Charles Johansen is a Series 66 licensed financial advisor with Merrill in The Woodlands, TX, possessing three years of industry experience. His prior roles include positions at Fidelity Investments and Bank of America, N.A., alongside earlier work at Baylor University and Heb. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ty Williams is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Bank of America and Wells Fargo, as well as various positions outside the financial industry. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Mitchell is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2009. He has been with Fidelity since 1998, progressing through positions including Financial Planning Consultant, Senior Investment Consultant, and Account Executive. Prior to joining Fidelity, he worked as an Account Executive at Bank United Securities Corp. and J.B. Oxford & Company in 1997. With over two decades of experience in the financial services industry, David specializes in partnering with clients to develop wealth planning strategies. He focuses on leveraging technology, cost-efficient investment options, and planning strategies to help clients work towards financial independence in retirement and beyond.

David Fletcher is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Cetera since 2025 and owns Kingwood Tax Services LLC, where he provides tax preparation services. Additionally, he has operated Lynn D. Fletcher PC since 2015, assisting with daily office duties. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Nicholas D Amato is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Park Avenue Securities and Guardian Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based analyses and written recommendations across a range of financial planning topics without offering discretionary portfolio management or institutional advisory services.

Laura Brigman is a financial advisor at Morgan Stanley with 4 years of industry experience and holds Series 66 and Series 63 designations. She has been with Morgan Stanley since 2013. Outside of her advisory role, Brigman serves as treasurer for The Woodlands College Park Football Booster Club. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Its financial planning approach involves structured discovery and firm-approved tools, emphasizing advisory services without providing individual security recommendations as part of standalone plans.

Donna Ward is a Financial Consultant currently working at Fidelity Investments since 2023. Prior to this role, she served as a Financial Advisor at Equitable from 2018 to 2023. Donna focuses on understanding clients' needs and goals to develop personalized financial plans aimed at providing clarity and confidence for their financial futures.

Jacob Welsh is a financial advisor at Cetera with nine years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Cetera, he worked at Concourse Financial Group Securities Inc and JPMorgan Chase Bank, N.A. Welsh also serves as an executor of estates in a non-investment capacity. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser supporting individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm manages over $256 billion in assets across more than 10,000 advisors and 800,000 clients.

Donnell Carter is a financial advisor with Primerica Advisors in Cypress, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Primerica Advisors since 1992 and Primerica Financial Services since 1989. In addition to his advisory role, he is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm employs a curated approach to third-party asset managers and uses a tiered wrap fee structure.

Teresa O’Connor is a financial advisor with OSAIC in Spring, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2021 and previously spent seven years at VOYA Financial Advisors. Outside of her advisory role, she is president of AltusCG Holdings, Inc., a holding company that manages the administrative operations and ownership transfer of her financial services firm. OSAIC Wealth serves a wide range of clients—including retail and institutional investors, retirement plan sponsors, and charities—offering brokerage and advisory services through a multi-advisor platform with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and private-equity ownership, which shape its product offerings and platform economics.

Kevin Vasquez is a Planning Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Relationship Manager at Fidelity Investments from 2024 to 2025. Before joining Fidelity Investments, Kevin worked as a Financial Solutions Advisor at Merrill and Bank of America between 2020 and 2024. Kevin partners with his clients through a collaborative planning approach. He engages in holistic discussions around clients' financial situations and understands their unique preferences to help create customized financial plans tailored to their financial and emotional goals, needs, and objectives. Outside of his professional responsibilities, Kevin has interests in baseball, family activities, fitness, football, soccer, and traveling.

Charles Mehling is a financial advisor with LPL Financial, holding the Series 63 designation and bringing 39 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he is involved in the sale of group and individual health, fixed life, disability income, and long-term care insurance products through Mehling Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jacob Zolman is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked in construction and held various roles including at Kingwood Park High School and the office of Texas State Senator Brian Birdwell. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Tyler Kinchen is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Energy Capital Credit Union, JP Morgan Chase Bank, and various service and educational organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Lisa Calloway is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and 17 years of industry experience. Her career includes roles at Cambridge Investment Research Advisors since 2020, preceded by work at H.D. Vest and Wells Fargo Clearing. She is also the owner of Focus Forward Divorce Planning, a divorce planning service based in Spring, TX. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and offering access to multiple platforms, third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Justin Letbetter is a financial advisor with Thrivent Investment Management in Houston, TX, holding a Series 66 credential and one year of industry experience. His background includes military service in the United States Marine Corps and roles at Caldwell Companies and Texas A&M prior to joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering comprehensive written recommendations on various financial planning topics while separating planning from portfolio management.

Carlos Diaz is a Financial Consultant currently working at Fidelity Investments. He focuses on understanding his clients' financial goals and concerns to build and develop holistic plans that address their needs and help achieve their objectives. He has professional experience in various roles including Financial Consultant and Investment Consultant at Fidelity Investments in 2023, as well as Premier Banker and Relationship Banker at Wells Fargo from 2015 to 2023. Outside of his professional work, Carlos enjoys spending time with friends and attending social events. He also has interests in scuba diving and traveling.

Sean Apostalo is Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with clients to create financial plans aimed at achieving their financial goals. Sean has been with Fidelity Investments since 2013, progressing through various roles including Financial Consultant, Investment Consultant, Relationship Manager, Workplace Planning Consultant II, Investment Solutions Representative, and High Net Worth Representative II. His extensive experience covers multiple aspects of financial consulting and client relationship management within Fidelity. Sean's career path reflects a deep engagement with investment solutions and financial planning. Outside of his professional role, he enjoys boating, fishing, gardening, scuba diving, and swimming.

Julia Arnsworth is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through its broader regulatory registrations and affiliated entities.

Gavin Walters is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience at Uber and ARISS Financial Group/Kuttin Wealth Management Ameriprise. Walters also has a background outside finance, having worked at Mencius Gourmet Hunan. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through a centralized team and proprietary analysis tools.