Shane Brown is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 17 years of industry experience. He has been with various Raymond James entities since 2014. Outside of his advisory role, Brown is involved in entrepreneurial activities including ownership of a salon suite business and a commercial rental property in Harrison Township, MI. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools and supports advisory programs and institutional portfolio management across a large network of advisors.

Sankaran Sriram is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he owns Nomos Staffing Solutions, LLC, a business that processes payroll for his staff. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research and modeling to provide tailored, tax-efficient income strategies. The firm delivers these services through a centralized consulting team in partnership with its financial advisors.

Brian Vanhevel is a CFP® with 24 years of experience, currently serving at Thrivent Investment Management. He has been with Thrivent Financial for Lutherans and its investment management division since 2002. Outside of his advisory work, he serves as a member at large on the Immanuel Lutheran Church council. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a variety of financial planning topics without implementation. The firm combines holistic, goal-based analyses with an optional managed-account program while maintaining separate planning and portfolio management services.

Jennifer Pulcini is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds a Series 66 designation and has worked previously at Merrill and Bank of America. Pulcini has been with Raymond James & Associates since 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Chi Richmond is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2018, with prior roles at Blumark Financial Advisors and Royal Alliance Associates. Outside of his advisory work, Richmond is also an independent contractor driver for UberEats. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Alexander Dinser is a CFP®, ChFC® professional with 19 years of industry experience. He is currently with Cetera and has held roles at Cetera Wealth Services, Horizon Advisers, and Voya Financial Advisors. Dinser is the owner of Dinser Financial Group and Horizon Advisers, which includes an educational platform called Horizon Adviser University. He also serves on the finance council of St. Mary Catholic Church in Royal Oak, MI. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of investment management and advisory services through a multi-manager platform that includes discretionary and non-discretionary strategies with access to affiliated and third-party managers.

Andrew Okray is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. His prior work includes roles at Hoover & Associates and Armada Area Schools, as well as experience as a paraplanner with Evola Management, LLC. He also serves in fiduciary roles such as trustee and executor. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Scott Efrusy is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has worked in various roles at Cetera and Horizon Advisers since 2021. Outside of advisory work, he is the owner of Efrusy Financial Group LLC, focusing on expense management, and also works as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and retirement services across multiple program platforms, with over $256 billion in assets under management and more than 10,000 advisors.

Isaiah Montgomery is a Financial Consultant with 16 years of experience in the financial services industry. He currently works at Fidelity Investments, where he provides financial planning and legacy planning services to investors. Isaiah collaborates closely with his clients to develop customized roadmaps aimed at helping them achieve their ideal retirement lifestyles and adapt strategies in response to life changes. His professional background includes roles as a Financial Consultant at Ameriprise Financial, a Senior Financial Consultant at TD Ameritrade, and Financial Advisor positions at Merrill Lynch and Morgan Stanley. Isaiah has built his expertise through these diverse experiences spanning over a decade. Outside of his professional role, Isaiah has interests in golf, movies, and outdoor adventures.

Daniel Bachmann is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Board of Directors for the Stony Pointe Homeowners Association and as a commissioner for the Rochester Planning Commission. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports, supported by a centralized consulting team and algorithmic tools.

Jonathan Balsavich is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. Prior to this role, he held positions as an Investment Consultant and Financial Representative at Fidelity Investments from 2019 to 2021. He also worked as a Financial Advisor at Edward Jones from 2018 to 2019. Jonathan and his team focus on helping successful families grow their wealth with confidence while protecting their existing assets. Their planning-first approach connects investments to real-life goals through coordinated income strategies, tax-efficient investing, and estate planning considerations, ensuring that every financial decision works together. Outside of his professional work, Jonathan enjoys family activities, fitness, hiking, outdoor adventures, reading, and traveling.

Erica Johnson is a financial advisor at Morgan Stanley with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2021. Prior to that, she was with Citizens Bank and PNC Bank. Outside of her advisory work, she operates a wedding officiant business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and applies a structured planning process supported by proprietary tools and market outlook models.

Jason Muchortow is a financial advisor with Cetera Wealth Services LLC, holding a Series 66 designation and bringing 10 years of industry experience. He has a history of involvement with multiple firms including Avantax Advisory Services and runs his own tax and accounting service companies, Muchortow & Associates LLC and Muchortow + Paperd Advisors LLC. Outside of his advisory roles, he coaches the varsity girls basketball team at Utica High School and operates sports camps through his LLC, Puternic Koinonia. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager investment platform with a mix of discretionary and non-discretionary services, managing over $256 billion in assets and supported by a nationwide network of more than 10,000 advisors.

Patrick Adams is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is also involved in insurance sales for Medicare Supplement policies through the American Insurance Group. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, brokerage, and insurance products, utilizing an integrated platform that combines adviser programs with active sales of financial products and affiliated insurance services.

Bradley Spindler is a financial advisor with Cetera, holding the Series 66 credential and three years of industry experience. His prior roles include positions with True North Capital Management LLC and Horizon Advisers. Outside of his advisory work, he is also involved as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services using multiple program structures and model portfolios, with over $256 billion in assets under management and more than 10,000 advisors.

Karen Thompson is a financial advisor at UBS Financial Services with 43 years of industry experience. She has held her current position at UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including custody, underwriting, and securities-backed lending programs.

Robert Brunmeier is a CFP® credentialed financial advisor at OSAIC with 17 years of industry experience. He previously worked at Woodbury Financial Services, Inc. and Questar Asset Management. Brunmeier is also an investment advisor representative at Woodbury Financial Services. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory platforms and uses asset-allocation tools, risk-tolerance analysis, and third-party money managers to construct diversified portfolios.

Brendan Connelly is a financial advisor at OSAIC with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining OSAIC Wealth Inc, he has been associated with Platinum Wealth Management Group and held multiple roles at Central Michigan University and TRSMI. He is also an insurance resident producer, selling insurance products as part of a separate business activity. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to corporations and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Eric Ratliff is a CFP® professional with over 21 years of experience in the financial industry. He has worked at LPL Financial since 2022 and previously spent nine years with J.P. Morgan Securities. Ratliff is based in Troy, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Beena Kinariwala is a financial advisor at Equitable Advisors with 34 years of industry experience. She has held her current role since 1999, previously associated with AXA Advisors, LLC during overlapping years. Kinariwala also operates BK Financial Services as a sole proprietor, conducting insurance activities outside of the Equitable network. Equitable Advisors serves a broad client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers, employing a hybrid referral and implementation model that integrates advisory and brokerage channels.