Luis Martinez is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and scenario modeling.

Henry Maxwell is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant, Investment Consultant, Senior Relationship Manager, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as an Ownership Transition Specialist at Bank of America - Merrill Edge from 2015 to 2016. In his role, Henry focuses on helping clients develop and maintain comprehensive financial plans tailored to their unique needs. He emphasizes educating clients on their current financial status to empower informed decision-making for their future. Outside of his professional work, Henry enjoys golf, music, skiing, and snowboarding.

Fred Brown Jr. is a financial advisor with Primerica Advisors in Oro Valley, AZ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Primerica Advisors since 1982 and Primerica Financial Services since 1991. Outside of his advisory role, he owns a restaurant business in Freeport, New York. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which serves individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and provides wrap-fee solutions rather than managing institutional pension or profit-sharing plans.

Kimberly Didra is a financial advisor with Robert W. Baird & Co. in Tucson, Arizona, holding a Series 66 designation and six years of industry experience. Prior to joining Baird in 2018, she worked at Cartel Coffee Lab for six years and had brief roles at Midtown Artisans and Extended Travel. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, including discretionary management and separately managed accounts, utilizing a range of traditional and non-traditional investment strategies.

Mariah Etchart is a financial advisor at Ameriprise with Series 66 credentials and one year of industry experience. Prior to joining Ameriprise, she held positions at Sabino Hills Family Dentistry and Tj Maxx. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual, tax-aware retirement planning focused on dependable income sources, supported by proprietary research and algorithmic tools.

William Westcott is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial in various capacities since 2003. Westcott serves as a board member of Potoff Private Philanthropy, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, and retirement consulting supported by research and technology-driven portfolio management.

Nicholas Warren is a financial advisor at Wells Fargo Advisors in Tucson, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Wells Fargo Advisors in 2025, he worked at Arcis Golf and spent several years at the University of Arizona and Ironwood Ridge High School. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools to tailor recommendations for clients.

Katherine Simmonds is a financial advisor with RBC Capital Markets in Tucson, AZ, holding a Series 66 designation and bringing 12 years of industry experience. She has been with RBC Capital Markets since 2013. Outside of her advisory role, she owns an embroidery business called Graphix Xpressions and has recently begun working part-time as a travel agent. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies, offering discretionary and non-discretionary portfolio management alongside financial planning and custody services. The firm utilizes a mix of in-house and third-party managers and provides clients with options for rebalancing, tax management, and responsible investing.

Denielle Palting is a financial advisor at LPL Financial with 14 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2012. Outside of her advisory role, she is an author and owns a separate business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, combining discretionary and non-discretionary management with research-supported model portfolios.

Carolyn Sitkowski is a financial advisor at Morgan Stanley with 10 years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she manages rental property in Tucson, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutions with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, data-driven planning process.

Tiffany Callahan is a CFP® with 19 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, she worked at WELLS FARGO Advisors, LLC for one year. Outside of her advisory role, she holds an active real estate license in Arizona and is involved in the purchase and sale of primary or secondary residences. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven, incorporating modern portfolio theory and a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Karen Stewart is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked at J.P. Morgan Securities since 2018 and previously at J.P. Morgan Chase Bank. Outside of finance, she is involved in Stewart Telecommunications Co., LLC, where she performs light bookkeeping and serves as a signer. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Ben Palazzo is a financial advisor at Stifel with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co. Inc. since 2010. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to assist with asset allocation and financial planning.

Patrick O'Neill is a financial advisor at Ameriprise with 24 years of industry experience. He holds the Series 66 designation and previously worked at American Express Financial Advisors for 19 years before joining Ameriprise in 2020. Outside of his advisory role, he serves as a sports official and works as an assistant golf coach for a high school in Tucson, AZ. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Richard Brennan Jr. is a financial advisor at Edward Jones with 29 years of industry experience. He holds Series 63 and Series 66 designations. Prior to rejoining Edward Jones in 2024, he worked at the firm from 2017 to 2024 and briefly at Mass Mutual in 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Alejandro Cuesta is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in 2011 as a Client Associate while finishing his Bachelor of Science degree in Business Commerce at the University of Arizona. After gaining experience in the administrative side of wealth management, Alejandro became a partner with his mentor, Jim Wood Sr, in 2013. He holds the Personal Investment Advisor (PIA) designation. Alejandro is originally from Tucson, where he graduated from Sabino High School and worked as an auto mechanic while attending college.

Christal Wendtland is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. She has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Karen Jacome is a financial advisor with LPL Financial in Tucson, AZ, holding a Series 66 designation and six years of industry experience. She has held roles at Bancwest Investment Services, Inc. since 2018 and Bank of the West since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs along with retirement plan consulting and brokerage services.

Cory Niver is the Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2022. He has been with Fidelity since 2014, serving in various capacities including Financial Consultant and Investment Consultant. Prior to joining Fidelity, Cory held financial advisory positions at LearnVest, USAA, Chase Investment Services Corp, and Edward Jones. With over 21 years of experience in financial planning and investment services, Cory focuses on developing, executing, and maintaining financial plans for clients across different market conditions. His professional background encompasses wealth planning and investment consulting. Outside of his professional career, Cory enjoys biking, hiking, and snowboarding.

Scott Hufault is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1992 and focuses on developing financial strategies and recommendations tailored to high-net-worth individuals, their families, and their businesses to help meet both short- and long-term financial goals. Scott holds a CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., and is a qualified Portfolio Manager. He provides traditional advice and guidance, as well as manages personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, with the ability to manage these on a discretionary basis through the firm’s Investment Advisory Program. Scott earned a Bachelor of Science degree in Economics and Finance from the University of Arizona in 1990. He is committed to a consultative approach that involves listening to clients’ financial situations, preferences, and goals, followed by customized portfolio design and ongoing discussions covering investments, retirement, estate planning, and philanthropy. Scott also participates in community volunteer work aligned with Merrill’s tradition of community involvement. Outside of work, his interests include basketball, billiards, boating, fishing, horseback riding, music, skiing, swimming, table tennis, and tennis.