Royce Eggert is a financial advisor with Equitable Advisors in Miami, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Trump Doral and has experience in education and hospitality sectors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs through a network of Investment Adviser Representatives and utilizes third-party asset managers and sponsored advisory programs in its client solutions.

Ignacio Del Carril is a financial advisor with UBS Financial Services, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. He previously worked for HSBC Securities (USA) Inc. and HSBC Private Bank International for 14 years prior to joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of products and research through its extensive platform.

Alvaro Mayorga is a financial advisor with UBS Financial Services, holding a Series 66 designation and 19 years of industry experience. He has worked at UBS since 2017 and previously spent 10 years at HSBC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining model-based asset allocations and proprietary research to customize client portfolios. The firm integrates institutional trading capabilities with wealth management, including fiduciary financial planning and comprehensive capital markets services.

Alejandro Gonzalez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2017, following four years at Axa Advisors. Based in Miami, FL, he provides advisory services within a large institutional firm. J.P. Morgan Securities LLC offers institutional consulting to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Rodrigo Sideris is a financial advisor at Raymond James & Associates with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he is a partner in several small business ventures. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a wide range of portfolio management styles and affiliated research.

Sugeil Perez is a financial advisor with Wells Fargo Clearing in Winter Haven, FL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association, from 2015 to 2018. Outside of advisory work, Perez co-owns and operates a bar in Miami Lakes, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Amy Burgess is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she is involved in managing her Ameriprise franchise business through multiple entities. Ameriprise serves clients primarily with a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, customized retirement income recommendations, supported by a centralized consulting team.

Modesto Mora is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 license and 17 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Mora Investment Management, Inc., an entity he manages, is used primarily for maintaining group health insurance for his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning through a range of advisory programs and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and investment modeling techniques.

Jessica Osteen is a financial advisor with Morgan Stanley in Coral Gables, Florida, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, she worked at Citigroup Global Markets from 2007 to 2009. Outside of her advisory role, she serves as a board member for several real estate-related entities. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Rogelio Fernandez is a financial advisor at UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Javier Ferreira is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined total of six years. Outside of his advisory role, he owns and manages residential real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Melissa Riano Torrens is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has worked at Raymond James since 2021 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

Milton Aponte II is a financial advisor with Wells Fargo Clearing in Miami, FL, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Mary Sanchez is a Senior Financial Advisor at Merrill Lynch Wealth Management. She collaborates closely with her family members, including her mother, father, and uncle, to provide financial planning services. Based in South Florida with offices in Miami and Marco Island, the team focuses on serving business owners, highly compensated executives, and divorced individuals. Her expertise includes complex income structures, tax exposure, deferred compensation, equity and liquidity event planning, partnership distributions, business succession, wealth transfer, and multigenerational estate strategies. Mary and her team adopt a personalized approach to financial planning, coordinating with clients' CPAs, attorneys, and other advisors to ensure comprehensive service. They offer guidance aligned with clients' income timelines and life events, including premier banking and customized lending solutions through Bank of America. Mary holds a Bachelor's Degree from Connecticut College and maintains professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She is an active member of the Junior League of Miami.

Mason Rodill is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Fifth Third Securities, Bank of America, and Wells Fargo Bank. Outside of his advisory work, he owns MDR Enterprises LLC, a business focused on pet products. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, providing services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a wider range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kimberly Arguello is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at JPMorgan Securities LLC, FitzRoy Investment Advisors, and We Family Offices. She is currently affiliated with the University of Miami’s Miami Business School. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Vanessa Ceravolo is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America N.A. and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Michael Wilson is a financial advisor with Charles Schwab & Co., Inc. in Coral Gables, FL, holding a Series 66 designation and nine years of industry experience. He has worked with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized operational and custody arrangements.

Roberto Reyes is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and eight years of industry experience. He worked at L&V Trading from 2013 to 2020 before joining UBS Financial Services, where he has been since 2020. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Ethan Tierno Lauer is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has prior experience with Landmark Properties, the YMCA, Florida State University, and various educational institutions. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.