Thomas Mcandrews is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with Schwab Wealth Advisory and has been associated with various Charles Schwab entities since 2015. Outside of his advisory work, he serves as a soccer referee for the Colorado Soccer Association in the Denver Metro Area. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed decisions without discretionary trading authority.

Theodore Fall is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and affiliated with Charles Schwab since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing itself from many enterprise wealth managers.

Luke Hanna is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated entities since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its operating model from many other enterprise wealth managers.

Van Lam is a financial advisor at TLG Advisors, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with The Leaders Group Inc since 2011. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Angelo Harper Ribera is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 credentials and two years of industry experience. His prior roles include positions at Charles Schwab & Co., the University of Colorado: Boulder, and the Boulder Country Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering investment recommendations and annual financial reviews while allowing clients to make final trading decisions. The firm operates as an internal advisory unit within Schwab, utilizing proprietary research tools and asset allocation models without charging clients directly for its advisory services.

Kevin Healy is a CFP® certificant with five years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab & Co., Fidelity Investments, and T Rowe Price. He also spent time working outside the financial industry at Chaney Landscaping. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients fees directly.

Emmanuel Madera is a CFP® credentialed financial advisor with Schwab Wealth Advisory, Inc., bringing seven years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2018 and joined Schwab Wealth Advisory in 2026. Outside of his advisory role, he has engaged in online sales of personal items, including collectible coins, through eBay as a hobby. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, serving clients enrolled in the Schwab Wealth Advisory program. The firm delivers investment recommendations using Schwab’s research tools and asset allocation models, with clients retaining final trading decisions and receiving at least annual account reviews.

Robert Mainz is a CFP® professional with 12 years of industry experience, currently affiliated with Schwab Wealth Advisory in Lone Tree, Colorado. His career includes roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many enterprise wealth managers.

Jennifer Nichols is a financial advisor at William Blair with a CFA® designation and Series 63 license. She has 12 years of industry experience, including 10 years at Janus Henderson Investors and 2 years at William Blair. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients, employing active, research-driven strategies across equities, fixed income, and alternatives.

Brian Omohundro is a CFA® charterholder and holds the Series 66 designation with six years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory Inc. since 2020 and previously spent five years at Kasasa. He is affiliated with Schwab Wealth Advisory, Inc., which provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice using Schwab’s asset allocation models and research tools while leaving final trading decisions to clients and conducting annual account reviews.

Adam Rogers is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and having 15 years of industry experience. His prior roles include positions at Schwab Private Client Investment Advisory and Charles Schwab. Outside of his advisory work, he officiates youth and high school ice hockey games as an independent contractor. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and delivers advice through standard asset allocation models and research tools, with final trading decisions made by clients.

Andrew Vanhorn is a financial advisor at Schwab Wealth Advisory with 33 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 1994. Outside of his advisory role, he is also an owner of a condominium in Steamboat Springs, Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models.

Jarret Jacobus is a CFP® and holds a Series 66 designation with 14 years of industry experience. He currently serves as a financial advisor at Schwab Wealth Advisory Inc., joining the firm in 2022 after spending a decade at Raymond James Financial Services and Chapel And Collins, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations across various asset classes while clients retain final trading decisions. The firm operates within the Schwab ecosystem and focuses on annual account reviews without discretionary trading authority.

Juan Gonzalez Villalobos is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab, Amazon, and various credit unions. Outside of his advisory role, he occasionally works as a driver for Uber and Lyft in his spare time. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools while allowing clients to make final trading decisions.

Jason Dohrman is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Creative Planning since 2017. Prior to that, he worked for JPMorgan Securities LLC from 2014 to 2017. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and affiliated non-investment businesses such as an estate law firm and trust company.

Steven Kemp is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Charles Schwab since 2018 and joined Schwab Wealth Advisory in 2023. Prior to his financial career, he held positions at Enterprise Rent-A-Car, Blackjack Pizza, and Valvoline Instant Oil Change. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

Alexander Alvarez is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He holds a Series 65 designation and has worked previously with Swick & Associates, LLC, where he is a partner in a CPA firm providing accounting, tax, and payroll services. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with a long-term investment approach alongside shorter-term rebalancing trades.

Colten Corey is a CFP® and CFA® credentialed advisor with eight years of industry experience, currently with Schwab Wealth Advisory. He has held positions across multiple Charles Schwab entities since 2017. Outside of financial advising, he works as a health and wellness representative for a medical supplies company specializing in essential oils. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering annual financial reviews, retirement planning, and tailored investment recommendations. The firm operates using standard asset allocation models and Schwab research tools, delivering advice without discretionary trading authority.

Jonathan Vergara is a financial advisor at PNC Wealth Management with one year of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Colorado Credit Union, among other firms. Outside of his advisory role, he coaches the U12 team for Colorado United Soccer Club. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy that uses algorithm-driven risk assessments and mutual funds or ETFs for investment implementation.

Arthur Isberg is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Janus Henderson Investors, Ares Wealth Management Solutions, and Covered Insurance Solutions. Outside of his advisory work, he serves as a trustee for two irrevocable life insurance trusts and operates a tax preparation service for individuals and trusts. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and various investment strategies supported by a dedicated Investment Consulting Group, managing approximately $49.8 billion for over 127,000 clients.