Laura Williams is a financial advisor at Transamerica Financial Advisors with 23 years of industry experience and holds a Series 66 designation. Her previous work includes a long tenure at Wells Fargo Advisors and roles with several organizations focused on insurance, estate planning, and student loan repayment services. She also refers clients periodically to businesses specializing in estate planning and student loan repayment assistance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Albert Macdonald III is a CFP® professional with 26 years of industry experience. He is currently with MAI Capital Management, LLC, where he has worked since 2014, and previously held positions at Fidelity and Foreside Fund Services. Outside of his advisory role, he serves as commissioner of T-Ball for the PVAA Baseball League in Ponte Vedra Beach, FL. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages a wide range of portfolios utilizing various strategies and serves roles as both product sponsor and adviser, including managing mutual funds and private investment vehicles.

Thomas Galvin Jr. is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Raymond James & Associates for nine years. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering a range of brokerage, financial planning, and advisory services.

Lavendel Williams is a financial advisor at Citigroup Global Markets with six years of industry experience. Williams holds Series 63 and Series 66 licenses and has worked previously at Fidelity Brokerage Services, Merrill Lynch, and KASA Inc. Outside of financial services, Williams has been affiliated with Florida State College at Jacksonville since 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and unique market roles, supporting both discretionary and non-discretionary investment solutions.

Dylan Vastardis is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments and Apple Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as security-based swap dealing and futures commission merchant activities.

Katherine Sanjuan is a Series 66-licensed financial advisor with Citigroup Global Markets, based in Jacksonville, FL, and has four years of industry experience. Her career includes roles at Citigroup since 2022 and Fidelity Investments from 2021 to 2022. She has also worked in educational and recreational settings prior to entering the financial industry. Citigroup Global Markets serves a broad client base, including individual and institutional investors across multiple wealth segments. The firm offers a wide range of investment advisory programs and brokerage services, employing multi-asset, multi-manager strategies with both discretionary and non-discretionary options.

Ford Stokes is a financial advisor at Brookstone Capital Management LLC with 9 years of industry experience. He holds a Series 65 designation and has previously worked at Amerilife, Foundations Investment Advisors, Retirement Wealth Advisors, Talon Wealth Management, and The Stokes Agency. Outside of his advisory role, he owns a cheer and gymnastics gym in Fort Walton, Florida. Brookstone Capital Management is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions. The firm offers fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Madeleine Rose is a CFP® and holds a Series 66 license, currently advising clients at Janney Montgomery Scott with three years of industry experience. She has worked at multiple firms including Equitable Advisors and The Local before joining Janney Montgomery Scott. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a wide range of clients such as individuals, families, trusts, corporate and retirement plans, and offers various brokerage, financial planning, and advisory services.

Nathan Rogero is a financial advisor at Commonwealth Financial Network with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors and Mass Mutual Investors Services. Outside of advising, he is involved in entrepreneurial ventures such as co-owning AR Medical Sales and managing several private holding companies. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors. The firm offers a comprehensive platform including managed-account programs, third-party asset manager access, and custody services for individual and institutional clients.

Chad Karhoff is a financial advisor at Empower Advisory Group with a Series 66 designation and two years of industry experience. He has worked at Empower Advisory Group since 2026 and previously held roles at Thrivent Investment Management, Thrivent Financial, and Edward Jones. Outside of finance, he operated LuLu's Lawn & Landscape Business for five years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and select retail brokerage clients. The firm delivers integrated services linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Robert Sadberry is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 66 designation and previously worked at Merrill from 2013 to 2021 before joining Citigroup in 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Jose Perez is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2006 to 2022 before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, and it operates with significant institutional scale and specialized market roles.

Ronald Scarborough Sr. is a CFP®-certified financial advisor with 25 years of industry experience. He has been affiliated with First Command Advisory Services since 2015 and also has long-standing roles with related First Command entities dating back to 2001. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers a range of financial planning and wrap-fee asset management programs, utilizing model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

William Carr is a CFP® professional with eight years of experience at Wealth Enhancement Group and three years at Retirement Strategies Inc, totaling 11 years in the financial industry. He is currently affiliated with Wealth Enhancement Advisory Services, LLC, based in Jacksonville, FL. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers a range of financial planning and asset management services, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Timothy Hoffman is a financial advisor at Empower Advisory Group with 19 years of industry experience. He holds a Series 66 designation and has worked at GWFS Equities, Inc., Bank of America, N.A., and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer‑sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated services emphasize long‑term portfolio returns, annual rebalancing, and clients’ savings rates within plans selected by sponsors.

Alexia Gooch is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has held roles at several firms, including Alight (now Strada) and NetLaw Inc., and is involved in part-time work discussing Medicare and Medicaid options. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio approach combined with third-party managers and digital platforms, managing regulatory assets of approximately $1.7 billion.

Stephen Gansler Jr. is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to joining Janney in 2019, he worked at Bank of America and Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutions, offering brokerage services, financial planning, and advisory programs with a mix of in-house and third-party portfolio management.

Margaret Wright is a financial advisor at Janney Montgomery Scott with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Janney, she held positions at Thomas Head, Skye Hamilton, Stephen Harrison, and Equitable Advisors. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and various advisory programs.

Gary Conicella is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 35 years of industry experience. He previously worked at MetLife Securities Inc. and Metropolitan Life Insurance Company for over two decades. Conicella also maintains an outside insurance business focused on life, fixed annuities, and disability products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual, collaborative relationships using advanced analytical tools to develop written recommendations.

David Glenn is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and has 10 years of industry experience. He has worked with Bank of America, N.A. and Merrill since 2015, accumulating 11 years in these roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, with a range of portfolio implementation options and tax-aware strategies.