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm employs tailored, non-discretionary planning using risk profiling and analytical modeling, supporting clients through its advisory programs and affiliations.

Kristina Mairead Vailas is a financial advisor at UBS Financial Services with six years of industry experience. She holds a Series 66 designation and previously worked at Merrill for four years. Outside of financial services, she had a brief role with Houlagan Lacrosse LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, supported by proprietary research and a broad platform of capital markets services.

Rodney Weaver Jr. is a financial advisor at Edelman Financial Engines with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity and Strategic Advisors Inc. Outside of advising, he is a licensed attorney managing his own law office and serves as a pro-bono attorney for the New Hampshire Bar Association. He also lectures on CFP courses at Suffolk University Center for Executive Education. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online offerings.

David Greco is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role he has held since 2024. He is dedicated to helping clients maximize their relationships with Fidelity by utilizing the available tools and resources to build financial plans aligned with their goals and aspirations. David has accumulated extensive experience within Fidelity Investments, serving in various capacities since 2010. His prior positions include Scrum Master from 2021 to 2024, Guidance Support Specialist from 2015 to 2021, Workplace Planning and Guidance Consultant from 2013 to 2015, and Defined Benefits Representative from 2010 to 2013. Outside of his professional work, David has personal interests that include baseball, cars, family activities, food, football, and skiing.

Michael Yotts is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 15 years of experience in providing comprehensive financial guidance. He works closely with clients to understand their life priorities and collaborates to create personalized wealth management strategies tailored to their goals and aspirations. Michael's approach emphasizes the importance of a full financial picture and the integration of insights from Merrill and banking solutions from Bank of America. As a CERTIFIED FINANCIAL PLANNER® practitioner, Michael specializes in areas such as college education planning, divorce transition planning, family wealth management strategies, retirement planning, tax minimization, socially responsible investing, and small business strategies. He and his team provide services encompassing concentrated stock management, asset and liability management, trust and estate planning, and access to lending services. His professional designations include CFP, CPWA, CSRIC, CTFA, and PIA. Michael holds a Bachelor's Degree from Southern New Hampshire University and a Certificate in Financial Planning from Boston University. He is a member of the Greater Boston Bankers Association and supports community organizations including Better Money Habits, New Hampshire Food Bank, and Southern New Hampshire University. Michael resides in southern New Hampshire with his wife and young son and has interests in baseball, camping, cooking, hiking, music, photography, reading, skiing, and traveling.

Andrea Michelon is a financial advisor at UBS Financial Services with 18 years of experience in the industry. She held a position at Merrill from 2009 to 2023 before joining UBS. Outside of her advisory work, Michelon serves as a consultant for Arbonne, focusing on nutritional products, cosmetics, and lifestyle coaching. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a wide range of capital markets and financial planning solutions.

Benjamen Rafferty is a financial advisor at Raymond James Financial with seven years of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked at Fidelity Brokerage Services LLC and Prime Buchholz & Associates. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, charitable organizations, pension and profit-sharing plans, and institutional clients. The firm provides tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through an affiliation with a municipal advisor.

Ashley Stewart is a financial advisor with Fidelity Investments in Amherst, NH, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. She has worked with Fidelity since 2013 in various roles, including positions at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering a range of discretionary and non-discretionary advisory services.

Maria Callaghan is a CFP® professional with 14 years of industry experience. She is currently with Raymond James Financial Services Advisors, Inc. and has held positions at firms including Commonwealth Financial Network, Northwest Asset Management, and Fidelity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports municipal and public finance consulting alongside a range of advisory programs.

Daniel Curran is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Before joining Ameriprise, he served in the United States Army from 2018 to 2023. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Erik Niland is a CFP® professional with 29 years of industry experience, currently affiliated with Cetera. His prior experience includes eight years at Royal Alliance Associates, Inc. and eight years at JHFN SII. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Michael Beck is a CFP® with 29 years of industry experience, currently serving as a financial advisor with LPL Financial since 2022. His prior experience includes roles at St. Mary's Bank since 2018 and Cuna Brokerage Services, Inc. since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Matthew Williams is a financial advisor with RBC Capital Markets in Nashua, NH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s advisory risk profile.

Timothy Davidson is a financial advisor at Raymond James Financial Services Advisors, Inc. with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including Ameriprise Financial Services, Inc. and Davidson & Stone PLLC. In addition to his advisory role, he owns a tax preparation business and is involved in accounting and consulting services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad network of advisors with specialized municipal and retirement plan advisory programs.

Thomas Pare is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL since 2007. Prior to that, he worked at Northeast Planning Associates, Inc. from 2003 to 2018. He is a shareholder in Hession & Pare, PC, a CPA firm affiliated with his advisory practice. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Michael Paquette is a CFP® professional with 28 years of industry experience, currently advising at Raymond James Financial Services, Inc. since 2013. He is also a partner at Kiersten Rose Realty Trust, LLC, a real estate brokerage and development firm. Outside of financial advisory, he holds ownership and consulting roles in several small businesses, including a startup and a bookkeeping service. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to inform client decisions, supporting implementation through various advisory programs.

Eric Ellis is a financial advisor with Ameriprise in Bedford, NH, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its related entities since 2006. Ellis serves on the Board of Directors for Make A Wish New Hampshire. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Adam Davidson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and with 14 years of industry experience. He previously worked at Ameriprise from 2015 to 2023 before joining Raymond James in 2023. Outside of his advisory role, he is involved in accounting and tax services as an officer and partner in two separate CPA-related businesses, Davidson & Sons, Inc. and Davidson & Stone, PLLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports its clients through various advisory programs and institutional consulting.