Thomas Durocher is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients since 2012. He is a CERTIFIED FINANCIAL PLANNER® certificant and a partner in The AD Group, working alongside fellow advisor Kevin Ackroyd. Thomas specializes in wealth management and retirement strategies for affluent individuals, families, and businesses. His practice focuses on retirement planning and income strategies, investment management, cash management, and wealth transfer and charitable giving. Thomas earned his bachelor's degree in Business Finance from Eastern Michigan University, attending while working at Merrill's Ann Arbor, MI branch. He combines his financial expertise with a collaborative approach, working closely with clients and their other trusted advisors such as CPAs and attorneys to develop customized financial strategies aligned with their values and future goals. A lifelong Michigan resident, Thomas lives in Ann Arbor with his wife Kathryn. Outside of work, he enjoys camping, hiking, golfing, hunting, racquetball, and is engaged in community activities including Kids Camp.

Jessica Carlsen Buszka is a financial advisor at Raymond James Financial Services Advisors, Inc. with four years of industry experience. She holds the Series 66 designation and has worked with several Raymond James entities since 2021. Prior to her current roles, she was employed at Edward Rose & Sons from 2018 to 2021. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm delivers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kalee Murphy is a financial advisor with Edward Jones in Ann Arbor, MI, holding a Series 66 designation and six years of industry experience. She has worked at Edward Jones since 2019, with prior positions including a role at Money Source Financial Services, Inc. Outside of her advisory work, Murphy operates an Etsy store creating digital prints for home and office decor and has volunteered as a Whole Foods shopper for grocery pickups. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies under a fiduciary standard. The firm is notable for its extensive network of advisors and branches, along with affiliated capabilities such as a trust company and securities-based lending options.

Nicholas Millio is a financial advisor with Ameriprise in Saline, MI, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise and related entities since 2016 in various advisory and client service roles. Outside of his advisory duties, he is involved with CNZ & Associates, where he supports financial advising activities including client communication and trade processing. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm emphasizes tax-aware withdrawal strategies and dependable income solutions developed through a combination of proprietary research and third-party data.

Rance Thomas III is a financial advisor with Edward Jones in Ypsilanti, MI, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2021, he worked at DTE Energy for eight years. He is also the owner of RT3 Solutions, LLC, a small business consulting firm based in Romulus, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 financial advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Kelly Hobby is an Investment Consultant at Fidelity Investments, where she collaborates with clients to develop personalized financial plans tailored to their individual needs and goals. She began her career at Fidelity Investments in 2023 as a Financial Representative and has held positions as a Relationship Manager and Investment Consultant since then. Prior to joining Fidelity, Kelly worked as a Specialist at The Charles Schwab Corporation from 2021 to 2023. Her professional experience encompasses client relationship management and investment consulting, focusing on helping clients create plans to secure their financial futures. Outside of her professional work, Kelly enjoys socializing with friends, hiking, kayaking, visiting museums, skiing, and traveling.

Nathaniel Michna is a Financial Advisor with Merrill Lynch Wealth Management. In his current role, he focuses on helping families grow their net worth and achieve their financial goals by creating personalized strategies tailored to each client’s unique situation. Nathaniel draws on his background in financial planning, insurance, and tax planning to assemble comprehensive financial plans that address a wide range of client priorities. Nathaniel began his financial services career in 2018 as a Planning Analyst, gaining hands-on experience in constructing financial plans that support families' long-term objectives. Over time, he expanded his expertise to include executive compensation, family wealth management strategies, liquidity management, retirement income, and tax minimization, among other areas. Nathaniel holds the Chartered Financial Consultant (ChFC) designation and is a Personal Investment Advisor (PIA). He earned a bachelor's degree from Wayne State University. Outside of his professional work, Nathaniel is involved with the Ann Arbor Soccer Association. His personal interests include adventure sports, basketball, camping, football, golfing, hiking, pickleball, soccer, spending time with family, and traveling.

Angela Bourgeois is a financial advisor with Raymond James & Associates in Ann Arbor, MI. She holds Series 63, 65, and 66 licenses and has 26 years of experience in the industry. Her prior work includes roles at Parkland Securities and Sigma Financial Corporation. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Margaret Moore is a CFP® with 35 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, she worked at Wells Fargo Advisors LLC for seven years. Outside of her advisory role, she is co-owner of a marina property in Montague, Michigan. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joshua Periord is a financial advisor at Ameriprise with 22 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary advice and emphasizes the use of affiliated investment products.

Adam Szerlag is a Planning Consultant who helps clients understand their finances and make educated financial decisions about their future. He has held various roles at Fidelity Investments, including Investment Consultant from 2025 to 2026, Relationship Manager from 2024 to 2025, and Financial Representative from 2023 to 2024. His professional experience spans multiple aspects of financial advising and client relationship management. Adam's personal interests include baseball, fitness, football, golf, outdoor adventures, and traveling.

