Mark Geissinger is a CFP® and ChFC® with 26 years of industry experience. He has been with Ameriprise since 2005, currently serving as a financial advisor in Fort Myers, FL. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jennifer Ramey is a financial advisor with Morgan Stanley in Fort Myers, FL, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and employs structured planning processes supported by firm‑approved tools.

William Foulk III is a financial advisor with Osaic Wealth, Inc. in Ft. Myers, FL, holding a Series 63 designation and bringing 30 years of industry experience. Prior to joining Osaic in 2025, he worked for Lincoln Financial Securities Corporation for 17 years. Outside of advising, he is also licensed as an insurance agent offering various health and life insurance products. Osaic serves a wide range of clients, including individual investors, high-net-worth individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through multiple platforms, utilizing asset-allocation tools, risk assessments, and third-party managers to deliver diversified investment solutions.

Grayson Hogoboom is a financial advisor at Charles Schwab with Series 65 and Series 63 credentials and two years of industry experience. He has worked within various divisions of Charles Schwab since 2023 and has prior experience in diverse roles outside the financial industry, including employment in the hospitality and retail sectors. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios supported by comprehensive research and due diligence.

David Osborn is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining Morgan Stanley in 2021, he spent 10 years at Bank of America and 25 years at Merrill. He serves as a director on the investment committee of the Allentown Symphony Association, a charitable organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations in its financial planning process.

Pamela Mahar is a financial advisor at Wells Fargo Advisors in Fort Myers, FL, holding a Series 63 designation with 29 years of industry experience. She has been with Wells Fargo Advisors and affiliated entities since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions by providing investment and fee-based financial planning services across a broad range of planning areas, including specialized services such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations, with clients able to implement these through various brokerage or advisory programs.

Susana Romero is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services Inc., Raymond James Financial Services Inc., and Kleinfield Wealth Group. She also assisted advisors at Kleinfield Wealth Group in client support and account processing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to offer diversified investment solutions and provides a range of financial products through bank and insurance affiliates.

Kevin Shepard is a financial advisor with Merrill in Ft Myers, FL, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked at Merrill since 2008 and Bank of America, N.A. since 2011. Outside of his advisory role, he is associated with an investment-related business named Kevin and Marilee Shepard. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charities.

William Prue is a financial advisor at Raymond James Financial with Series 65 and Series 63 licenses and 35 years of industry experience. He previously worked for Commonwealth Financial Network and Touchpoint Financial Advisor Group for 16 years before joining Raymond James in 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Douglas Gallwas is a financial advisor at Osaic with 38 years of industry experience. He previously worked at Woodbury Financial Services Inc. for 23 years before joining Osaic in 2024. Outside of his advisory role, Gallwas is involved in managing a European Wax Center franchise through Vittoria Management, LLC. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm uses various tools and multiple advisory platforms to construct diversified portfolios tailored to client risk tolerance and investment restrictions.

Juliana Lombardo is a Series 66 licensed financial advisor with UBS Financial Services in Tampa, FL, having two years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Equitable Advisors. Outside of finance, she has worked in the food service industry with Little Greek New Tampa and Vale Food Co. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services across a broad array of investment products.

Lisa Mason is a financial advisor at Edward Jones in Fort Myers, FL, holding a Series 66 designation with two years of industry experience. Her prior work includes roles at the Lee County Board of Education and Primerica, as well as experience with Total Package Hockey and International Design Source. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and strategies supported by a nationwide network of financial advisors and branch offices. The firm operates under a fiduciary standard and provides various services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Christopher Twining is a financial advisor at Edward Jones with 20 years of industry experience. He holds the Series 66 credential and has prior work history at Charles Schwab, TD Ameritrade, Merrill Lynch, and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and maintaining one of the largest retail advisor networks in the industry.

David Dittmann is a financial advisor with Edward Jones in Ft. Myers, FL, holding Series 63, Series 65, and Series 66 designations and has 24 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory strategies and affiliated investment products under a fiduciary standard.

Nicole Majoras is a financial advisor at Morgan Stanley in Fort Myers, FL, holding a Series 66 credential with 18 years of experience at the firm. She has been with Morgan Stanley since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis as part of its financial planning process.

Edward Finocchiaro is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Carrie Woods is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 2016 after nearly 20 years of experience as an attorney. Carrie provides clients with advice on financial strategies, estate planning services, insurance needs, and business succession planning. She offers expertise in wealth management that complements clients' complex trust and estate plans and assists clients post-divorce in reassessing and restructuring their financial lives. Carrie holds a Bachelor's degree from Harvard University and a Juris Doctorate from Suffolk University Law School. She is a Certified Financial Planner® professional and holds several professional designations including Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her focus areas include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. Outside of her professional work, Carrie is involved with United Way Cape Cod. Her personal interests include boating, golfing, reading, skiing, traveling, and yoga.

Parker Conitz is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 credential and has prior experience working at several golf clubs and Florida Gulf Coast University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Michael Mccormack Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been a registered Financial Advisor for more than 27 years, bringing extensive experience to his role. He started his career at PaineWebber/UBS Financial Services, Inc., where he spent 19 years before continuing his work advising clients. Michael focuses on family wealth management strategies, portfolio management services, and retirement income. He provides integrated planning based consulting services to high net worth individuals, with an emphasis on in-depth financial strategies and retirement planning. He works one-on-one with clients to develop personalized financial strategies aimed at pursuing long-term goals. Michael is a graduate of the University of Rhode Island and Avon Old Farms School. He holds the Personal Investment Advisor (PIA) designation. He lives in Newport, Rhode Island, with his wife Michele and their four children. Outside of his professional work, Michael enjoys golfing, music, and running.

Shawn Kinney is a CFP® with 25 years of industry experience, currently with Stifel since 2024. His prior roles include positions at Ameriprise, Edward Jones, and Stifel Nicolaus & Co. Inc. He holds Series 63 and Series 66 licenses. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide financial planning and asset allocation guidance.