David Meyer is a financial advisor with OSAIC, holding Series 63, 65, and 66 licenses and over 25 years of industry experience. His career includes 12 years at Securities America Advisors and involvement with Legal Shield since 2014. Meyer is active in several professional and community organizations, including the Nebraska Partnership for Philanthropic Planning and the Southwest Omaha Rotary. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and portfolio management with an emphasis on model-based asset allocation and portfolio optimization.

Carmen Valiquette is a financial advisor at Charles Schwab with seven years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017, with prior roles at ITWorks, Modis, and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and access to alternative investments through a centralized, integrated wealth management platform.

Dante Carbajal is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and several service-oriented positions prior to joining the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Stuart Murray is a financial advisor with LPL Financial in Phoenix, AZ, holding the Series 63 and Series 66 designations and bringing 29 years of industry experience. His prior experience includes roles at Merrill and A. G. Edwards & Sons, Inc. He is involved with SMurray Enterprises LLC and BDC Group in non-investment related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning, asset management, and institutional platforms supported by research and advisor tools.

Peter Smith is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise, Stifel Nicolaus, and Moors & Cabot. Outside of his advisory role, he serves on the board of trustees for the Arizona Science Center and owns a food truck business in Phoenix. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ainaz Bayati is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, she spent several years engaged in full-time education and worked at AZIG LLC. Bayati’s current roles include positions at Charles Schwab Bank, Charles Schwab Premier Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, research, and centralized operational infrastructure.

Jamie Cain is a financial advisor at Osaic Wealth with 21 years of industry experience. He previously worked for Woodbury Financial for 19 years before joining Osaic in 2024. Cain holds Series 63 and Series 66 designations and is based in Scottsdale, Arizona. Osaic Wealth serves a wide range of clients, including individual investors, retirement plans, charities, and corporations, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires and efficient frontier analysis.

Max Brand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and Charles Schwab Bank since 2023. Max also served as an advisory board member for the Business Transition Summit Arizona, where he provided input on educational events and participated as a panel speaker on financial planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Phyllis Kubey is a financial advisor at OSAIC with four years of industry experience. She has been self-employed since 1989 and joined OSAIC in 2024. Kubey serves as president of the New York State Society of Enrolled Agents and is a vice president and director on the board of Voices of Ascension, a nonprofit organization. She is also a semi-retired musician and teaches the Alexander Technique. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to alternative investments through third-party platforms.

Gary Truax is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His career includes prior roles at Wedbush Securities, Merrill, and Morgan Stanley. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Dugan is a financial advisor at Osaic with 17 years of industry experience. She holds a Series 66 designation and has been with Osaic since 2015, previously working at United Planners' Financial Services of America from 2011 to 2015. Outside of her advisory work, she serves as an instructor for intermediate to advanced glass fusing classes at the Phoenix Center for the Arts. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and private-equity ownership.

Dori Hammond is a financial advisor at Osaic with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for FSC Securities Corporation for 21 years before joining Osaic Wealth in 2023. She also serves as a non-public arbitrator for FINRA. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, with an investment process that emphasizes model-based asset allocation and portfolio optimization.

Rebecca Flint is a financial advisor at Osaic with 30 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining Osaic in 2024, Flint worked at Securities America Inc. and Securities America Advisors from 2015, and at U.S. Bancorp Investments, Inc. from 2006 to 2015. Outside of her advisory role, she serves as a board member for the CHI Health Missouri Valley Medical Services Foundation and is active in her community through membership in local Kiwanis clubs; she also makes and sells apple pies for neighborhood associations. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolio programs, and retirement plan consulting. The firm employs a model-based investment approach with various strategies and third-party manager options, supporting both high-net-worth and non-HNW households as well as corporate and charitable clients.

Trenten Heiser is a financial advisor at Edward Jones with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Edward Jones, he worked at The Vanguard Group, Inc., Nike, Inc., and with the Phoenix Suns. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Andrew Thom is a financial advisor with Osaic Wealth in Scottsdale, Arizona. He holds Series 63 and Series 66 designations and has 14 years of industry experience, including 11 years at Lincoln Financial. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach with tools such as efficient frontier analysis and offers a wide range of advisory and brokerage services through an extensive multi-advisor platform.

Bojan Tuco is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at The Vanguard Group, Inc. and BestCompanies AZ. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Verla Richards is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, with prior experience at Morgan Stanley and Prudential Equity Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and diversification principles in its investment approach.

Patrick McCartney is a Financial Advisor and Chartered Retirement Planning Counselor™ (CRPC) professional with Merrill Lynch Wealth Management. He works with families, corporate executives, and retirees to design intentional financial plans that aim to build purposeful wealth and long-term confidence. Patrick partners with clients to navigate complex financial decisions and achieve meaningful goals, focusing on areas such as tax minimization strategies, concentrated stock strategies, estate planning and generational wealth, philanthropic gifting, risk management, professional investment management, and education planning. Leveraging the investment capabilities of Merrill and the banking services of Bank of America, Patrick provides integrated strategies including access to mortgages, custom lending, auto loans, and banking services to address all aspects of a client's financial life. He also collaborates with his clients' attorneys, accountants, and other professionals to ensure alignment across their financial affairs. Patrick holds a bachelor's degree from the Pennsylvania State University System and is active in his community and professional organizations, including the Blessed Sacrament Roman Catholic Parish, Scottsdale Leadership Inc., the McDowell Sonoran Conservancy, and the Penn State Alumni Association's Phoenix Chapter.

Brian Pearce is a Series 66-credentialed financial advisor based in Scottsdale, AZ, with 18 years of industry experience. He has worked at SagePoint Financial, LPL Financial, Wells Fargo Clearing, and First Clearing since 2007. He is affiliated with Osaic Wealth, a multi-advisor platform that serves retail and institutional clients, including retirement plan sponsors, charities, and corporate accounts. The firm offers a range of brokerage and advisory services, employing model-based asset allocation and portfolio optimization tools across various investment programs.

Andrew St.John is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Lincoln Financial Advisors Corporation, Equitable Advisors, and 1st Global Advisors Inc. Outside of his advisory work, he is involved in selling non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a broad network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.