Andrew Adado is a financial advisor at Charles Schwab with Series 65 and Series 63 credentials and four years of industry experience. He has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2021. Outside of finance, he serves as a registered official for high school football and basketball games with the Michigan High School Athletic Association. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to affiliated discretionary separately managed accounts using multi-asset model portfolios, supported by centralized custody, order-routing, and a formal alternative investment onboarding process.

Luke Panning is a CFP®-designated financial advisor with 12 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones and Arcadia Capital. Outside of his advisory role, he serves on the finance and investment committee of the Holland Symphony Orchestra and is an active freelance musician and recording artist. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports clients through a large network of affiliated advisors.

Ethan Warren is a financial advisor at Robert W. Baird & Co. with nine years of industry experience. He holds a Series 66 designation and has worked at Robert W. Baird & Co. since 2018, following positions at Wells Fargo, Action Packaging, and Enterprise Rent A Car. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, utilizing a mix of separately managed account strategies and internal research tools.

Bruce Dunbar is a financial advisor with Raymond James Financial Services Advisors, Inc. in Ann Arbor, MI, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Raymond James since 2003. Outside his advisory role, he is president of Legacy Financial, his operating company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and maintains a notable affiliation with a municipal advisor to support its public finance work.

Sara Wohl is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been involved in the financial services industry since 2005 and joined Merrill in 2011. Sara focuses on helping high net worth families, executives, and business owners from diverse industries to develop and implement personalized financial plans to preserve and grow wealth. Her team works to relieve the stress of managing financial life so families can concentrate on their priorities. She has a particular focus on assisting women through life transitions such as business sales, career changes, divorce, or the death of a loved one. Sara holds a Bachelor's degree from the University of Michigan Ross School of Business, an MBA, and a Master of Science in Finance from Walsh College. She holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Certified Divorce Financial Analyst®, Chartered Advisor in Philanthropy®, and Certified Sustainable Responsible and Impact Investment Counselor™. Throughout her career, Sara has been recognized by industry publications, including appearing on Working Mother/SHOOK Research’s "Top Wealth Advisor Moms" list in 2021 and Forbes' "Top Women Wealth Advisors - Best in State" lists in 2021 and 2025. Sara resides in Ann Arbor, Michigan with her husband and three children. She and her family enjoy sports, travel, and are active in their local community. She is involved with organizations such as the Community Action Network, Food Gatherers, and Michigan Foster Care Closet. Sara's personal interests include adventure sports such as boating, camping, fishing, golfing, hiking, rock climbing, and traveling.

Jessica Ping Hausman is a financial advisor at Equitable Advisors with 11 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Northwestern Mutual in various roles from 2014 to 2020. Outside of her advisory role, she is a partner at Panorama Risk & Insurance Solutions and has served as a county commissioner in Washtenaw County from 2006 to 2010. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm employs a hybrid advisory and brokerage model tailored to clients’ goals, risk tolerance, and time horizon.

Julie Pierce is a financial advisor at Edward Jones in Ann Arbor, MI, holding a Series 66 designation with two years of industry experience. She previously worked at Airflow Sciences Corporation and spent 20 years with the YMCA of Metro Detroit. Outside of her advisory role, she teaches water fitness and small group swim training classes at Dexter Wellness Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Joseph Formicola is a financial advisor with LPL Enterprise, holding a Series 66 designation and based in Ann Arbor, MI. He began his advisory role in 2025 and has prior work experience including positions with Uber Eats, DoorDash, and several other companies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

William Juergens is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at the Federal Reserve Bank of Chicago-Detroit Branch, then spent nearly ten years working at J.P. Morgan and its predecessors in the Ann Arbor area as a Trust Advisor and Investment Specialist. He has also worked as a professional tax preparer for six years before joining Merrill in 2010. William holds a Bachelor of Arts degree in Economics with high distinction from The University of Michigan. He has completed advanced training sessions at the University of Pennsylvania Wharton School of Business and the University of Chicago Booth School of Business. He earned the Certified Investment Management Analyst® (CIMA®) and Certified Private Wealth Advisor® (CPWA®) designations through the Investments & Wealth Institute™. Additionally, he holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., along with the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations. His professional credentials also include Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Certified Trust and Fiduciary Advisor (CTFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). William was born and raised in Michigan. He is married with six children. He enjoys fishing, genealogy, hunting, racquetball, skiing, and watching movies. He is a member of the Ann Arbor Rotary Club and the Washtenaw Estate Planning Council, and participates in the community through involvement with the Cancer Support Community of Greater Ann Arbor.