Carole Rainey is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Her prior firms include Securities America Advisors, National Planning Corporation, VOYA Financial Advisors, and Locust Street Securities. In addition to advisory services, she operates a tax preparation service. OSAIC Wealth serves a diverse client base that includes retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services through a multi-advisor platform, featuring model-based asset allocation and portfolio optimization supported by a range of programs including unified managed accounts and third-party money manager options.

Brian Langan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Total Quality Logistics, LLC. He has also been involved with Silver Gull Beach Club and JBAY LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Andrew Minor is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he leads the office in Bradenton, Florida. Since joining Merrill Lynch Wealth Management in 2004, he has held leadership roles and developed expertise in guiding clients toward their financial goals. Andy holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and has earned several professional designations including Chartered Life Underwriter (CLU), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment specialist. Andy graduated from the University of Alabama with a Bachelor of Science degree in Chemical Engineering. He has been involved in training programs within Merrill Lynch and was appointed Resident Director in 2015. His professional approach emphasizes a disciplined, client-focused financial strategy tailored to individual needs, including areas like college education planning, retirement income, tax minimization, and socially responsible investing. In addition to his professional responsibilities, Andrew Minor is active in his community. He serves on the boards of the Manatee County Fair Association and the Early Learning Coalition of Manatee County and is the 2024 President of the Bradenton Kiwanis Club. He is also a member of the Manatee County Chamber of Commerce. Andy resides in Bradenton with his wife, Kirstin, and their three children, and enjoys football, golfing, running, and family activities.

Darren Janakis is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with LPL Financial since 2004, following prior roles at Main Street Management Company and Commonwealth Financial Network. Janakis is also involved in a non-securities related insurance agency and maintains an accounting entity, Janakis Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational tools.

Joseph Maldonado is a Series 66-licensed financial advisor with Equitable Advisors in Bradenton, FL, bringing 15 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2010. Outside of his advisory role, Maldonado is involved as a referral sales agent in real estate and is a licensed CPA. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a variety of advisory models and third-party asset managers to deliver customized investment solutions and fiduciary services.

David Thompson is a Certified Financial Planner® at Ameriprise with 31 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he serves on the board of directors for Fourth Street Condominiums and has involvement in a family-operated Smoothie King franchise. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficiency strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Mark Wolf is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 63 designation and bringing 30 years of industry experience. His prior roles include positions at Raymond James Financial, Ash Brokerage, and concurrently operating Bluewater Financial Consultants since 2005. Wolf also has a background as a CPA specializing in taxes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning and model portfolios, and supports its advisors with advanced operational tools and a broad platform of non-advisory financial products.

Stephen Kitner is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials. He has one year of industry experience and prior roles at Genter Capital Management LLC, Coastal Carolina University, and Jefferson Security Bank. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization. The firm is distinguished by its scale, complex affiliate network, private-equity ownership, and a broad range of investment and financial planning programs.

Wendy Kester is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 65 credentials and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Chloe Hill is a financial advisor with Raymond James Financial Services Advisors, Inc. holding Series 66 and Series 63 credentials and five years of industry experience. She has worked at Raymond James since 2019, with prior experience at Howland and Associates, LLC and Branch Banking and Trust. Outside of her advisory role, she is an officer and secretary of Antipodean Group Inc., a business she co-owns. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides tailored, non-discretionary planning using risk profiling and analytical tools, supports institutional consulting, and maintains specialized municipal and SIMPLE IRA advisory programs.

Richard Morris is a financial advisor with Morgan Stanley in Bradenton, FL, holding a Series 66 designation and 14 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2010. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model-based outcome simulations as part of its planning process.

Talon Van Wert is a financial advisor with UBS Financial Services in Tampa, FL, holding Series 63 and Series 66 registrations and 18 years of industry experience. His prior work includes roles at Fisher Investments, Bank of America, Merrill, and T. Rowe Price. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances.

James Nunciato is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His career includes roles at Cadaret, Grant & Co., Inc., United Financial Services, and Nathan & Lewis Securities, Inc. He also operates Wall Street on Court Street, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

William Marsh is a financial advisor at Edelman Financial Engines with a Series 65 designation and four years of industry experience. He previously worked at Fisher Investments for seven years and Ameriprise Financial for three years. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios, periodic rebalancing, and long-term investment orientation.

Brianna Izzo is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She previously worked at Bank of America and Merrill. Outside of her advisory role, she owns a small business selling handmade crochet items on Etsy. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm serves institutional clients with a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jeffrey Welsh is a financial advisor with OSAIC in Bradenton, FL, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and Bard Financial Services, Inc. for over three decades, where he also served as vice president. Outside of his advisory role, he owns a sole proprietorship focused on selling term and fixed life insurance, fixed annuities, and accident & health insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, providing a range of investment programs supported by affiliated broker-dealer and RIA relationships.

Brennan Hervey is a CFP® and holds a Series 66 license, with 11 years of industry experience. He has been with Edward Jones in St. Petersburg, FL since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across various segments. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated capabilities under a fiduciary standard.

Nicholas Irving is a financial advisor with LPL Financial in Bradenton, FL, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial and Irving Financial Group, he worked in the automotive and service industries. Outside of advising, he is involved with Pressure Kingdom, LLC, an outdoor services business. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Mark Campbell is a financial advisor with Morgan Stanley in Bradenton, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, and Merrill. Outside his advisory work, he is the sole proprietor of Girard & Fedora LTD, a real estate investment business based in Miami. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services through its Financial Advisors and Estate Planning Strategies Group.

Thomas Bryant is a financial advisor with Wells Fargo Clearing in Saint Petersburg, FL. He holds a Series 66 designation and has 11 years of industry experience, including 10 years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, providing both brokerage and advisory solutions.