Kelly Miller is a financial advisor with LPL Financial based in Sun City West, AZ. He holds Series 63 and Series 65 licenses and has three years of industry experience, including prior roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank N.A. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Robert Campbell is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 licenses and 25 years of industry experience. He previously worked for National Planning Corporation for 16 years before joining LPL Financial in 2017. He is involved in offering life, disability, long-term care insurance, and fixed annuities in addition to his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

John Kukich is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 39 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Morgan Stanley DW Inc. from 2002 to 2005. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and supports its clients through research-driven investment strategies and a broad range of financial products.

Ryan Kidd is a financial advisor at LPL Financial with 21 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for nine years and Equitable Advisors for eight years. He is the author of the book *The Art of Retiring Whole*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Seros is a CFP®-certified financial advisor with Edward Jones in Surprise, AZ, and has 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory work, he is a silent partner in a commercial building venture in St. Clair, Michigan. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Kristen Beckbissinger is a CFP® professional with 21 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and previously spent nine years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program centers on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Tyler Gilberg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones from 2010 to 2022 before joining Raymond James in 2022 and currently serves as CEO of Gilberg Private Wealth and Gilberg Wealth Management, where he advises individual clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Connor Mackin is a financial advisor at Thrivent Investment Management with two years of industry experience and a Series 66 designation. Prior to joining Thrivent, he worked with Young Life at their Lost Canyon and Lake Champion locations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based analyses without discretionary trading authority. Their services include planning across a wide range of topics and allow clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Marc Glass is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63, 65, and 66 credentials and 33 years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dawn Thorpe is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Dan Kauffman is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Inc since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Bethel is a CFP®-designated financial advisor with Edward Jones in Glendale, AZ, where he has worked since 1994, bringing 31 years of industry experience. In addition to his advisory role, he is a writer who creates and sells screenplays and novels. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Thomas Mertensmeyer is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 37 years of industry experience. His career includes roles at Cetera Wealth Services, LLC since 2013 and Senior Financial Benefits from 2024 to 2026. Outside of advisory work, he serves as president of a homeowners association and works as a real estate agent, in addition to assisting older clients in finding affordable independent or assisted living facilities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers diverse portfolio management and retirement services, with multiple program structures and access to third-party managers across discretionary and non-discretionary platforms.

Randy Morgan is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley and The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services and is noted for its use of systematic methodologies and formal advisory roles for multiple registered investment companies.

Terry Toman is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cadaret Grant & Co., Inc., Woodbury Financial Services, and National Planning Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a network of over 22,000 investment adviser representatives.

Cody Nesper is a financial advisor with Primerica Advisors in Phoenix, AZ, holding a Series 63 designation and three years of industry experience. Prior to joining Primerica, he worked in various roles including positions at Uber, Carvana, Hillsong College, and Apple Retail. He is also involved in referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail client portfolios rather than institutional pension or profit-sharing plans.

Chandler Cole is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Arizona Public Service, CED Scottsdale, and Arizona State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advisor-facing tools and a broad network of over 22,800 advisors.

Paul Fudurich is a financial advisor with Edward Jones in Sun City, AZ, holding a Series 66 designation and seven years of industry experience. He previously worked at Wells Fargo Bank, NA for 21 years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, SMAs, and affiliated mutual funds, operating under a fiduciary standard.

David Balzarini is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 21 years of industry experience. He previously worked at Edward Jones for one year before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he writes fiction and earns book royalties. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Tristan Medearis is a financial advisor with Merrill, holding a Series 66 license and one year of industry experience. He has worked at Bank of America and Merrill, and serves as a military police officer in the Arizona Army National Guard. Additionally, he works with Spark Driver delivering groceries and household items. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.