Jesse Woods is a financial advisor with Osaic Wealth, Inc. in Meridian, ID, holding CFP® and Series 66 credentials and bringing six years of industry experience. He previously worked at Lincoln Financial Advisors and is a general partner involved in the back office and marketing activities of a construction company. Additionally, he provides non-securities-related notary services. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and tools, supporting both discretionary and non-discretionary account management.

Jason Watson is a financial advisor with Wells Fargo Clearing in Missoula, MT, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and roles at LPL Financial and Raymond James Financial Services Advisors. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, providing services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven, modern portfolio theory-based approach and offers both discretionary and non-discretionary services, including Plan Level Investment Selection 3(38) options.

Uwe Ruttke is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1994 and specializes in financial strategies and advanced planning techniques for high net worth clients. Uwe previously served as Senior Resident Director of the Pleasanton office for ten years before assuming his current advisory role. Uwe holds a bachelor's degree in business from Valparaiso University and is a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He has been recognized regularly in Barron’s Magazine as one of the Top 1200 financial advisors in the country, most recently in March 2025. His professional affiliations include membership in the Aspen Institute and the Recording Academy. Outside of work, Uwe enjoys music, skiing, and boating with his wife and two daughters.

Michael Madsen is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2011. In addition to his advisory role, Madsen is a licensed insurance sales agent. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-based client relationships without discretionary investment authority.

Aldo Cabrini is a financial advisor with Thrivent Investment Management in Boise, ID, holding a Series 66 designation and nine years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2017 and previously held a role at AlertSense Inc from 2015 to 2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic financial planning without discretionary trading authority. The firm allows clients to combine planning with managed accounts under a consolidated billing option called “WealthPlan.”

Richard Hammond is a financial advisor with Raymond James & Associates in Boise, ID, holding Series 63 and Series 65 credentials and 38 years of industry experience. Prior to joining Raymond James in 2019, he spent 25 years with UBS Financial Services. His outside business activities include ownership of rc2t LLC, a family trust-related entity. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, supported by a wide range of portfolio management strategies and affiliated research.

Kayla Sullivan is a financial advisor with Wells Fargo Clearing in Boise, ID, holding Series 63 and Series 66 licenses and eight years of industry experience. She has worked at Wells Fargo Clearing since 2018 and at Wells Fargo Bank, N.A. since 2013. She also has a teaching role at Grand Canyon University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a combination of discretionary and non-discretionary retirement plan services supported by research from Wells Fargo Investment Institute and external sources.

Julian Sandoval is a financial advisor at Edward Jones in Nampa, Idaho, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked in various roles at CBH Homes, Okland Construction, and Fast Glass. He also has experience in education, having worked at Marsing Middle/High School, College of Western Idaho, and Boise State from 2012 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Bryan Raymond is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Brent Koetter is a financial advisor at Stifel with 27 years of industry experience. He holds a Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, providing brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Calvin Barrett Jr. is a CFP®-designated financial advisor with Edward Jones in Meridian, ID, where he has worked since 2005. He has 20 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Andrew Horton is a financial advisor with Wells Fargo Clearing in Boise, ID, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has been with Wells Fargo in various capacities since 2014. Outside of his advisory work, he is involved as a wellness advocate with DoTerra. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by extensive research and analytics.

Nathan Rackham is a financial advisor with Wells Fargo Clearing in Boise, ID, holding a Series 66 designation and 20 years of industry experience. He has worked extensively within Wells Fargo entities since 2004, including Wells Fargo Advisors LLC and Wells Fargo Bank, N.A., with a brief tenure at Ameriprise in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, delivering tailored solutions that include a broad range of financial product options such as insurance-related vehicles and bank deposit sweep programs.

Joshua Diaz Munoz is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Bank, NA since 2018. Outside of his advisory role, he is a partial owner of Fratres Brewing LLC and Fratres Motors LLC, where he assists with business development and operations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers both brokerage and advisory solutions across a broad range of financial products.

Charles Erwin is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise Financial Service, LLC since 1995 and worked at Ameriprise Financial Services, Inc. for 14 years. Outside of advising, Erwin serves on the board of the Somerset Heights Homeowner’s Association and is president of Lancer Erwin Support Services. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, offering tailored recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team in partnership with its financial advisors.

Kathryn Charles is a financial advisor with Wells Fargo Advisors in Boise, ID, holding a Series 66 designation and nine years of industry experience. She has been with Wells Fargo Advisors since 2013. Outside of her advisory role, she owns Katie's Place LLC, a resort rental property in McCall, Idaho. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of services, including cash-flow, retirement, education, and specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce.

Tanner Tallan is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. His prior work includes roles at Micron Technology and positions at Auburn University and Boise State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Andrew Pfost is a financial advisor with Edward Jones in Meridian, Idaho, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm operates under a fiduciary standard and supports its clients with a nationwide network of more than 23,700 financial advisors.

Shawn Ogawa is a financial advisor with LPL Financial, holding a Series 65 credential and two years of industry experience. Before joining LPL Financial in 2025, he worked at Legacy Wealth Management and Great West Casualty Company, and previously served for 14 years with the California Highway Patrol. Outside of his advisory role, he is the founder of The Known Company LLC, which provides video production and storytelling services including legacy preservation and corporate videos. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and consulting services, employing both discretionary and non-discretionary management supported by proprietary research and third-party model portfolios.

Elizabeth Ryan is a CFP® professional with seven years of industry experience currently with Wells Fargo Clearing, where she has worked since 2018. Prior to joining Wells Fargo, she was employed at PricewaterhouseCoopers from 2015 to 2018. She also holds a CPA license. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.