Kevin Knoernschild is a financial advisor with Thrivent Investment Management in Knoxville, TN, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of advising, he leases office space in Knoxville. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations across various financial topics. The firm focuses on holistic, goal-based analyses and separates its planning services from managed-account programs.

William Hotzfield is a financial advisor with Fidelity in Knoxville, TN, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he worked in construction and home repair, and he currently operates a handyman business as a partner. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing proprietary research, quantitative analysis, and algorithmic portfolio construction.

Hunter Millsaps is a financial professional at Cetera with Series 65 and Series 63 credentials and four years of industry experience. His prior experience includes roles at 49 Financial and Purshe Kaplan Sterling Investments. Outside of his advisory work, Millsaps is a member and owner of Premier Pickleball of Knoxville, a local pickleball club. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a nationwide network of over 10,000 independent advisors.

Randy White is a CFP® professional with 40 years of industry experience, currently serving at Ameriprise since 2020, and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He manages his financial planning practice through RTW Enterprises, LLC, and holds board positions with The Commons at Hardin Valley Owners Association and Smokey Mountain DockDogs. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service team that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Zachary Adkisson is a financial advisor with Merrill in Knoxville, TN, holding a Series 66 designation and three years of industry experience. He has been with Merrill and Bank of America since 2021 and has prior work experience that includes roles at DoorDash and The Mentzer Group. Outside of his advisory role, he serves on the boards of the University of Tennessee’s College of Music and Haslam College of Business and performs as a cellist at community events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brian Welch is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm uses structured discovery conversations and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.

Stephen Elam is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 43 years of industry experience. He has been with Raymond James & Associates since 2013. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. Raymond James serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Gloria Wilson is a financial advisor at OSAIC with 12 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. In addition to her advisory role, she owns an engineering project management business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations, offering integrated brokerage and advisory services supported by various investment tools and third-party platforms.

James Lankford is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at LPL Financial and FTB Advisors, Inc. prior to his current roles, which include positions at First Bank and FirstBank Investment Partners. His responsibilities also extend to insurance advisory through FirstBank Insurance Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling to inform client recommendations, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Gail Hatfield is a CFP® professional with eight years of experience in the financial industry. She has worked at LPL Financial since 2017 and previously spent one year at UT Federal Credit Union. In addition to her advisory role, she is a commissioned notary public. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, including discretionary and non-discretionary management supported by in-house and third-party research.

Jonathan Love is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts and deliver model portfolios.

Thor Victorson is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with LPL Financial and has been affiliated with First Tennessee Brokerage and FTB Advisors, Inc. for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from multiple sources.

Ellen Coppinger is a CFP® professional with 29 years of industry experience, currently affiliated with Cetera in Oak Ridge, TN. She has previously worked with LPL Financial, PFG Advisors, and CUNA Brokerage Services. Outside of her financial advisory career, she co-owns Fall Harvest Farms Inc., where she manages administrative duties and store operations on weekends. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of investment management and financial planning services, utilizing multiple program structures and access to third-party money managers.

Jeffrey Golliher is a financial advisor with Robert Baird & Co. in Knoxville, TN, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has worked at Robert Baird since 2019 and has been with J.J.B. Hilliard, W.L. Lyons, LLC since 2009. His other activities include serving as successor trustee for a long-time friend’s trust. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The group uses a range of financial planning, portfolio management, and advisory strategies supported by ongoing manager selection and home-office research.

Riley Alexander is a Financial Consultant I at Fidelity Investments, a position held since 2025. Prior to this role, Riley has accumulated experience within Fidelity in various positions including Planning Consultant (2023-2025), Relationship Manager (2022-2023), and Workplace Planning Consultant (2021-2022). Riley's professional approach involves understanding each client's unique circumstances to guide them through the financial planning process with an emphasis on transparency, education, and efficient problem-solving. Their commitment is to ensure clients fully comprehend the support and services Fidelity offers, enabling informed financial decisions. Outside of work, Riley has interests in family activities, football, golf, pets, soccer, and traveling.

Joshua Carter is a financial advisor with UBS Financial Services in Knoxville, TN, holding a Series 66 designation and nine years of industry experience. He has previously worked at Bank of America, N.A. and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and affiliated lending programs.

Amanda Webb is a financial advisor at Ameriprise with 25 years of industry experience. She has worked with Ameriprise and its affiliates since 2012. Webb is registered with Series 63 and Series 65 credentials. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, delivering tailored recommendations through a centralized consulting team that integrates research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Curtis Shoemaker Jr. is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over fifty years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has affiliations dating back to 1981 with New England Securities and New England Life Insurance Company. Outside of his advisory role, he is active as an insurance agent in individual life, health, and property and casualty lines. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to deliver tailored recommendations without investment discretion.

Robert Ball is a financial advisor with Edelman Financial Engines, holding a Series 65 credential and three years of industry experience. He has worked at Edelman Financial Engines since 2022, including time at its predecessor, Financial Engines Advisors L.L.C. Outside of his advisory role, he maintains a real estate license with Realty Connect but does not engage in active duties there. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Ryan Kelly is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a partner at NAD Ventures LLC, an investment and finance-related firm based in Knoxville, Tennessee. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning utilizing firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through a comprehensive advisory platform that includes Financial Advisors and Estate Planning Strategies.