Stefanie Peters is a Senior Financial Advisor with Merrill Lynch Wealth Management. With over 25 years of experience in the financial industry, she focuses on assisting individuals, families, and business owners in growing, protecting, and preserving their wealth through personalized strategies. Her approach emphasizes listening carefully to clients, developing tailored financial plans, and providing ongoing guidance to enable clients to make informed decisions with confidence. Stefanie’s expertise spans concentrated stock strategies, wealth management, portfolio evaluation, estate and financial planning, business succession planning, and retirement planning. Stefanie holds a Bachelor's Degree from the University of Delaware and the Personal Investment Advisor (PIA) designation. Her client focus areas include education and legacy planning, liquidity management, managing new wealth, retirement planning and income, tax minimization, and strategies for women and wealth. She is committed to building strong relationships through accessible, knowledgeable, and experienced service, helping clients navigate critical financial decisions. In addition to her professional responsibilities, Stefanie participates in community service activities, including volunteering with the West Side Campaign Against Hunger. Her personal interests include biking, cooking, dancing, football, golfing, ice hockey, spending time with family, traveling, watching movies, and practicing yoga.

David Vinciguerra is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Securities America Advisors and Cadaret, Grant & Co., Inc. Vinciguerra is also president of JSD & Associates, Inc., a corporation through which he conducts securities business. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment solutions and uses firm-provided tools for portfolio construction and management across various asset classes.

Frederick Kessler Jr. is a ChFC® credentialed advisor with 52 years of industry experience, currently with MassMutual Investors Services. He has been with MML Investors Services since 2017 and MassMutual since 2016. Outside of his advisory role, he serves on the board of Loretto, an elder care organization. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized planning programs including estate settlement and employer-sponsored planning.

Joanna Ferguson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is involved in a non-investment business as a gift shop buyer for Village Hardware in Baldwinsville, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Stephanie Ruffo is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Equitable Advisors since 2003, including its predecessor AXA Advisors, LLC, where she worked for 17 years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services according to clients’ goals, risk tolerance, and time horizon.

Robert Cunningham is a financial advisor with LPL Financial in Syracuse, NY, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Matthew Vitale is a financial advisor with LPL Enterprise, LLC, holding Series 65 and Series 63 registrations and two years of industry experience. He has worked at several firms including CETERA Financial Specialists LLC and The Terzolo Financial Group, Inc. Outside of his advisory role, Vitale is involved in non-variable insurance agency activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through advisory and brokerage services. The firm offers access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Paul Coir is a financial advisor with Ameriprise in Syracuse, NY, holding a Series 66 designation and seven years of industry experience. He has been with Ameriprise and its related entities since 2017 and previously worked with Young Life for nine years. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies and algorithmic support to deliver tailored recommendation reports.

Robert Hagen is a financial advisor at Equitable Advisors with 30 years of industry experience. He has been with Equitable Advisors since 1999, including time when the firm operated as Axa Advisors, LLC. He holds Series 63 and Series 65 credentials. Hagen serves on the board of the Elsa and Peter Soderberg Charitable Foundation. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Kelly Weyer is a financial advisor with UBS Financial Services in Syracuse, NY. She holds a Series 66 designation and has five years of industry experience. Her prior roles include positions at Equitable Advisors, AxA Advisors, and Ameriprise Financial Services. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant operations, market-making, and affiliated banking programs.

Gabriella Cahl is a financial advisor at Morgan Stanley in Syracuse, NY, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at Pinnacle Investments, LLC, Gaylord Archival, and JPMorgan Chase. She has also been involved with Onondaga Community College since 2020. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Kevin Joy is a financial advisor at Raymond James Financial with a Series 66 designation and over 10 years of industry experience. His prior roles include positions at HPS Investment Partners and Tompkins Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Vincent Beals is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds the Series 63, Series 66, and Series 65 licenses and has been with Equitable Advisors since 2003, including time when the firm operated as Axa Advisors. Outside of his advisory role, he holds power of attorney for his wife and parents. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer and partners extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

Eric Petranchuk is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to joining RBC in 2026, he worked at UBS Financial Services and Key Private Bank. Outside of finance, he was involved with Full Boar Craft Brewery LLC from 2016 to 2023. RBC Wealth Management serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Theodore Binder is a financial advisor at RBC Capital Markets with 36 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Janney Montgomery Scott for 19 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs and employs tailored strategies through a combination of in-house and third-party investment managers and model providers.

William Yard is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 24 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Since 2024, he has been with LPL Enterprise in Syracuse, NY. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs, combining advisory services with brokerage and insurance products on an integrated platform.

John Colvin is a Wealth Management Advisor at Merrill Lynch Wealth Management in Syracuse, New York. He is a Senior Financial Advisor and a member of the M C S Group, collaborating with fellow Senior Financial Advisors Bill Maffei and David Schneid. Together, the team brings over 40 years of combined experience serving diverse clients including New York State employees, business owners, executives, healthcare professionals, retirees, and multigenerational households. John specializes in creating personalized wealth management strategies, focusing on areas such as college education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible, values-based, and ESG investing. Drawing on the resources of Merrill Lynch, he guides clients through the pursuit of their financial goals with strategies tailored to their unique needs. He holds the Chartered Financial Consultant (ChFC®) designation as well as being a Personal Investment Advisor (PIA). John's educational background includes a High School Diploma from Union Springs High School and an Associate's Degree from Cayuga Community College. He is also actively involved in his community as a volunteer with the Cayuga County Chamber of Commerce. John resides in Auburn, New York, with his wife Leanna, their two children, and their cat. Outside of his professional activities, he enjoys sports including basketball, football, golf, racquetball, and is a Buffalo Bills season ticket holder.

Richard Kordas is a financial advisor with LPL Financial in Syracuse, NY, holding a Series 63 designation and 22 years of industry experience. His prior roles include positions at Avantax Advisory Services and serving as a Medicare Counselor since 2017. He also operates a tax preparation business and is a licensed public notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supporting both discretionary and non-discretionary management with diverse model portfolios and research.

Lea Di Giovanni is a financial advisor at RBC Capital Markets with a Series 66 designation and one year of industry experience. Prior to joining RBC, she worked at UBS Financial Services, Hart Agency, Tompkins Community Bank, and Auburn City Schools. Outside of finance, she has experience in the hospitality sector, having worked at Osteria Salina. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Dylan Haak is a financial advisor at LPL Enterprise with two years of industry experience. He holds a Series 66 designation and has previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Strategic Financial Solutions. His work background also includes roles outside finance, such as positions at VKP Medical and Green Acres Ice Cream. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and various brokerage and insurance products via an integrated platform.