Michael Hurst is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Citigroup since 2018, with prior experience at Merrill from 2016 to 2018. Outside of his advisory role, he manages a rental property in Aurora, Illinois. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and derivatives services, supporting complex and large-scale client relationships.

Charles Lutz IV is a financial advisor at OSAIC Institutions, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cuso Financial Services, LP, Credit Human Federal Credit Union, and Merrill. Outside of his advisory role, he serves as a trustee for First Presbyterian Church in San Antonio, where he handles risk assessment and property transactions. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser and broker-dealer structure.

Londa Willems is a financial advisor at Rockefeller Financial LLC with 27 years of industry experience. She holds a Series 63 designation and previously worked at UBS Financial Services for 33 years before joining Rockefeller Financial in 2021. Outside of her advisory role, she is a managing member of Jeflon Property, LLC, a limited liability company created to purchase a building for her husband's business. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm operates as a registered broker-dealer and offers a range of portfolio management, financial planning, and investment banking services through its Private Advisor model and consolidated investment platform.

Benjamin Farmer is a financial advisor with Eagle Strategies (NY Life) in San Antonio, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Eagle Strategies, he worked at Edward Jones for two years. His background also includes roles in media and political organizations. Eagle Strategies serves a diverse client base of individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and is notable for managing the majority of its assets on a non-discretionary basis.

Abiola Adetunji is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2018. His prior experience includes roles at Merrill and the New Mexico Financial Institutions Division. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealer functions, and bespoke solutions for high-net-worth clients.

Liam Brennan is a financial advisor at Principal Financial Services with a Series 66 credential. He has one year of experience in the industry and has held positions at Principal Securities, Inc. and Principal Life Insurance Company. Outside of finance, he has been involved with consulting and contracting through Tillis Consulting & Contracting, LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. Its advisory services include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Timothy Camarillo is a financial advisor with PlanMember Securities Corporation in San Antonio, TX, holding a Series 65 designation and six years of industry experience. He has worked at PlanMember since 2021 and has also been involved with Elite Plus Financial and his own advisory business since 2004. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its asset allocation portfolios. The firm’s investment approach relies on a top-down strategic asset allocation process and manages unitized, risk-based mutual fund portfolios across a range of risk profiles.

Bruce Swearingen is a financial advisor with Principal Financial Services in San Antonio, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been affiliated with Principal Life Insurance Company since 2008 and Principal Securities Inc. since 2016. Outside of his advisory role, he sells various types of individual and group health insurance and benefits through multiple carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active‑duty military personnel abroad. The firm offers financial planning, retirement consulting, and access to third‑party money manager programs under different advisory and promoter arrangements.

Ruth Torres is a financial advisor with Lincoln Investment in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at ONE Advisory Partners, Bank of America, and Merrill. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a notable history of working with educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management using model portfolios and third-party managers, and maintains both advisor-led and firm-managed strategies supported by an in-house investment research team.

Daniel Aranda is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX. He holds the Series 63 and Series 65 designations and has 13 years of industry experience, including his time with New York Life and Nylife Securities LLC. Outside of his advisory role, he is involved in a small business selling puppies. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Liliana Kaufmann is a financial advisor with Sanctuary Advisors, LLC in San Antonio, TX, holding a Series 66 designation and 15 years of industry experience. She previously worked at Merrill from 2008 to 2019 before joining Sanctuary Advisors and Sanctuary Securities in 2019. She serves on the Finance Council for Blessed Sacrament Catholic Church, advising on financial matters as a parishioner board member. Sanctuary Advisors provides investment advisory and financial planning services to a diverse range of clients, including individuals, corporations, pension plans, trusts, and charitable organizations, through a network of over 400 independent adviser representatives. The firm offers various portfolio management options and consulting services, employing multiple analytical approaches and acting as a fiduciary when agreements are in place.

Randolph Daniels Jr. is a financial advisor with Sanctuary Advisors, LLC in San Antonio, TX, holding a Series 66 license and 14 years of industry experience. He previously worked at Bank of America and Merrill from 2012 to 2021 before joining Sanctuary Wealth in 2021. He serves as Treasurer for the UTSA Alumni Association, where he prepares financial reports and participates in fundraising activities. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, and charitable organizations. The firm supports independent advisers with a range of portfolio management options and employs various analytical approaches, operating as a fiduciary when a written advisory agreement is in place.

Eric Young is a financial advisor at First Command Advisory Services with eight years of industry experience. He holds the Series 66 designation and has worked exclusively within various entities of First Command since 2018. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Harvinder Sahni is a financial advisor at Guardian Life with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms including MassMutual, Cetera, and New York Life. He is also a partner in Maximus Benefit Partners, an outside business focused on health insurance. Guardian Life, through its subsidiary Park Avenue Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs that utilize both proprietary and third-party models.

Peter Cavazos is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Citigroup in 2017, he worked at BBVA Compass Bank (now PNC Bank) and Tesla Motors & Energy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that distinguish it from many peers.

Sarah Doerr is a financial advisor at Prime Capital Financial with 18 years of industry experience. She previously worked at CrossVault Capital Management for 10 years before joining Prime Capital Investment Advisors in 2022. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers a range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings, managing accounts using diverse strategies and platforms to meet client needs.

Samphors Chea is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding Series 66 and Series 63 licenses and six years of industry experience. Prior to joining Citigroup in 2018, he worked at Texas A&M University - San Antonio and H&R Block. Outside of his advisory role, he owns and manages a bakery shop, working approximately 10 hours per month on cash flow and operations, and also works as a baker for Shipley Donuts. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing discretionary and non-discretionary strategies that include exposure to alternative and digital-asset products.

Alexander Denney is a financial advisor with Eagle Strategies (New York Life) based in San Antonio, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior roles include positions at Prime Prosperity LLC and Atlas Retirement Strategies, and he is currently President-Elect of the Texas Exes San Antonio Chapter, where he assists in organizing volunteer events and scholarship fundraising. Denney is also involved in insurance brokering for non-registered products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Patrick Warchol Sr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and nine years of industry experience. He has been with Citibank since 2015. Outside of his advisory role, he creates and sells handcrafted woodworks such as birdhouses and planter boxes at local community events in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary portfolio management and bespoke solutions for high-net-worth clients.

Ronnie Kirby is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2025, previously associated with Equitable Advisors, LLC, and experience in various roles outside of finance including positions at FedEx and Techtronic Industries. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset investment advisory programs and execution and custody services. The firm is notable for its large institutional scale, in-house research capabilities, and its roles as a security-based swap dealer and futures commission merchant.