Armando Posada is a CFP® with five years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. His prior roles include positions at Graypoint LLC and The Ayco Company L.P./Goldman Sachs & Co. He is based in Naples, Florida. Cerity Partners advises a wide range of clients, including high-net-worth individuals, families, foundations, and institutional investors, offering customized wealth management services and access to alternative and private market solutions. The firm employs a client-specific investment approach combining quantitative screening, manager selection, and direct security selection.

John Edwards is a financial advisor with Fifth Third Securities, Inc. in Naples, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 34 years of industry experience. He has been with Fifth Third Securities since 1999. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients including individuals, charitable organizations, and institutional investors. The firm combines its municipal-advisor registration and corporate affiliation with Fifth Third Bank to provide a platform featuring discretionary managed-account programs, direct indexing, and tax-overlay services.

Patricia Gomes is a financial advisor with FIFTH THIRD SECURITIES, Inc. She holds Series 63 and Series 65 licenses and has eight years of industry experience. Her prior work includes roles at Cetera and Regions Bank. Fifth Third Securities, Inc. serves a broad range of individual and institutional clients through both investment advisory and brokerage channels. The firm offers multiple program types and third-party portfolio managers on its Passageway platform, providing services that include advisor-directed mutual fund and ETF models, SMA strategies, tax-overlay services, and direct indexing.

Bart Singleton is a financial advisor at Guardian Life with 14 years of industry experience and holds a Series 66 designation. He has worked with Park Avenue Securities and Guardian Life since 2014. Outside of his advisory role, he is involved with Doctors Wealthcare LLC and assists individuals with student loan repayment options through Doctors Student Loan Care. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to insurance products and alternative investments.

Patrick Murphy is a CFP® and ChFC® with 40 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and leads Murphy Financial Group. His prior experience includes over a decade at Lenox Advisors, Inc. and four decades at MML Investors Services, Inc. Murphy is also involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services. The firm offers various portfolio management options and operates as a back-office platform supporting affiliated advisors with operations, trading, compliance, and practice management.

Thomas Lamacchio is a financial advisor at Mercer Global Advisors Inc. with 25 years of industry experience. He holds a Series 66 designation and has previously worked at Family Wealth Planning Group LLC, Raymond James Financial Services Advisors Inc., and Family Wealth Tax Advisory LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and a variety of implementation options.

David Legus is a financial advisor at Cresset Asset Management, LLC with 16 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Meristem Family Wealth, U.S. Bancorp Investments, Inc., and AllianceBernstein L.P. prior to joining Cresset in 2022. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves a broad range of clients including individuals, high-net-worth clients, trusts, estates, and retirement plans, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and both active and passive investment strategies across public equities, fixed income, and alternatives.

John Dovich is a ChFC® credentialed financial advisor with 33 years of industry experience. He is currently Regional President at MAI Capital Management, LLC, overseeing the Cincinnati office since 2019. His prior experience includes roles at Integrity Alliance, LLC and Lion Street Financial, LLC, as well as running his own firm, John D. Dovich & Associates, LLC. Outside of his advisory work, he serves as a trustee at Xavier University and volunteers on the Cincinnati Zoo Foundation board. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, institutional clients, and sports professionals. The firm offers a range of customized portfolio strategies and integrates comprehensive financial planning, tax, and administrative services across its client relationships.

Brad Cherkin is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, BB&T Securities, and BB&T Bank. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer that also provides placement and investment banking services.

Stanley Roy is a financial advisor at TLG Advisors, Inc. with 22 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise and several affiliated firms prior to joining TLG Advisors in 2025. Outside of his advisory role, he owns and operates Heritage Tax & Consulting Services, providing tax return preparation and consulting services. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, using a research approach based on fundamental analysis and Modern Portfolio Theory.

Blake Otto is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and one year of industry experience. His work history includes roles at PFS Investments Inc. and Primerica Financial Services, as well as earlier experience at the University of Connecticut and the Community School of Naples. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies through a large network of financial advisors and supports accounts with custodial and trade execution services from Pershing and overlay management by BNY Mellon Advisors.

Robert Steingold is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2012. Outside of his advisory role, he participates in his homeowners association committee in Bonita Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ashley Karstens is a Planning Consultant at Fidelity Investments. In this role, Ashley partners with clients and their families to co-create financial plans tailored to their unique goals, utilizing Fidelity's resources to support their financial decision-making process. Ashley has been with Fidelity Investments since 2020, progressing through roles as a Financial Representative and Relationship Manager before becoming a Planning Consultant. This experience has provided Ashley with a foundation in client relationship management and financial planning. Outside of work, Ashley's personal interests include spending time at the beach, gardening, kayaking, enjoying food, and engaging in puzzles.

Christopher Macfarlane is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He previously worked at Robert W Baird & Co for 10 years and Wells Fargo Clearing for 5 years. His credentials include the Series 66 designation. Outside of his advisory role, he has ownership interests in real estate development and investment-related entities in Naples and Bonita Springs, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

William Mihm Jr. is a financial advisor with Raymond James Financial in Bonita Springs, FL, holding a Series 63 designation and over 30 years of industry experience. He has been associated with Raymond James since 2006 and owns an independent support company, BMIHM LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm uses analytical tools and tailored non-discretionary advisory services and maintains unique offerings such as municipal advisory support and SIMPLE IRA Employer Advisory programs.

Matthew Reimann is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and four years of industry experience. He previously worked at Capitol Securities Management and has diverse experience including roles at the City of Louisville Parks and Recreation and Virginia Military Institute. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, employing proprietary research and model-based asset allocations to tailor investment solutions. The firm combines institutional trading capabilities with wealth management services, including custody, underwriting, and securities-backed lending.

Andrew Kampf is a financial advisor at Merrill with 50 years of industry experience. He has held roles at Merrill since 1976 and has been with Bank of America, N.A. since 2011. Kampf holds Series 63 and Series 65 designations and is based in Naples, FL. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, with portfolio implementation tailored to various levels of tax sensitivity and investment restrictions.

Noah Veliz is a Series 66-licensed financial advisor with J.P. Morgan Securities in Naples, FL. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Prior to his current role, he attended Florida Gulf Coast University from 2021 to 2025. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to develop model asset allocations and includes capabilities in derivatives and commodities through affiliated entities.

Nicklas Nagengast is a financial advisor with Mass Mutual Investors Services in Bonita Springs, FL, holding Series 63 and Series 65 licenses with seven years of industry experience. His prior roles include positions at MassMutual Life Insurance Company and Foresters Financial Services, as well as work related to community service and management. Outside of advising, he provides dog sitting services as an independent contractor. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools to analyze client goals.

Marlon Miniet Rivas is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, PNC Bank, Walgreens, and Florida Gulf Coast University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.