Stuart Murray is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2009. Outside of his advisory role, he is involved in several business entities, including SMurray Enterprises LLC and a partnership in BDC Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management strategies supported by research and model portfolios.

Peter Smith is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise, Stifel Nicolaus, and Moors & Cabot. Outside of his advisory role, he serves on the board of trustees for the Arizona Science Center and owns a food truck business in Phoenix. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ainaz Bayati is a financial advisor at Charles Schwab in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. Prior to her current role, she spent several years focused on full-time education and worked at AZIG LLC for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and conducts due diligence on alternative investments within a centralized, integrated operational structure.

Jamie Cain is a financial advisor with OSAIC based in Scottsdale, AZ. He holds Series 63 and Series 66 credentials and has 21 years of industry experience, including 19 years at Woodbury Financial before joining OSAIC in 2024. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs various asset-allocation tools and third-party solutions to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Max Brand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and Charles Schwab Bank since 2023. Max also served as an advisory board member for the Business Transition Summit Arizona, where he provided input on educational events and participated as a panel speaker on financial planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Phyllis Kubey is a financial advisor with OSAIC in Scottsdale, AZ, holding four years of industry experience. She has been self-employed since 1989 and joined OSAIC in 2024. Outside of her advisory role, Kubey is president of the New York State Society of Enrolled Agents, serves as vice president on the board of Voices of Ascension, and works as a semi-retired musician and teacher of the Alexander Technique. OSAIC serves a diverse range of retail and institutional clients through an extensive network of financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs sophisticated portfolio construction tools and supports various managed account solutions, with a complex platform structure that includes multiple mergers and private-equity ownership.

Gary Truax is a financial advisor with Ameriprise in Glendale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Wedbush Morgan Securities and Ameriprise Financial Services, Inc. Truax has involvement in managing an independent business, Taurus Partners, alongside his advisory practice. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.

Jennifer Dugan is a Series 66-licensed financial advisor at OSAIC with 17 years of industry experience. She has been with OSAIC since 2015. Outside of her advisory work, she serves as an instructor for glass fusing classes at the Phoenix Center for the Arts. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage portfolios across multiple asset classes, and supports a variety of advisory platforms and third-party solutions.

Dori Hammond is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. Prior to joining Osaic Wealth in 2023, Hammond spent 21 years with FSC Securities Corporation. Outside of advisory work, Hammond serves as a non-public arbitrator for FINRA. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes various asset-allocation tools and offers integrated brokerage and advisory services, retirement plan consulting, and access to third-party managers, managing portfolios with a wide range of investment options.

Rebecca Flint is a financial advisor at OSAIC with 30 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining OSAIC in 2024, she worked at Securities America Advisors and Securities America Inc. Flint serves as a board member of the CHI Health Missouri Valley Medical Services Foundation and is involved in local community organizations including the Kiwanis Club. She is also the head pie maker for MA Barker Famous Apple Pies, selling homemade apple pies during holidays. OSAIC Wealth, Inc. provides services to retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diverse portfolios across various asset classes, managing accounts on either a discretionary or non-discretionary basis.

Trenten Heiser is a financial advisor at Edward Jones in Scottsdale, AZ, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Edward Jones, he held positions at The Vanguard Group, Nike, and the Phoenix Suns. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment options, supported by a large national network of advisors and branches.

Andrew Thom is a financial advisor at OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 14 years of industry experience. He has worked at Lincoln Financial since 2015 and joined OSAIC in 2025. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers diverse services including brokerage, investment advisory, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary management.

Bojan Tuco is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at The Vanguard Group, Inc. and BestCompanies AZ. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Verla Richards is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes preparation and review of investment policy statements, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patrick McCartney is a Financial Advisor and Chartered Retirement Planning Counselor™ (CRPC) professional with Merrill Lynch Wealth Management. He works with families, corporate executives, and retirees to design intentional financial plans that aim to build purposeful wealth and long-term confidence. Patrick partners with clients to navigate complex financial decisions and achieve meaningful goals, focusing on areas such as tax minimization strategies, concentrated stock strategies, estate planning and generational wealth, philanthropic gifting, risk management, professional investment management, and education planning. Leveraging the investment capabilities of Merrill and the banking services of Bank of America, Patrick provides integrated strategies including access to mortgages, custom lending, auto loans, and banking services to address all aspects of a client's financial life. He also collaborates with his clients' attorneys, accountants, and other professionals to ensure alignment across their financial affairs. Patrick holds a bachelor's degree from the Pennsylvania State University System and is active in his community and professional organizations, including the Blessed Sacrament Roman Catholic Parish, Scottsdale Leadership Inc., the McDowell Sonoran Conservancy, and the Penn State Alumni Association's Phoenix Chapter.

Brian Pearce is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including SagePoint Financial, LPL Financial, Wells Fargo Clearing, Wells Fargo Advisors, and First Clearing. OSAIC serves a wide range of clients, from individual and high-net-worth investors to pension plans and charitable organizations, offering integrated brokerage, investment advisory services, and access to third-party money managers. Its advisers utilize firm-provided tools for portfolio construction and support multiple advisory platforms and legacy programs.

Andrew St.John is a financial advisor with LPL Financial in Peoria, AZ, holding a Series 66 designation and 16 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for seven years before joining LPL Financial in 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Grant Keeler is a financial advisor with OSAIC, holding a Series 66 designation and 14 years of industry experience. He has worked with Securities America Advisors since 2016 and joined OSAIC in 2024. He provides annuity and insurance services through an affiliated insurance marketing organization. OSAIC serves a broad range of clients, including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios, supporting both discretionary and non-discretionary accounts.

Rube Woolsey is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and small businesses plan for and reach their financial goals. His work includes providing comprehensive wealth planning for clients with investable assets ranging from $1 to $15 million, addressing tax and estate considerations, and advising on major financial decisions throughout different phases of life. Rube specializes in assisting small business owners with exit strategies that allow them to maintain their lifestyle in retirement. He leverages resources from Merrill Lynch Wealth Management and Bank of America's Investment Bank to support clients in navigating the complexities of selling their businesses. His expertise also covers education planning, executive compensation, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds a Bachelor's Degree from Arizona State University and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional work, Rube engages in adventure sports, boxing, horseback riding, and traveling.

Shawn Mihal is a financial advisor with OSAIC, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Waddell & Reed, Ivy Funds Distributor Inc, LPL Financial, and Advisor Group. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory services and uses various asset-allocation tools and third-party platforms to construct and manage portfolios across multiple investment types.