Israel Noriega is a financial advisor at Truist Advisory Services with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Truist and Wells Fargo-affiliated firms since 2011. Noriega has also been involved with MDA Management, Inc. since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary manager relationships and uses third-party platforms and AI-enabled research tools to support its investment and manager selection processes.

David Ciambella is a financial advisor with Lincoln Investment in Orlando, FL, holding a Series 63 license and over 30 years of industry experience. He has worked with Lincoln Investment since 2012 and has longstanding prior experience with Capital Analysts Inc and Lincoln Financial Advisors Corporation. Outside of advisory roles, he serves on the board of the International Succession Planning Association and is involved in business succession planning through positions at The Rawls Company and the Family Business Resource Center. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm combines strategic and tactical investment approaches through in-house and third-party strategies and manages approximately $22.9 billion in advisory assets, offering both discretionary and non-discretionary programs.

Landy Dunham is an advisor at First Command Advisory Services with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining First Command, Dunham worked at CVS Health and AllianceRx Walgreens Prime, and served briefly with The Joint Staff in the Department of Defense. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs using model portfolios managed by an in-house Investment Management Team.

Daniel Forrester is a financial advisor with Truist Advisory Services holding Series 63 and Series 66 licenses and 23 years of industry experience. He has previously worked at Raymond James Financial, Morgan Stanley, and Fidelity Brokerage Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration for client accounts.

Reis Fischer is a financial advisor at Truist Advisory Services in Orlando, FL, holding Series 65 and Series 63 licenses with less than one year of industry experience. His prior roles include positions at Robinhood Markets, Charles Schwab, and Cypress Bank & Trust. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver comprehensive investment solutions.

Bruce Guillemette is a ChFC® credentialed financial advisor with 29 years of industry experience. He currently works at Hornor, Townsend & Kent, LLC and previously spent 17 years at Equitable Distributors, LLC. Outside of his advisory role, he serves as the President of the Winding Bay Preserve Homeowners Association in Winter Garden, FL. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Natalie Plant is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. She has worked at Transamerica Financial Advisors since 2012 and has held roles at Debtmerica and other firms. In addition to her advisory work, she is involved with inheritguard, LLC and Student Optimum Services. Transamerica Financial Advisors serves a wide range of clients, including individual and high-net-worth investors, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Michael Fernandini is a financial advisor at Truist Advisory Services with three years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Truist Investment Services and Charles Schwab & Co., Inc. prior to his current role. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Christopher Pantano is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with SunTrust Advisory Services for 10 years and has concurrently worked with SunTrust Bank and SunTrust Investment Services for 15 years. Pantano maintains an active real estate license for personal use only, which he holds through Weichert Realty. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver its AMC Advantage manager-selection program and other services.

Eduardo Henrique Loureiro Fernandes is a financial advisor at Truist Advisory Services with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab & Co., Inc. and Truist Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation analysis, fiduciary support, and a manager-selection program that integrates discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Joshua Peterson is a financial advisor with Empower Advisory Group in Kissimmee, FL. He holds a Series 66 designation and has two years of industry experience. Prior to joining Empower Advisory Group, he worked at Fidelity Investments and held various roles in education and retail sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping platforms, focusing on long-term portfolio returns and annual rebalancing.

Natalie Campese is a CFP® professional with eight years of industry experience. She currently works at Hightower Advisors and previously spent six years with Resource Consulting Group. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm utilizes a manager selection and multi-manager approach that includes affiliated and third-party managers, employing a range of investment vehicles such as mutual funds, ETFs, and alternative investments.

Ryan Staton is a financial advisor at Hightower Advisors with 8 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Allgen Financial Advisors, Inc. and Charles Schwab & Co., Inc. Ryan serves as an HOA board member and manages vacation rental properties in Orlando, FL. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm emphasizes multi-manager solutions and proprietary research, offering portfolio management, financial planning, and access to a broad range of investment vehicles.

Justin Meisner is a financial advisor at Truist Advisory Services with one year of industry experience. He holds the Series 66 designation and has worked at Truist in various capacities since 2021. Prior to his career in financial services, Meisner spent 14 years at Enterprise Holdings. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, participant advice, and a manager-selection program implemented through discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools.

Stephen Hartman Jr. is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab in various advisory roles since 2016, including Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Outside of financial services, he assists with residential construction projects, focusing on kitchen and bathroom remodels in the Orlando area. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within Charles Schwab, serving individual clients with a focus on education and annual account reviews rather than discretionary portfolio management.

Tamara Anderson is a CFP® practitioner at Hightower Advisors with six years of industry experience. She has held roles at Fidelity Investments and Charles Schwab prior to joining Hightower Advisors. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual investors, institutions, and pooled investment vehicles. The firm employs a multi-manager investment approach that incorporates affiliated and third-party managers, proprietary research, and a variety of investment vehicles such as mutual funds, ETFs, and alternative investments.

Christopher Driver is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2024. His prior experience includes roles at Resource Consulting Group, Inc., Driver Capital, LLC, Zeke Capital, and Warren Averett Asset Management, LLC. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and diverse portfolio construction strategies.

Elizabeth Perez is a financial advisor with Truist Advisory Services and holds the Series 66 designation. She has 18 years of industry experience, including roles at SunTrust Advisory Services, HSBC Bank USA, and HSBC Securities. Perez is based in Saint Cloud, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager selection programs, combining discretionary and non-discretionary approaches with third-party platform and manager arrangements.

Bryan Cornell is a financial advisor at Truist Advisory Services with nine years of industry experience. He holds the Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing, Pruco Securities LLC, and Charles Schwab. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and employs AI-enabled tools to support its investment research and manager selection processes.

Ernest Phillips is a CFP® professional with 19 years of industry experience, currently with Hightower Advisors since 2024. He previously worked for Resource Consulting Group for 22 years. Based in Orlando, FL, he is part of a large enterprise firm known for serving a broad mix of individual and institutional clients. Hightower Advisors provides investment advisory and planning services to pension and profit-sharing plans, charitable organizations, corporations, trusts, and other financial institutions. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a range of investment products.