James Deats is a financial advisor at TIAA-CREF with 21 years of industry experience. He holds a Series 66 designation and previously worked at Merrill and BofA Securities. He serves as vice president of a homeowners association and is a board member of Junior Achievement of North Florida, a nonprofit focused on youth financial literacy and career readiness. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals and institutional clients, often connected to employer retirement plans. The firm offers a fiduciary standard for its RIA services and manages customized and model portfolios within a vertically integrated structure that includes affiliated funds.

Heather Roark is a Series 66 licensed financial advisor with 18 years of industry experience. She has worked with Citigroup Global Markets since 2022 and was previously with Merrill for 15 years. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles and commercial arrangements.

Michael Mccabe is a financial advisor with TD Private Client Wealth LLC in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with TD Bank N.A. and TD Ameritrade, Inc. for a combined total of 14 years prior to his current role. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, offering portfolio management, financial planning, and access to various investment products through a combination of affiliated and third-party sub-managers.

Charles Perry is a financial advisor at MAI Capital Management, LLC with 23 years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to joining MAI Capital Management in 2022, he worked at West Point Business Group for 15 years and Principal Securities Inc. and Principal Life Insurance Company for 19 years. Outside of his advisory role, he serves as Treasurer for the Payasada Homeowners Association in Ponte Vedra Beach, FL. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of strategies and integrates financial planning, tax, and administrative services while serving as adviser to a registered mutual fund and multiple private funds.

Keith Huber is a financial advisor with Mercer Global Advisors Inc. in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and 34 years of industry experience. His career includes roles at Morgan Stanley and multiple positions within E*TRADE Securities and E*TRADE Capital Management before joining Mercer Global Advisors. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based approach focused on globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and private funds, along with educational content and specialized client offerings.

Dawn Bloom is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. She holds Series 63 and Series 65 registrations and has worked at Merrill, Ameriprise Financial Services, and Wells Fargo Clearing before joining Janney. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, consulting, and advisory services.

Regina Davis is a financial advisor with Valic Financial Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. She has been with Valic Financial Advisors since 2006 and concurrently serves as an agent with Agia, where she is involved in non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm manages discretionary unified managed accounts through Envestnet’s platform and uses a combination of technology and model solutions to serve a large client base across more than 1,200 advisors.

John Tyrrell is a financial advisor at MAI Capital Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Personal and Workplace Advisors, Strategic Advisers, and Fidelity Brokerage Services. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base, including high- and ultra-high-net-worth individuals, sports professionals, and institutional clients. The firm offers customized portfolio management across multiple strategies and integrates financial planning and tax services into many client relationships.

Keola Elobt is a financial advisor at MAI Capital Management, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Principal Securities, West Point Business Group, and Principal Life Insurance. Outside of his advisory work, he is involved with community organizations, serving on the YMCA board and participating in fundraising for Blessing In A Backpack. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm offers a range of customized portfolio strategies and integrates financial planning, tax, and administrative services, managing over $72 billion in assets as of May 2026.

Joel Spencer is a financial advisor with Bankers Life Advisory Services, Inc. in Jacksonville, FL, holding Series 65 and Series 63 credentials and eight years of industry experience. He has worked with Bankers Life Advisory Services since 2023 and has additional experience at Bankers Life Securities, Inc., Joel Spencer Inc., and Bankers Life & Casualty, Inc., where he also serves as a unit field trainer recruiting and training insurance agents. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to develop tailored asset allocations and manages portfolios with periodic rebalancing and performance reviews.

Dillon Mc Nulty is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Fidelity Personal and Workplace Advisors. Prior to his finance career, he was employed at City Year. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and combines large institutional scale with unique market roles, including swap dealer and futures commission merchant activities.

Robin Wahby is a financial advisor with Eagle Strategies (NY Life) based in Jacksonville Beach, FL. He holds Series 63 and Series 66 licenses and has 35 years of industry experience. He has worked at New York Life Insurance Company and Nylife Securities since 1990 and has operated Wahby Financial Group LLC since 2014. Outside of his advisory work, Wahby is involved as an investor in multiple minor league sports teams and serves as an emeritus member and finance committee chair for a nonprofit helping developmentally disabled children. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a variety of program types tailored to client objectives, with most regulatory assets managed on a non-discretionary basis and a focus on fiduciary responsibilities to retirement investors.

Adam Fannin is a CFP® professional with 25 years of industry experience. He is currently with Truist Advisory Services and has previously worked at Trust Investment Services, Inc. and Suntrust Securities, Inc. Fannin holds the Series 66 designation and is based in Ponte Vedra Beach, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary approaches and utilizes third-party platforms and AI-enabled research tools in its manager selection and oversight processes.

Trevor Harkness is a CFP® professional with 30 years of industry experience, currently serving with Kestra Advisory. He has worked with Kestra Advisory since 2016 and Kestra Investment Services since 2010, and more recently joined The Baldwin Group Securities, LLC. Outside of his advisory roles, he provides employee benefits consulting through Montoya Benefits Group and participates in insurance-related activities as a partner at BKS-Partners. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients. The firm offers fiduciary services, plan design and compliance support, and access to multiple management platforms, serving clients that include large institutional investors and sovereign wealth funds.

Pete Sullivan serves as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. He has extensive experience navigating clients through various market cycles and focuses on empowering them to make informed financial decisions aimed at risk reduction and wealth building. Sullivan acts as a strategic financial partner, working closely with clients to help them gain confidence as they plan toward their financial goals. His career at Fidelity Investments began in 2006, progressing through multiple roles including Financial Representative, Private Access Relationship Manager, and Private Client Specialist before attaining his current position. In 2019, he briefly held the role of Regional Vice President at Fisher Investments. Throughout his career, Sullivan has developed expertise in financial consulting and regional planning. Outside of his professional work, Sullivan engages in family activities, football, outdoor adventures, snowboarding, traveling, and volunteering.

William Barnett Jr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. His background includes roles at TWZ II Inc DBA US Processing Solutions and College Loan Freedom, alongside ongoing ownership of Theatre Partners LLC, a professional dinner theatre. Transamerica Financial Advisors serves a wide client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Michael Meeks is a financial advisor with Citigroup Global Markets who holds a Series 66 designation and has three years of industry experience. Prior to joining Citigroup, he worked at Fidelity Investments, T-Mobile, Exp Realty, SkillStorm, and Appen Butler Hill Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke discretionary solutions for large relationships.

Dawn Padgett is a financial advisor at Citigroup Global Markets with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Infinite Computer Solutions. Outside of her advisory role, she owns and operates a longarm quilting business called Suzette's Stitches. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm utilizes multi-asset, multi-manager strategies supported by internal standards and oversight committees, combining large institutional scale with unique market roles and arrangements.

Joshua Broadhurst is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He previously worked at Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach emphasizing globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, alongside comprehensive financial planning and retirement consulting.

Orlando Arauz is a financial advisor with Truist Advisory Services holding a Series 66 designation. He has been with Truist and its affiliated entities since 2018, including roles at Truist Bank and Truist Investment Services. Prior to his financial industry career, he worked briefly at Gametality Computers. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, using a combination of discretionary and non-discretionary services supported by extensive inter-affiliate integration.