Jessica King is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has worked previously at Cetera and Bridge Financial. Outside of her advisory work, she owns Jessica King Corp, an expense management business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Russell Kane is a financial advisor with UBS Financial Services in Jupiter, FL, holding a Series 63 designation and 38 years of industry experience. He has been with UBS since 1992. Outside of his advisory role, he owns and manages Shower Seal Inc., a business that produces products to stop leaking shower floors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Thomas Holder is a Senior Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2013. He is a qualified Portfolio Manager who provides traditional financial advice and guidance, as well as personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. In his role, he may manage client strategies on a discretionary basis through the firm's Investment Advisory Program. Thomas holds the Accredited Asset Management Specialist (AAMS) designation and the Personal Investment Advisor (PIA) credential. He earned a bachelor's degree from the University of Miami, concentrating in management, finance, and business law, followed by an MBA from Florida Atlantic University with a focus on finance and management. His financial planning approach emphasizes understanding each client's current situation and goals to develop tailored wealth management strategies. A native of Stuart, Florida, Thomas enjoys boating and fishing and spends time on the water with his wife Lauren, daughter Kennedy, and their Labrador, Honey. He is involved in community activities such as the ASC Youth Hunter Safety & Training Program of Florida and is a member of professional organizations including The Stuart Sailfish Club, The Billfish Foundation, and the Safari Club of South Florida Youth Hunter Safety & Training Program.

Erica Gambardella is a Wealth Management Advisor at Schwartz, Gambardella & Associates, operating within Merrill Lynch Wealth Management. In her role, she focuses on in-depth planning strategies and employs a goals-based wealth management process. Erica evaluates each client's unique goals and needs, integrating their family values and life priorities to develop customized wealth management plans and appropriate investment strategies. She utilizes Merrill's advanced platforms and technology to consistently review portfolio progress, supporting clients in prioritizing and pursuing their most important financial goals. Erica's areas of expertise include family wealth management strategies, endowments, foundations and non-profits, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, women and wealth, tax minimization, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designations, among others, and graduated from Villanova University with a Bachelor of Business Administration in Marketing and Real Estate. Outside of her professional pursuits, Erica enjoys cooking, golfing, skiing, tennis, traveling, and spending time with her family.

Kevin Cerulli is a financial advisor with Morgan Stanley in Stuart, FL, holding a Series 66 designation and having 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Charles Incalcaterra III is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for MBSC Securities Corporation for 15 years before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

William Monisera is a financial advisor with LPL Enterprise in Palm City, FL, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked at Pruco Securities, LLC for 26 years and has been associated with Prudential Insurance Company of America for 38 years. Additionally, he is engaged in insurance sales and service through Monisera & Associates, Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance product sales through an integrated platform.

Eric Brady is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Navaretta Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and over 42 years of industry experience. He previously worked at UBS Financial Services Inc. and Oppenheimer & Co. In addition to his advisory role, he is involved with JMAK, Inc., a business entity used for tax and investment purposes unrelated to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and technology-enhanced investment solutions.

Carl Newton is a financial advisor with LPL Financial in Stuart, FL, holding a Series 66 designation and 18 years of industry experience. He has worked with LPL Financial since 2017, and previously held roles at Seacoast National Bank and INVEST Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, supported by research and model portfolios, with both discretionary and non-discretionary management options.

George Moler is a financial advisor at Merrill with 48 years of industry experience. He holds a Series 63 designation and has been with Merrill since 2008, concurrently working at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Tagle is a financial advisor at LPL Financial with 16 years of industry experience. He previously worked at Charles Schwab for six years and operated his own contracting business from 2015 to 2019. Outside of his advisory work, he was involved with All In Casino Events for over 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research.

Bernard Adair is a financial advisor with Merrill in Jupiter, FL, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Merrill since 1991 and has been associated with Bank of America, N.A. since 2012. Outside of his advisory role, he works part-time as a golf course ranger at Jonathans Landing Golf Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

David Hudson is a CFP®-certified financial advisor with 24 years of industry experience. He is currently with LPL Financial, where he has worked since 2022, following seven years at Lincoln Financial Advisors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Thomas Mcdermott is a CFP® with 17 years of experience in the financial services industry. He currently works with LPL Financial and previously held roles at Mass Mutual Investors Services, MassMutual Life Insurance Company, and AllState Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party resources.

Joe Shewmaker is a financial advisor with Primerica Advisors in Jupiter, FL, holding a Series 65 designation and 14 years of industry experience. He has worked at Primerica Advisors since 2012 and previously spent 12 years with Martin County Schools. In addition to his advisory role, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from third parties.

David Giunta is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a prior year at Wells Fargo Advisors LLC. Outside of advising, he is a co-owner of Xtreme Lefty Guitars, a retail guitar business based in Palm City, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Robin Harman is a financial advisor with Merrill in Jupiter, FL, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Merrill Lynch Pierce Fenner & Smith Inc. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal CIO teams and third-party style managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diane Bilello is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 licenses and bringing 42 years of industry experience. She worked at Lincoln Investment Planning, Inc. for 36 years before joining Equitable Advisors in 2026. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing third-party managers and program sponsors to deliver advisory and brokerage solutions.

Daniel Harris is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. His approach involves ongoing advice and portfolio adjustments to respond to changes in clients' situations. His areas of expertise include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Daniel holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida Atlantic University. Outside of his professional role, Daniel enjoys fishing, golfing, reading, swimming, and spending time with his family.