Ronaldo Garcia is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. He has previously worked at Merrill and Bank of America. He has one year of experience at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Ryan Graff is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 license and having eight years of industry experience. His career includes roles at Bank of America and Merrill, as well as Nevada State Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Saulo Romero is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in serving ultra-high-net-worth individuals, families, business owners, and entrepreneurs. He brings over two decades of experience in banking and financial services, focusing on delivering tailored wealth management strategies that align with clients' personal, family, and legacy goals. Saulo works with both domestic and international clients, providing guidance on business transitions, executive compensation, tax-efficient wealth management, multigenerational wealth transfer, philanthropic giving, and long-term legacy preservation. Born in Mexico City and fluent in both English and Spanish, Saulo began his banking career in 2006 and joined Merrill in 2019. He holds a Bachelor's Degree from ETAC and the Personal Investment Advisor (PIA) designation. Saulo is active in professional organizations, including the Latin Chamber of Commerce Nevada, Hispanic Latino Advisory Council at Merrill, and the Las Vegas Hispanic Business Council at Bank of America. Outside of his professional activities, Saulo enjoys spending time with his wife and two children. His personal interests include boating, dancing, golfing, music, running, skiing, and watching movies. He is also involved in community initiatives that support entrepreneurship, educational advancement, and opportunities for underserved and multicultural communities.

Garett Fay is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 credential and having five years of industry experience. He has worked at Cambridge Investment Research since 2021 and serves as a board member of Ten Minas Ministries. He is also involved with Canyon Ridge Christian Church. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering various portfolio management approaches and access to both proprietary and third-party investment strategies.

Michelle Clifford is a financial advisor at Edelman Financial Engines with three years of industry experience. She holds a Series 66 designation and previously worked at Thrivent Financial and ReBar. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary modeling process with planner delivery and online tools, offering diversified model portfolios, discretionary management, and non-discretionary online advice.

Elias Shiheiber is a financial advisor with LPL Financial, holding the Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2010. Outside of advisory services, he is associated with Elias Shiheiber & Assoc. Ltd., a separate business entity in Las Vegas. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Alyson Morris is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering structured recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to create tailored recommendations, primarily for clients with assets held in Ameriprise-managed accounts.

Ryan Deutsch is a financial advisor with Merrill, holding a Series 66 credential and four years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2022 and has held various roles in real estate and other businesses since 2017, including Uber and MRBD LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kitty Law is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been associated with Merrill and Bank of America since 2005. Outside of her advisory role, she is involved as a general partner in SKCK Investment LLC, a property management business based in Las Vegas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephanie Webb is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, Webb serves on the board of directors and as secretary for CEF of Southern Nevada Inc., acts as a successor trustee in fiduciary activities, and performs as a banjo player in musical shows. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines centralized consulting with personalized advisor collaboration, emphasizing managed accounts and algorithm-supported recommendations.

John Roehm is a financial advisor with Mass Mutual Investors Services based in Las Vegas, NV, holding Series 65 and Series 66 licenses. He has 20 years of industry experience, including long tenures at Key Investment Services LLC and KEY BANK. Outside of his advisory role, he is involved in insurance brokerage and business development for residential and commercial real estate financing companies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Weiping Chen is a CFP® with 18 years of industry experience, currently serving at MassMutual Investors Services since 2017. Prior to this, Chen worked at Metlife Securities from 2009 to 2017. Chen is also the owner of CWP Wealth Solutions, a financial and insurance services LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs with a focus on collaborative annual planning engagements.

Ramoncito Rodriguez is a financial advisor with Merrill in Las Vegas, NV, holding Series 65 and Series 66 licenses and 20 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melissa Kahler is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 18 years of industry experience. Her prior roles include positions at Colonial Life and Transamerica Financial Advisors, Inc. She also maintains a notary public designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad advisory platform and diversified financial services.

Peter Henriques is a financial advisor with Merrill in Las Vegas, NV, holding a Series 66 designation and 20 years of industry experience. He has worked at Merrill and Bank of America since 2020 and previously spent five years at Charles Schwab. Outside of his advisory role, he is a 50% owner of HCY Global, LLC, a retail and wholesale business managed by his wife, where he assists with bookkeeping and tax filing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, and institutional entities, with a focus on diverse asset allocation and tax-sensitive strategies.

Craig Knight Jr. is a financial advisor with Fidelity Investments in Las Vegas, NV, holding Series 63 and Series 65 licenses and having six years of industry experience. Prior to Fidelity, he worked at Ameriprise Financial Services and has experience in bookkeeping and courier services through his side businesses. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across multiple asset classes.

Brett Willis is a financial advisor with Ameriprise in Henderson, NV, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he served in the United States Army from 2020 to 2023 and worked at MassMutual Life Insurance Company. Willis is also involved in independent insurance brokering focused on disability income. Ameriprise provides retirement-income planning services aimed at individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Sally Walker is a financial advisor at RBC Capital Markets in Las Vegas, NV, with 32 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with customized strategies implemented through a combination of in-house and third-party investment managers and model providers.

Debra Harkins is a financial advisor with RBC Capital Markets in Las Vegas, NV, holding Series 66 and Series 63 licenses and bringing 24 years of industry experience. Prior to joining RBC in 2021, she worked with Capstone Capital Group and Safe Money Advisors. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile through a combination of in-house and third-party investment managers.

Vincenzo Fresquez is a financial advisor with Charles Schwab in Las Vegas, NV. He holds the CFP® designation along with Series 63 and Series 66 licenses and has 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2013. Outside of his advisory role, he serves as an assistant baseball coach at The Meadows School and is the treasurer of Mission Church Las Vegas, a 501(c)(3) religious organization. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through a range of advisory, brokerage, custody, and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and maintains a centralized operational structure supporting its extensive client base.