Kelly Jakems is a financial advisor with J.P. Morgan Securities in East Grand Rapids, MI, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with J.P. Morgan Securities since 2015 and also worked at JPMorgan Chase Bank, N.A. since 2016. From 2010 to 2020, Jakems operated Kelly Jakems Photography. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates forward-looking capital market assumptions to build model asset allocations.

Christopher Decker is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 65 and Series 66 credentials and has 16 years of industry experience. Decker is also associated with Veltman Investment Management, where he serves in a support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored non-discretionary planning and consulting, using analytical tools to support client goals, and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Christopher Wright is a financial advisor with Charles Schwab in Grand Rapids, MI, holding Series 63, Series 65, and Series 66 licenses and bringing 33 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2005, following a brief tenure at Wells Fargo Clearing. Outside of his advisory role, he serves voluntarily on the finance committee of St. James Parish, assisting with budget oversight. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Lori Hess is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Morgan Stanley since 2012 and previously spent a year with UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides tailored financial planning through its network of advisors and specialized groups.

Kristopher Marin is a financial advisor with Wells Fargo Advisors in Grand Rapids, MI, holding Series 63 and Series 66 licenses and having 14 years of industry experience. He previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2011 to 2026 before joining Wells Fargo Financial Network and Wells Fargo Clearing in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services including retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Dennis Joppe is a financial advisor with LPL Financial in Grand Rapids, MI, holding the Series 63 and Series 65 licenses. He has 46 years of industry experience, including 17 years with LPL Financial and prior work at Mutual Service Corporation. He is also a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ryan Sullivan is a financial advisor with LPL Financial in Ada, Michigan, holding a Series 66 designation. He began his financial advisory career in 2025 and has prior experience in various business ventures and educational roles, including multiple positions at Hope College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of advisors.

Kristin Carstensen is a financial advisor with Ameriprise in Belding, Michigan, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2002. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that include personalized Recommendation Reports and ongoing advice focused on reliable income and tax-aware withdrawal strategies for clients nearing or in retirement.

Matthew Gillette is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. He has previously worked at Academy Wealth Management and Flagstar Bank and has a background in education with roles at Hope College and Rockford Public Schools. He serves as a board member of the Historic Ottawa Beach Society. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Daniel Dillard is a financial advisor at Morgan Stanley in Grand Rapids, MI, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association, Morgan Stanley, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process utilizes firm-approved tools and modeling techniques and includes a range of retail and institutional investment services.

Courtney Wesley is a financial advisor at Morgan Stanley with one year of experience in the industry and holds a Series 66 designation. Prior to joining Morgan Stanley in 2026, Wesley worked at LPL Financial for four years and has held positions in various service and retail roles. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and methodologies to support client goals.

Kimberly Bolker is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial since 2023. She previously worked at Sigma Planning Corporation and Sigma Financial Corp for over 15 years combined. Additionally, she is involved in insurance sales as a licensed agent for life, health, disability, long-term care, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions through a broad network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a variety of advisory strategies.

Casey Van Engen is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones in 2022, Casey worked at Ayer's Basement Systems and Sikkema Equipment. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Randall Murphy is a CFP®-designated financial advisor with 19 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Cetera Financial Specialists LLC, Integrity Wealth Management, and TurboTax at Intuit. He also operates a tax preparation and accounting service under his own business name. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided through a large network of investment adviser representatives.

Bradley Kaminski is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding the CFP® designation along with Series 65 and Series 66 licenses. He has 25 years of industry experience, having worked at Raymond James since 2017 and Oppenheimer & Co since 2006. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management options.

Pamela Blodgett is a CFP® professional with 38 years of industry experience, currently serving as an advisor at LPL Financial since 2013. Prior to that, she worked at Invest Financial Corporation for six years. She is also a commissioned notary and acts in a fiduciary capacity for a private estate. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its large network of advisors with a variety of investment strategies and operational tools.

Tammy Black is a financial advisor with Ameriprise in Lowell, MI, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She previously worked at The Huntington Investment Company and The Huntington National Bank from 1998 to 2026. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Dane Sexton is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and with 24 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is a silent partner in a craft microbrewery and owns a charter business for salmon fishing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and market research.

Rachel Laug is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and having 24 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she is a partner in a hair salon business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and investment modeling.

Colby Green is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, he was involved with Manna Development Group, LLC for 17 years. Fidelity’s Strategic Advisers LLC, where Green is based, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, including AI and large language models, to create model portfolios that are delivered to intermediary platforms.