Patricia Veney is a financial advisor at OSAIC with 28 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Woodbury Financial Services and Questar Capital Corporation, as well as operating Veney Financial Group since 2004. In addition to advising, she conducts financial workshops focusing on business success and personal finance and works as a CPA providing tax preparation and consultation services. OSAIC serves a wide range of clients, including individual investors, retirement plans, charities, and corporate entities, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach features model-based asset allocation and portfolio optimization, with options for discretionary and advisor-managed strategies, supported by various third-party and proprietary tools.

William Eisentraut is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His prior work includes roles at Fannie Mae and StoneBridge Advisors, Inc. He has been involved with the University of Maryland and UMD RecWell in recent years. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services supported by a model-based investment process and multiple program options.

Antonio Marshall is a Series 66-credentialed financial advisor with 24 years of industry experience. He is currently with LPL Financial, having joined the firm in 2025 after 16 years at Next Financial Group Inc and seven years at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including access to third-party asset managers and institutional platforms, supported by extensive advisor tools and oversight of substantial discretionary assets.

Namita Kathuria is a financial advisor at LPL Financial with seven years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of finance, she has been involved with Krav Maga Maryland and Peacock SkinCare. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Jacqueline Aime is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Leesburg, VA. Her career includes roles at Prudential Insurance Company of America, Anthem, Humana, and Cuso Financial Services. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports through a centralized consulting team.

Nicole Dayball is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2022. Prior to her advisory role, she spent time at Salisbury University and Chesapeake High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Shelby Smith is a financial advisor with Primerica Advisors in Ellicott City, MD, holding Series 65 and Series 63 licenses with 10 years of industry experience. Smith has a diverse work background including roles at Woodlawn Motor Coach, Schneider National, and United States Postal Service. Outside of advisory work, Smith is a licensed notary public and loan signing agent, and also drives part-time for Lyft. Primerica Advisors manages a large wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery investment strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, with trade execution and custody supported by BNY Mellon Advisors and Pershing.

Joseph Shaw III is a financial advisor with Raymond James Financial in Ellicott City, MD, holding a Series 66 designation and over 26 years of industry experience. His prior experience includes roles at Fulton Financial Advisors and The Columbia Bank. Raymond James Financial Services Advisors, Inc. serves individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm provides tailored financial planning and investment consulting, offering non-discretionary guidance supported by analytical tools and a range of advisory programs.

Jeffrey Motsco is a CFP® professional with 33 years of industry experience, currently affiliated with Cetera. His prior roles include positions at VOYA Financial Advisors and operating his own firm, Motsco Financial And Insurance, for 30 years. He serves as treasurer of the Columbia Business Exchange, a networking group, and is president of the Linden Grove Homeowners Association. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Bokah Worjoloh is a financial advisor with Primerica Advisors in Reisterstown, MD, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at Primerica Financial Services since 2003 and has a background in commercial construction from 2014 to 2017. Worjoloh also owns Worjoloh Financial Solutions Corp., an entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered percentage-based wrap fee structure.

Kaitlyn Manning is a financial advisor with LPL Financial in Catonsville, MD, holding Series 63 and Series 66 credentials and bringing eight years of industry experience. Her prior roles include positions at Cetera Advisor Networks, Minnesota Life Insurance Company, and Massmutual, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Joseph Mondell is a financial advisor at Ameriprise with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including Raymond James, T. Rowe Price, and Cavanal Hill. Outside of his advisory role, he serves on the boards of several nonprofit organizations in Baltimore, including The Education Foundation of Baltimore County Public Schools, League of Dreams, and Katz Music Center. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves clients with significant investable assets and delivers these services through a centralized consulting team in partnership with its financial advisors.

Damian Halstad is a financial advisor with LPL Financial in Westminster, MD, holding a Series 65 designation and 15 years of industry experience. He has been with LPL Financial since 2011 and also has over three decades of experience as an attorney at Hoffman, Comfort, Offutt & Scott, LLP. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Thomas Bowman is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include a decade at Avantax Advisory Services and 35 years as president of Bowman & Company, CPA, PC. He serves on the board of directors and as treasurer for Small Business Awards Week, Inc. Ameriprise offers retirement-income planning services aimed at individuals with substantial investable assets, delivering written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for clients holding assets in Ameriprise-managed accounts.

Eli Ben Zev is a Series 66-licensed financial advisor with 16 years of industry experience. He is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Morgan Stanley. He is involved part-time in selling health insurance through the Maryland Health Exchange and acts in a fiduciary capacity for individual clients. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance product sales through affiliated entities.

Denny Aguilar is a financial advisor with Merrill based in Ellicott City, MD. He holds a Series 66 designation and has five years of industry experience. Prior to joining Merrill, he worked at Bank of America and Citibank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Pamela Nehemia is a financial advisor with Wells Fargo Advisors in Marriotsville, MD, holding a Series 66 license and two years of industry experience. Her prior roles include work at the Stoler Early Learning Center and time spent as a homemaker and stay-at-home mom. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, with recommendations supported by Wells Fargo research and planning tools.

Ravindra Dixit is a financial advisor with Ameriprise in Ellicott City, MD, holding Series 63 and Series 66 registrations and bringing 21 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of advisory work, he is involved in independent insurance brokering and owns a consulting business, Mana Consulting Inc. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies through a centralized consulting team.

Dae Shelle Dowdell is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Ameriprise in 2022, Dowdell worked at T. Rowe Price for two years and has a background in the foodservice industry. Outside of advising, Dowdell is involved with Brad Schwartz Wealth Management LLC in an investment-related capacity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering tailored, non-discretionary recommendations through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis to support retirement strategies and offers a broad range of advisory, brokerage, and insurance solutions.

Daniel Reilly is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 licenses and with 30 years of industry experience. Prior to joining LPL Financial in 2020, he spent 21 years at Thornburg Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on providing both discretionary and non-discretionary investment strategies.