Annette Winters is a financial advisor with UBS Financial Services in Knoxville, TN, holding a Series 66 designation and 4 years of industry experience. She has been with UBS since 2020 and previously worked at Merrill Lynch from 2013 to 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based investment solutions tailored to client goals.

Todd Kelly II is a financial advisor with Merrill in Knoxville, TN, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Bank of America, The Trust Company of Tennessee, and several other organizations. He is the founder and president of the TKJ Foundation, a nonprofit that creates athletic experiences focused on character development for local youth. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Nicholas Weissfeld is a financial advisor with OSAIC in Knoxville, TN, holding Series 63, Series 65, and Series 66 licenses and 18 years of industry experience. He previously worked at Lincoln Financial Advisors Corp for eight years and MML Investors Services for one year. Outside of advisory work, he serves as an insurance agent offering accident and health, disability, traditional life, long-term care insurance, and voluntary employee benefits. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and access to third-party money managers and managed account solutions.

Amy McCarver is a Financial Consultant at Fidelity Investments, a position she has held since 2019. In her role, she works with individuals and families to assess their financial needs and goals through comprehensive financial planning. She aims to educate and empower her clients to make impactful wealth decisions throughout their lifetime. Amy's professional experience centers on financial consulting, where she applies her expertise to support clients in managing their financial futures. She brings a focus on personalized financial planning to her work at Fidelity Investments. Outside of her professional responsibilities, Amy has personal interests that include bowling, fitness, hiking, caring for pets, scuba diving, and traveling.

Taylor Shannon is a financial advisor at Morgan Stanley in Knoxville, TN, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, Shannon was involved with Knox Ridge Apartments and has longstanding roles at the University of Tennessee Knoxville and Knoxville Catholic High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools to deliver tailored financial advice.

Locke Carter Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he has ownership interests in two non-investment related entities, Homestead Properties, LLC and Buccaneer Court, LLP. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Green is a financial advisor with UBS Financial Services in Knoxville, TN, holding a Series 66 designation and 15 years of industry experience. He has been with UBS Financial Services since 2013. Outside of his advisory role, he serves on the Board of Directors for the Great Smoky Mountain Institute at Tremont, an educational nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm also provides institutional trading capabilities alongside wealth management services.

Jeffrey Tubb is a Series 66-credentialed financial advisor with Edward Jones, based in Knoxville, TN. He has eight years of industry experience, including eight years at First Choice Automotive prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Christen Kiefer is a financial advisor at Ameriprise in Knoxville, TN, holding a Series 66 designation with 15 years at the firm and three years of industry experience. Outside of advising, Kiefer is co-owner of Sapphire Hill Stables, a farm and horse boarding facility. Ameriprise provides retirement-income planning services for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations, supported by a centralized consulting team and algorithmic tools.

Lee Martin is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to joining Cetera, he spent nine years at Regions Bank and has experience in event catering. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party manager selections, and bespoke strategies.

Craig Mayfield is a financial advisor with Morgan Stanley in Knoxville, TN, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Andrew Vollman is a financial advisor with LPL Financial in Knoxville, TN, holding the Series 66 designation and bringing eight years of industry experience. His prior work includes roles at Truist Investment Services, FirstBank Investment Partners, Raymond James Financial Services, and Nationwide Insurance. He is also associated with United Community Bank in an advisory capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by a variety of research and model portfolios.

Kimberly Roberts is a financial advisor at UBS Financial Services with 29 years of industry experience. She has held positions at Citigroup Global Markets and Legg Mason Wood Walker before joining UBS in 2009. She holds the Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations in client strategies.

George Lucke is a financial advisor at Edward Jones in Knoxville, TN, with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Anthony Langford is a financial advisor at Cetera with four years of industry experience. He holds a Series 65 credential and has worked with Polaris Wealth Advisors and Avantax Advisory Services. In addition to his advisory role, Langford is the majority owner of Polaris Accounting & Tax LLC, where he manages the firm and provides tax, accounting, and business consulting services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, discretionary and non-discretionary accounts, and a range of program structures.

Randall Scott is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 20 years of industry experience. He has worked at Cetera since 2022, with prior experience at Allianz Global Investors Distributors LLC from 2013 to 2022. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets through a network of more than 10,000 advisors.

John Kennedy III is a financial advisor at Osaic with 43 years of industry experience. He holds a Series 63 designation and has previously worked at Greensview Wealth Management and Trustfirst, Inc. Kennedy operates a sole proprietorship selling fixed insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisors, utilizing various asset-allocation tools and offering access to third-party managers and unified managed accounts.

Carter Owens is a financial advisor with Ameriprise in Huntsville, TN, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, Owens serves as an elder and member of the Board of Directors at First Presbyterian Church of Huntsville. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, delivering tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, with a focus on assets managed within Ameriprise accounts.

Kenneth Hayes is a CFP®-certified financial advisor with 18 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. He is based in Knoxville, TN. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Deanna Gonzalez is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 66 and Series 63 credentials and previously worked at First Tennessee Brokerage for 19 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.