Patrick Cvitanovich is a financial advisor with UBS Financial Services in Norfolk, VA. He holds Series 63 and Series 65 designations and has 27 years of industry experience, having worked at Painewebber Incorporated and UBS Financial Services since 1998. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and diversified capital markets expertise.

Kimberly Henderson is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andrew Holloway is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners with building, preserving, and transferring wealth through comprehensive financial planning and personalized wealth management strategies. His approach involves understanding each client's unique goals and developing customized solutions that integrate investment management, retirement planning, risk management, estate considerations, and lending strategies. In addition to his client-focused work, Andrew develops strategic business relationships across various industries, aiding professionals and business owners in navigating complex financial decisions and identifying opportunities to enhance their financial well-being. He holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Hampden-Sydney College. Andrew is involved in his community through participation in organizations such as the Downtown Norfolk Civic League, Virginia Opera, and the Waterside Public Art Committee.

Sheryl Templeton is a financial advisor at Edward Jones in Chesapeake, VA, holding a Series 66 designation with 18 years of industry experience. She has been with Edward Jones since 2005. Outside of advisory work, she also works as a food delivery driver. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a large nationwide advisor and branch network.

Jonathan Speight is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He previously worked at Grove Point Advisors, LLC, Grove Point Investments, LLC, and Sterling Financial Group, where he has eight years of experience. Outside of his advisory role, he assists at Chesapeake Tax Service in preparing client tax returns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, third-party research, and various investment strategies.

Patrycja Plucinski is a CFP®-certified financial advisor with 20 years of industry experience, currently serving clients at Edward Jones since 2018. She previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside of advising, she owns and manages a rental property in Chesapeake, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment and advisory solutions supported by a nationwide network of more than 23,000 financial advisors.

Alexandra Hale is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to define their financial goals and develop portfolio strategies tailored to pursue those objectives. Alexandra provides ongoing advice and adapts these strategies as clients' situations evolve. She offers expertise in general investing, retirement planning, and saving for unexpected events. Alexandra emphasizes understanding clients' priorities to help them create effective financial plans. Alexandra holds a Personal Investment Advisor (PIA) designation and earned her Bachelor's Degree from the University of Delaware. She communicates with clients in both English and Spanish.

Seth Williams is a financial advisor with Wells Fargo Clearing holding Series 63 and Series 65 licenses. He has one year of industry experience and began his career in financial services with Wells Fargo Bank, N.A. in 2023. Prior to this, he worked in a variety of roles outside finance across several industries. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research from internal and third-party sources to support a range of brokerage and advisory solutions.

Andrew Merchant is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 credential and bringing 19 years of industry experience. He has been with Merrill and its affiliate Bank of America since 2013. Merchant serves as President and Advisory Board Member of the Hampton Roads Financial Planning Association, a charitable organization in Virginia Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Christopher Davis is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for over a decade. He is based in Norfolk, VA. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm utilizes proprietary capital market assumptions and research to tailor client plans and offers services including fee-based financial planning, portfolio management, and alternative product distribution.

Tracy Collins is a financial advisor at UBS Financial Services with 33 years of industry experience. She has held her current position at UBS since 2007. Collins holds Series 63 and Series 65 registrations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of capital markets, research, and lending services.

Robert Johnson Jr. is a financial advisor with OSAIC, holding the CFP® and ChFC® designations and over 40 years of industry experience. He previously spent 12 years at Securities America Advisors, Inc. In addition to his advisory work, he serves as an executor for a family friend. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk management, and access to third-party managed solutions.

Joshua West is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, West is a licensed life insurance agent and is the sole managing member of Hampton Roads Financial, LLC, a support company related to his work. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with specialized municipal and SIMPLE IRA consulting services.

James Blassingham III is a financial advisor with Equitable Advisors in Norfolk, VA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Mony Securities Corporation from 1992 to 2005. In addition to his advisory role, he is president and owner of Capstone Benefit Services, Inc., a business providing employee benefits services to clients. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations with financial planning, retirement plan consulting, and asset-management programs. The firm uses a network of Investment Adviser Representatives and offers both proprietary and third-party investment solutions.

Carrie Riordan is a Wealth Management Advisor at Merrill Lynch Wealth Management in the Norfolk, VA office. She joined Merrill Lynch in 2019 and has been part of the financial services industry since 2017. In her role, Carrie provides traditional investment advice and guidance, curates customized investment portfolio strategies aligned with clients' specific objectives, and offers solutions across various financial services including banking, lending, investments, retirement and savings, insurance, and wealth planning for individuals, families, and business owners. Carrie holds the Chartered Financial Consultant (ChFC®) designation and the Certified Exit Planning Advisor (CEPA®) designation, supporting her expertise in financial planning and business exit planning. She earned a Bachelor of Science degree in Business Administration and Management from Christopher Newport University. Carrie is a Senior Portfolio Advisor with access to a range of managed portfolio options, including ETFs, mutual funds, separately managed accounts, and alternatives. She leads a team of specialists providing personalized support in areas such as mortgage lending, estate planning, and insurance. Carrie is involved in professional organizations including the National Association for Women Business Owners (NAWBO) and the Virginia Beach SPCA. Her community involvement includes participation in the Christopher Newport Alumni Association, the Foodbank of Southeastern Virginia, and NAWBO. Personal interests include billiards, golfing, interior decorating, photography, reading, soccer, spending time with family, woodworking, and writing.

Thomas Dickson is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of advising, he serves as executive director on the board and finance committee of the General Douglas MacArthur Foundation, which supports education and research related to Douglas MacArthur and the preservation of American heritage. He is also a partial owner of companies involved in real estate investments and racehorse ownership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research, model-based asset allocations, and fee-based financial planning to tailor strategies to clients’ goals and risk tolerances. The firm blends institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Peter Trotman is a financial advisor at Merrill with a Series 66 credential and no prior years of industry experience. His professional background includes roles at Dawn Covington State Farm, ITW CCNA, Fastenal, Lowe’s, and Southern Virginia University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michelle Mccoy is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Her prior roles include positions at Bank of America NA, Merrill Lynch, Signature Financial Management/Brown Investment Advisory, and Godsey & Gibb Wealth Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Whitney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His career includes multiple roles at Wells Fargo Bank and service in the Virginia and Nevada Army National Guards from 2018 to 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Michael Estrada is a financial advisor with LPL Financial in Chesapeake, VA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Duke University and Rein.ai. Outside of his advisory work, he is the managing member of ACME Consulting and Marketing LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, leveraging model portfolios, third-party research, and advanced technologies across its offerings.