Tom Binder is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding a Series 66 designation and 29 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, and Merrill Lynch. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and utilizes proprietary research and tools to develop tailored recommendations delivered through meetings and client summary letters.

John Simonson is a financial advisor with Cetera, holding a Series 66 credential and one year of industry experience. He has worked at several firms, including Altium, Matthews Real Estate Investment Services, and Pacifica Real Estate Services, and currently is involved with FFEC Wealth Partners and Simonson Wealth Management in marketing and business development. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform and various program structures.

Adriana Perez is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and previously worked at Ameriprise for five years. Outside of her advisory role, she is involved with Twinspired Events & Decor. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Derek Allsup is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at LPL Financial and National Bank of Arizona. Outside of advising, he is president of the Tangerine North Homeowner's Association and co-owns a graphic design business held within a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s advisory process includes preparation of investment policy statements, plan benchmarking, and a broader range of financial product options including insurance-related vehicles and bank deposit sweep programs.

Deborah Kerr is a financial advisor with Thrivent Investment Management in Tucson, AZ, holding Series 63 and Series 65 licenses and having 23 years of industry experience. Her prior roles include positions at Vanguard Investment Group and Journey Advisory Group, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers ongoing and one-time planning engagements covering a wide range of topics, and clients can combine planning with managed accounts through a consolidated billing option called WealthPlan.

Jazlee Cossio is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 2019 and works with individuals, families, foundations, corporations, and business owners to deliver customized wealth management strategies. Her approach emphasizes understanding clients’ financial, business, and personal life goals, incorporating factors such as risk tolerance, time horizon, and liquidity needs to provide tailored solutions. Her expertise includes retirement income planning, portfolio and risk management, 401(k) retirement plans, alternative investments, wealth transfer and legacy planning, long-term care, and lending services through Bank of America, N.A. Jazlee holds a Bachelor's degree from the University of Arizona, where she studied International Studies with minors in Business Administration and Spanish. She carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Prior to her financial advisory career, she worked for nearly a decade in Wine and Liquor sales across Southern Arizona. Originally from Phoenix, Arizona, Jazlee relocated to Tucson in 2004 and is active in the local community, serving as Vice President of her neighborhood association. She is married with two daughters and two French Bulldogs. Outside of work, she enjoys cooking, dancing, music, traveling, yoga, and spending time with her family.

Analicia Grant is a financial advisor with RBC Capital Markets in Tucson, AZ. She holds a Series 66 designation and has two years of industry experience, including prior roles at Edward Jones and Bank of America. Outside of finance, she is involved with Acknowledging the Lord, LLC, a business designing faith-based apparel and managing related social media marketing. RBC Wealth Management serves a wide range of clients from individual investors to institutions, offering discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm customizes strategies based on client risk profiles, utilizing both in-house and third-party investment managers, and provides access to alternative investments and integrated capital markets capabilities.

Carol Ruehl is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 65 designations and over 20 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Abraham Islas is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Gugliemo and Associates and Allworth Financial. Fidelity, through its Strategic Advisers LLC division, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and other investment vehicles.

Zachary Ewing is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and previously worked for Edward Jones for seven years. Outside of finance, he has held roles at several businesses including Grand Canyon Spirits and Hoot Mart. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by proprietary and third-party research and technologies.

Kevin Tokarski is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and its related entities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG processes.

Veronica Canchola is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill, Bank of America, Morgan Stanley Smith Barney, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer O'Sullivan is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 66 designations and has held roles at both UBS and Fidelity Investments throughout her career. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a broad range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets services through its platform.

Jerry Diaz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans that align with their unique goals. He has been with Fidelity since 2024, initially serving as a Financial Representative and then as a Relationship Manager before assuming his current role in 2025. Prior to joining Fidelity, Jerry worked as a Wealth Analyst at BMO Private Bank from 2022 to 2024 and began his career as a Client Services Associate at Tocco Financial Services from 2021 to 2022. His professional experience encompasses client relationship management, wealth analysis, and financial planning. Outside of his professional work, Jerry engages in family activities and enjoys golf, snowboarding, traveling, and spending time with his pets.

Zulema Noriega is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and eight years of industry experience. She has worked at Merrill since 2017 and was a homemaker from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.