Troy Scozzafava is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and has one year of industry experience. His prior roles include positions at GVA Wealth Management and 1847 Financial, as well as experience outside finance with Nature Valley Landscaping. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs firm-approved software and structured planning engagements to deliver written recommendations, generally without investment discretion.

Edward Cleary is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he spent 22 years at Cencora Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment solutions supported by a large national network of financial advisors and branch offices.

Barbara Rowens is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and over 21 years of industry experience. Her career includes 17 years at Ic Advisory Services, Inc., and longstanding roles with The Investment Center, Inc. and the School District of Philadelphia. She also operates Barbara Rowens Financial, which involves activities related to non-variable insurance commission trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes various platforms and third-party subadvisors.

Nathan Lee is a financial advisor with LPL Financial in Douglassville, PA, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. His prior work includes roles at Lincoln Financial Securities, Key Investment Services LLC, Cetera Investment Services LLC, and Wells Fargo Clearing. He serves as a board member of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Thomas Percetti is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Joseph Ayers is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2017. Prior to his financial services career, he attended Susquehanna University. Outside of advising, he works as an insurance agent specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements with clients.

Richard Lepard is a financial advisor with Primerica Advisors in Chalfont, PA, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Corelogic, Ice Mortgage Technology, Black Knight, and a long tenure with Primerica Financial Services dating back to 1999. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies created by unaffiliated asset managers and provides support through BNY Mellon Advisors and Pershing for trade execution and custody.

Michael Ghelardi is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and over 12 years of industry experience. He has been with Thrivent and its related entities since 2013. Outside of his advisory role, he serves as Treasurer for the Havertown Ministerium and teaches an undergraduate finance course at Temple University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based financial analyses without discretionary trading authority, and offers the option to combine planning with managed accounts through its WealthPlan program.

Robert Meuser Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 27 years of industry experience. His career includes prior roles at Wells Fargo Clearing and Morgan Stanley. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ronald Centofanti is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group for 29 years. His background also includes a role as an independent real estate contractor with Keller Williams Realty Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

William Travis is a CFA® charterholder with 24 years of industry experience, currently serving at Mass Mutual Investors Services since 2009. He also holds a Series 63 license and works as an insurance agent specializing in individual life, property/casualty, health, and group insurance products. Outside of his advisory role, Travis serves as a FINRA arbitrator and operates a business consulting practice. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using advanced analytical tools and offers a range of investment and educational programs.

Christopher Varela is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. He previously worked at Northwestern Mutual Investment Services and Power Home Remodeling Group. Outside of advising, he is the founder of Varela Financial, a student loan consulting business, and also works as a broker for life insurance and related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual that offers financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides asset management, wrap and money-manager programs, and educational seminars, with financial planning engagements structured as annual, collaborative relationships using firm-approved software and tools.

Jeffrey Mc Elhaney Jr. is a CFP®-certified financial advisor with 17 years of experience, currently serving clients at Edward Jones since 2009. He holds a Series 66 license and is based in Emmaus, PA. Outside of his advisory role, he owns a vacation rental property in Strathmere, NJ. Edward Jones is a full-service wealth management firm serving a broad client base, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Julie Shickel is a CFP® professional with 29 years of industry experience. She currently works at Osaic and previously held roles at Woodbury Financial Services and Hornor, Townsend & Kent, LLC. Outside her advisory duties, she sells fixed annuities and insurance products and manages a short-term rental property. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement consulting. The firm’s investment approach includes model-based asset allocation and portfolio optimization, supported by various discretionary and third-party management options.

Joseph Leary IV is a financial advisor at Mass Mutual Investors Services with 13 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016, following five years at MetLife Securities. In addition to his advisory role, he is an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, and conducts educational seminars.

Gary Sanson is a financial advisor at Cambridge Investment Research Advisors with over 33 years of industry experience. He holds CFP® and ChFC® designations and has worked with several firms including Continuity Partners Group and various insurance agencies. Sanson also volunteers with the Regency at Kimberton Glen Homeowner's Association. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm employs a range of platforms and proprietary model strategies to support discretionary and non-discretionary portfolio management.

Theresa Weaver is a financial advisor with Primerica Advisors in Quakertown, PA, holding Series 63 and Series 65 credentials and 9 years of industry experience. She has worked at PFS Investments Inc. since 2017 and has been with Primerica Financial Services since 2016. Outside of her advisory role, she is self-employed as an HR consultant and serves as an ambassador for Plexus Worldwide. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale, delivering advisory services through a model-based approach supported by third-party asset managers and custodians.

Matthew Buckery is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Limerick, PA. He has three years of industry experience and has worked with Thrivent Financial and its investment management division since 2023. Prior to entering the financial industry, he was affiliated with Liberty University and Goldey Beacom College. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers comprehensive, goal-based planning that covers a range of topics and allows clients to combine planning with managed-account services under a consolidated billing option.

Christopher Griffith is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 65 and Series 63 designations and has worked at LPL Financial since 2018, with prior roles at INVEST Financial Corp, MML Investors Services, MassMutual Life Insurance Co, and MSI Financial Services. Outside of his advisory work, he is involved in retail sales of wine and spirits through a business called The Bar Cart. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing proprietary and third-party strategies across various asset classes.

Joshua Storey is a financial advisor at Edward Jones with five years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2020. Prior to joining Edward Jones, he worked at Keenan Motors for 11 years and briefly at All Amish Structures. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.