James Cunningham is a financial advisor with Mass Mutual Investors Services based in Knoxville, TN. He holds a Series 63 designation and has 42 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory work, he is an agent specializing in group life, health, long-term disability insurance, supplemental, and dental products. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

John Roszell is a financial advisor with Osaic Wealth, Inc. based in Knoxville, TN. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. His prior work includes roles at Securities America Advisors, Inc. and Securities Service Network. Outside of his advisory work, he volunteers as a transporter for Adopt A Golden Knoxville, a golden retriever rescue organization. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of portfolio management options and uses various tools and third-party platforms to support client investment strategies.

Scott Shoemaker is a financial advisor with Mass Mutual Investors Services in Knoxville, TN, holding the ChFC® designation and Series 63 and 65 licenses. He has 20 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he operates as an independent insurance agent, selling disability, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a structured, collaborative approach to client financial planning.

Cole Smith is a financial advisor at Robert W. Baird & Co. with a Series 66 credential and one year of industry experience. Prior to joining Baird, he worked at Sumitomo Mitsui Banking Corporation for three years and has educational experience from Princeton University. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides customized financial planning and portfolio management services, employing a range of traditional and non-traditional investment strategies tailored to client goals and risk tolerances.

Michelle Garlington is a financial advisor at Edward Jones in Knoxville, TN, holding a Series 66 designation and with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of advisory services under a fiduciary standard.

Kimberly Whitted is a financial advisor with Merrill in Knoxville, TN, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. She has been with Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Johnson is a CFP® with 21 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has prior experience with FTB Advisors, Inc. and First Tennessee Brokerage, Inc. Outside of his advisory work, he is a bass player with the band Scull Soup. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs and financial planning services with access to model portfolios, third-party research, and technology-driven investment strategies.

John Ahearn III is a financial advisor at UBS Financial Services with 38 years of industry experience. He holds a Series 63 designation and has been with UBS in various capacities since 2002. Outside of his advisory role, he serves as Treasurer on the Alumni Council for St. Mary's College of Maryland. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research, model-based asset allocations, and institutional trading capabilities to deliver tailored financial planning and portfolio management services.

Daniel Waters is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Richard Disharoon is a CFP® practitioner affiliated with Cambridge Investment Research Advisors, with 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2009. Outside of his advisory role, Disharoon serves as a board member of a nonprofit organization and works as an independent insurance agent, selling life, disability, and long-term care insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary portfolio strategies across multiple platforms.

Melissa Boniface is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Her prior roles include positions at Aetna, Inc., PerformLine, Inc., and involvement with Quinnipiac University across multiple departments. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated financial products through a nationwide network of advisors and branches.

Christine Gilmore is a financial advisor at UBS Financial Services with three years of industry experience. Prior to joining UBS in 2023, she worked at the Knox County Health Department and Banner Health. She also has experience as a delivery driver for Amazon Flex and as a rideshare driver for Uber. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and institutional trading capabilities to tailor solutions to client goals and risk tolerances.

Nathan Burcham is a financial advisor at OSAIC with 10 years of industry experience. He holds the CFP® designation and Series 66 and Series 63 licenses. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Securities America Inc. He is also involved as Treasurer of Breast Connect, a nonprofit supporting breast cancer survivors, and serves as Director of NextGen for the Financial Planning Association of East Tennessee. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm uses firm-provided asset-allocation tools, risk-tolerance assessments, and automated rebalancing to build diversified portfolios across various asset classes.

Petra Dunn is a Wealth Management Advisor with extensive experience in banking and wealth management. She began her career in the financial services industry in 1991 and holds a Bachelor of Science degree in Finance from the University of Tennessee. Petra is also a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). She specializes in family wealth management strategies, personal retirement planning, and individual and corporate investment strategy. Petra helps clients create customized wealth management strategies focused on preserving and growing their wealth while addressing tax and estate planning issues. She works with a limited number of families to provide dedicated attention and utilizes a proprietary process she developed to align wealth management with clients' life priorities and goals. Petra is involved in her community as a member of First Baptist Concord, the Junior League of Knoxville, and the 2019 class of Leadership Sevier. She supports various non-profit organizations, serving on boards such as the Christian Hospitality Network, The Center School, One Vision International, and The City Ballet. Petra is also a mentor for Amachi Knoxville.

Ernest Coffindaffer is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he co-owns and operates a hay production farm in Bridgeport, West Virginia. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Angela Mecha is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates for 12 years before joining Merrill in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ava Elkins is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. She has worked at Raymond James since 2019 and previously held roles in healthcare and community organizations. Outside of her advisory work, Elkins provides occasional swim lessons and nutrition consultations for children during the summer months. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles and is noted for its municipal advisory services and comprehensive affiliate ecosystem.

Mikayla Teal is a financial advisor with UBS Financial Services in Knoxville, TN, holding Series 63 and Series 65 licenses and three years of industry experience. Her prior roles include positions at First Horizon, Northwestern Mutual Investment Services, and Eric Neumann. Outside of advisory work, she is a content creator on TikTok, producing videos to drive product sales. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Robert Denovo III is a Certified Financial Planner (CFP®) and Series 66 holder with 20 years of industry experience. He is affiliated with Raymond James Financial, where he has worked since 2007, and has also held a role at Pinnacle Bank since 2014. Outside of his advisory work, Denovo serves in several nonprofit leadership positions, including Treasurer and Deacon at Resurrection Presbyterian Church and board member roles with Soar Youth Ministries and the Trinity Health Foundation of East Tennessee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools like risk profiling and probability modeling, supporting clients through various advisory programs and specialized services including municipal advisory and SIMPLE IRA employer consulting.

Nicholas Skvara is a financial advisor with Morgan Stanley in Knoxville, TN, holding a Series 66 credential and five years of industry experience. Prior to his current role, he worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Outside of advising, he is a partner in Crystal Lures, a recreational business, and is involved in digital marketing through SKEEF LLC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured tools and modeling techniques, offering advisory services without individual security recommendations as part of standalone plans.