Breck Fullmer is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 26 years of industry experience. He has worked at John Hancock Mutual Life, Signator Investors, and Huntsman Cancer Institute since 1999. Outside of his advisory work, he is involved in several business ventures, including ownership interests in financial and real estate entities. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, providing operational, trading, technology, and compliance support while allowing advisors discretion in portfolio construction.

Stephen Calder is a CFP® with 22 years of industry experience, currently affiliated with Steward Partners Investment Advisory, LLC. He previously worked at Wells Fargo Advisors Financial Network LLC for 14 years and is involved in other business activities including ownership of The Calder Financial Group. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets, serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations with a range of investment advisory and financial planning services.

Brian Worley is a CFP® with 20 years of industry experience, currently serving as a wealth advisor at Sequoia Financial Group, L.L.C. He has been with The Martin Worley Group since 2014. Outside of his advisory role, Worley is involved with nonprofit organizations, including serving on the investment committee for the National Ability Center and participating in the Back to Our Roots Scholarship Committee, which awards scholarships to local high school seniors. Sequoia Financial Group provides wealth planning, investment management, and retirement-plan consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, and family offices. The firm utilizes a combination of in-house model portfolios, custom accounts, and third-party managers, supported by a dedicated Investment Policy Committee and extensive research resources.

Jerod Andersen is a financial advisor with SPC based in Cottonwood Heights, UT, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Parkland Securities since 2014 and serves as president of Andersen Retirement & Insurance Concepts Inc. and managing member of Legacy Financial Group LLC, where he sells health, life, fixed annuities, and fixed index annuities through various insurance companies. SPC serves a diverse client base including individuals, high-net-worth households, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and a range of ERISA-related retirement plan services, delivering primarily discretionary management with options for nondiscretionary arrangements and direct-at-fund management.

Shandon Johnson is a CFP® professional with eight years of industry experience. He is currently a wealth advisor at Sequoia Financial Group, L.L.C. and has previously worked with The Martin Worley Group, Cabela's, and Utah Valley University. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a mix of model and custom portfolio management strategies supported by an Investment Policy Committee and offers a variety of investment options including mutual funds, ETFs, private funds, and alternative investments.

Christy Roe is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Securities America Advisors, Inc. and OSAIC. Outside of advisory work, she is involved in fixed insurance sales and is a co-owner of WCM Holdings, LLC, a commercial real estate management entity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and multiple program structures, while acting as a back-office and platform provider.

Zachary Bitner is a CFP® professional with seven years of industry experience, currently affiliated with Commonwealth Financial Network. His prior work includes over a decade at Alta Capital Management. Outside of his advisory role, he is co-owner of Roni Ranch, LLC, an entity involved in managing commercial real estate in Utah. Commonwealth Financial Network serves a national network of nearly 3,000 advisors, providing a range of advisory programs and support services that include investment management, technology, and compliance, enabling advisors to offer tailored portfolio solutions under the firm’s supervision.

Justin Bitner is a financial advisor with Commonwealth Financial Network in Salt Lake City, UT. He holds the CFP® and ChFC® designations and has 30 years of industry experience, including 24 years with Commonwealth. Bitner is president and owner of JGB Financial Services, Inc., and part owner of Sterling Financial Group, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, technology, investment management, and compliance while offering access to a broad range of securities and insurance products.

Nick Bapis is a financial advisor with Rockefeller Financial LLC and holds a Series 63 designation. He has 53 years of industry experience, including prior roles at Hightower Advisors, Axiom Capital Management, and Rock & Co. He serves as a trustee or co-trustee for several client accounts, including family members and close family friends, without compensation. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers portfolio management, financial planning, and consulting services while operating as a registered broker-dealer with capabilities in securities transactions, variable insurance products, and investment banking.

Tracy Kennard is a financial advisor with TIAA-CREF in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Prior to joining TIAA-CREF in 2023, Kennard worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Outside of advising, Kennard and his wife own a long-term rental property currently occupied by family. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning services and ongoing discretionary management, offering both model and customized portfolio options under a fiduciary standard.

Andrew Ellis is a financial advisor at Key Investment Services LLC with eight years of industry experience. He holds Series 63 and Series 65 credentials and has been with Key Investment Services and KeyBank since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in investment model selection and provides oversight through due diligence and supervisory processes.

Kara Weston is a financial advisor with Valic Financial Advisors in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at Valic Financial Advisors since 2017 and also holds a position with Agia focused on non-securities insurance products. Outside of her advisory work, she and her husband produce and sell baked goods as a hobby. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and providing options such as Tax Overlay and Impact (ESG) Overlay services.

Charles Reimers is a financial advisor at Cetera Planning Partners with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Burrus Financial Services, Scottrade, and Avantax Planning Partners. Reimers is based in Salt Lake City, UT. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm offers investment management and comprehensive financial planning along with tax planning, bookkeeping, payroll support, and estate-planning services, using a diversified investment approach tailored to client objectives through a formal planning process.

Landon De Coursey is a CFP® and Series 65 holder affiliated with CWM, LLC. He has been with CWM and Carson Wealth since 2025 and also has work experience in insurance, construction, and nonprofit sectors. He has been involved with Brigham Young University since 2023. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a network of more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios overseen by an internal Investment Committee and provides a range of services including portfolio management, financial planning, sub-advisory services, and retirement-plan solutions.

Richard Gallacher is a financial advisor with Stratos Wealth Partners, Ltd in Salt Lake City, UT. He holds a Series 66 designation and has nine years of industry experience. His prior roles include positions at Lincoln Financial Advisors and LPL Financial. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed wrap and non-wrap programs, model portfolios, and retirement plan consulting through a large network of investment adviser representatives.

Dustin Sutton is a financial advisor at AE Wealth Management, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at OneAmerica Securities and American United Life. Outside of his advisory role, he serves as president of Silver Key Benefits, an insurance sales company. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers model portfolio solutions, discretionary asset management, financial planning, and ERISA plan services through a platform that combines internally managed, third-party, and advisor-managed models.

Gregory Brown is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® and ChFC® designations and more than 42 years of industry experience. He has been with Hornor, Townsend & Kent since 2013 and also has a long tenure with Penn Mutual starting in 2004. Outside of his advisory roles, he operates a multi-line insurance brokerage focused on life, health, disability, long-term care, and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisers. The firm offers advisory programs, financial planning, and retirement plan consulting, operating as both an SEC-registered investment adviser and a FINRA-member broker-dealer.

Cody Barrus is a CFP® and Series 65-licensed advisor at EP Wealth Advisors with one year of industry experience. He previously worked at Aquire Wealth Advisors, LLC d/b/a Dentist Advisors, among other firms, and spent six years at Brigham Young University. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a blend of fundamental, technical, and cyclical analysis.

Lorraine Umberger is a financial advisor at J. W. Cole Advisors, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Cambridge Investment Research Advisors and Metlife Securities. Outside of her advisory role, she serves as a notary and manages LUC Enterprises, a tax-related business. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent representatives. The firm provides portfolio management, financial planning, access to third-party managers, and various managed account solutions.

Darren Rowe is a financial advisor at Key Investment Services LLC in Salt Lake City, UT, with 11 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to his current role, he worked at KeyBank for 14 years. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients with a variety of advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment decisions supported by non-binding recommendations, ongoing monitoring, and due diligence of third-party advisory products.