Patrick Mollenkamp is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1991 and focuses on delivering a comprehensive approach to managing wealth. Patrick assists clients in building wealth management strategies tailored to their individual needs by listening carefully and helping them make informed decisions. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, legacy planning, and personal retirement planning. Patrick holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his high school diploma from Whitmer High School. Outside of his professional role, Patrick enjoys football, golfing, spending time with his family, and traveling.

Heather Beier is a financial advisor at Edward Jones in Toledo, OH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Gray Television/WTVG 13abc for twelve years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

David Himich is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley since 2009 and is currently affiliated with both Morgan Stanley Wealth Management and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Richard Wurst is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and nine years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with Mass Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in life and health insurance sales and owns a financial advising LLC established for tax purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships with clients.

Thomas Lindsay Jr. is a financial professional with 21 years of industry experience, currently affiliated with OSAIC in Maumee, Ohio. He holds Series 63 and Series 66 licenses and has worked at Royal Alliance since 2013. In addition to his advisory role, he is involved in life, health, and disability insurance sales through his activities with Savage & Associates and his own insurance agency. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple investment platforms. The firm employs various asset-allocation and portfolio management tools and supports both discretionary and non-discretionary account management.

Richard Luedtke is a CFP® professional with 32 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1993 to 2020. Based in Sylvania, OH, he holds the Series 63 designation. Outside of his advisory role, he owns and manages a commercial office property through 6011 Renaissance LLC. Ameriprise provides retirement-income planning services targeted at clients approaching or in retirement with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gregory Fockler is a financial advisor with OSAIC in Toledo, OH, holding a Series 66 designation and 11 years of industry experience. He founded Fockler Financial LLC in 2021 and has been affiliated with OSAIC since 2014. In addition to his advisory work, he serves as treasurer and board member for the Ohio Digital Learning School, a virtual charter school. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing various tools and third-party programs to construct and manage portfolios across a broad range of investment types.

Regan Jahns is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2018, Regan worked at Catholic Charities for eight years. Outside of finance, Regan is an artist who operates a business offering custom paintings and private paint parties. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs with an emphasis on tailored financial planning supported by firm-approved tools and methodologies.

Michael Mccullough is a financial advisor with Wells Fargo Advisors in Toledo, OH, holding Series 63 and Series 65 credentials and 24 years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at UBS Financial Services for eight years and Morgan Stanley Private Bank for three years. He serves on the board of the Ottawa Hills Foundation, a charitable organization focused on education. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with tailored recommendations delivered through meetings and written summaries.

Douglas Pyle is a CFP®-certified financial advisor with 32 years of industry experience, currently affiliated with Ameriprise in Toledo, OH. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients approaching or in retirement.

Ricke Cocke is a financial advisor with UBS Financial Services in Sylvania, OH, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS since 1983. Outside of his advisory role, he is involved in cattle raising and sales. UBS Financial Services provides brokerage and advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and capital markets services. The firm integrates institutional trading capabilities with wealth management through its broad platform and proprietary research.

Dylan Barr is a financial advisor at Edelman Financial Engines with six years of industry experience. He holds a Series 65 license and has worked previously at Dana Inc., Core Network Fund, and Bedford Public Schools. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advisory options.

Justin Knierim is a financial advisor with Edward Jones in Rossford, Ohio, holding a Series 63 designation and 19 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he is a managing member of a real estate holding company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Kelley is a financial advisor with LPL Financial in Toledo, OH, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He worked at Merrill from 1999 to 2009 before joining LPL Financial, where he has been since 2009. Outside of his advisory role, Kelley serves as a fitness instructor at the local YMCA and works as a property manager for his condominium association. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions through a large network of investment adviser representatives and supports them with various operational tools and platforms.

Michael King is a financial advisor with Mass Mutual Investors Services in Toledo, OH. He holds a Series 66 designation and has one year of industry experience. Prior to joining Mass Mutual Investors Services and MassMutual Life Insurance Company in 2025, he worked at Glass City Federal Credit Union and Northwestern Mutual, and has spent several years in full-time education. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning and asset management services. The firm offers collaborative, annual planning engagements using firm-approved software and provides additional services including estate settlement and employer-sponsored planning programs.

Jason Strasser is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Financial Design Group, Minnesota Life Insurance Company, and Securian Financial Services. Outside of his advisory role, he is involved as a fitness and sports coach through Sylvania Recreation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while managing over $819 billion in discretionary assets.

Daniel Rudski is a financial advisor at LPL Financial in Toledo, Ohio, with 22 years of industry experience. He holds a Series 63 designation and previously worked at Cetera Advisors LLC, Mass Mutual Investors Services, and Walnut Street Securities. Outside of his advisory work, Rudski is a business owner of Junior Audio, a venture unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary investment strategies.

Charles Jones is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and 39 years of industry experience. He has been affiliated with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of his advisory role, he has a long-standing involvement with Christian Temple Baptist Church since 1972. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure as part of its investment approach.

James Bunke is a financial advisor at Cambridge Investment Research Advisors with 38 years of industry experience. He holds a Series 63 designation and has worked previously at Cetera Advisors LLC. Outside of his advisory role, he is also an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Christopher Heerdegen is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 33 years of industry experience. He has been with Mass Mutual Investors Services since 1993 and Massachusetts Mutual Life Insurance Company since 1992. Outside of his advisory role, he serves as chairman of Rowing to Remember, a nonprofit organization supporting the Alzheimer's Association’s fundraising efforts, and is president and first responder for the Ottawa Lake Volunteer Fire Department. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative annual planning relationships using firm-approved software tools and offers specialized programs such as divorce planning and estate-settlement services.