Thomas Alford is a CFA® charterholder with 17 years of industry experience. He is currently affiliated with Independent Financial Partners and IFP Securities, LLC, with prior roles at Triad Advisors, Resources Investment Advisors, and Amundi Pioneer Institutional Asset Management, among others. Outside of his advisory work, he operates Trailhead Financial, a non-investment-related business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Randy Goodsell is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Independent Financial Group since 2011 and has led Goodsell & Company CPA, a tax preparation and accounting firm, since 1996. Outside of advisory services, he is a co-owner of Goodsell & Company CPAs, providing tax, audit, and consulting services to individuals and businesses. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs both firm- and third-party investment models and combines passive and active strategies across various risk profiles.

Ethan Willis is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds a Series 66 designation and has worked at several firms including Merrill, Morgan Stanley, Valic Financial Advisors, and HSBC Securities before joining Citigroup in 2014. Outside of his advisory role, Willis serves as the head coach of the La Jolla High School rugby team. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with an emphasis on internal standards and oversight, combining large institutional scale with unique market roles and arrangements.

David Keely is a CFP® professional affiliated with Valic Financial Advisors with 16 years of industry experience. He has held advisory roles at Valic Financial Advisors since 2017, previously working at Agia, CUSO Financial Services, LP, and Edward Jones. Outside of his advisory work, Keely serves as chairperson of a 501(c)(3) organization supporting a local Boy Scout troop’s charter. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving U.S. individuals, including high net worth clients, and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors using centralized technology and model solutions.

Vernon Eberly is a CFP® professional at Focus Partners Wealth, LLC with six years of industry experience. He previously worked at HoyleCohen, LLC for ten years before joining The Colony Group, LLC, where he spent two years. Focus Partners Wealth serves a diverse client base including individuals, families, charitable organizations, corporations, and institutional retirement plans. The firm employs a long-term investment approach that combines active and passive strategies, third-party managers, and customized portfolios tailored to clients’ specific financial situations.

Vincent Zupo is a CFP® professional with 20 years of industry experience, currently affiliated with Schwab Wealth Advisory in San Diego, CA. His prior roles include positions at GW&K Investment Management, AlphaCore Wealth Advisory, and Amundi Pioneer Institutional Asset Management. He serves on the City of El Segundo Investment Advisory Committee, which advises the city on the management of its investment funds. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach is based on proprietary asset-allocation models and research tools, offering guidance on asset selection while requiring client authorization for trades.

Harry Lodge is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 42 years of industry experience. His prior work includes roles at LPL Financial, Financial Design Group, Minnesota Life Insurance Company, and Securian Financial Services. Lodge also operated his own firm, Harry S. Lodge and Associates Inc, for 37 years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model utilizing multiple investment strategies and technology platforms while integrating third-party managers and TAMPs.

Kyle Whisenhunt is a CFP® professional with nine years of industry experience currently at Focus Partners Wealth, LLC. His previous roles include positions at The Colony Group, LLC, HoyleCohen, San Diego Wealth Management, Sagepoint Financial, Inc., and Wolters, Hagar, & Pratt Financial Planning, Inc. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, and specialized employee benefit retirement plan services. The firm’s investment approach combines active and passive strategies tailored to client needs and includes access to non-traditional services and affiliated investment opportunities.

Eduardo Torres is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 licenses and over 42 years of industry experience. He has previously worked with Investment Placement Group and currently serves as managing partner of Pacific Tides Wealth Management. United Planners Financial Services supports a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Kimberly Day is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. Her prior roles include positions at Christopher Weil, Charles Schwab, TD Ameritrade, Bank of America, Merrill Lynch, and Higgins Capital Management. She is based in San Diego, CA. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active strategies, supported by an internal Investment Committee and various implementation tools.

Randolph Toledo is a financial advisor with Kestra Advisory Services, holding a Series 66 designation and possessing 22 years of industry experience. His prior work includes roles at Cetera Advisors LLC, First Allied Advisory Services, and LPL Financial. Outside of his advisory work, he is involved in retail through two small business ventures, Enagie and RR Toledo Enterprises. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering services such as fiduciary consulting, employee education, plan design, and access to multiple management platforms and third-party solutions. The firm serves very large institutional investors, including sovereign wealth funds, and manages approximately $79.8 billion in assets.

Roxana Gomez is a financial advisor with Integrated Wealth Concepts LLC and holds a Series 66 designation. She has nine years of industry experience, including prior roles at MMA Securities LLC and Marsh & McLennan Agency. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and consulting services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income, and emphasizes a combination of long-term strategies and shorter-term rebalancing.

Curtis Baumann is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at Allianz Global Investors U.S. LLC and Fisher Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

David Vaz is a financial advisor with Independent Financial Group, LLC in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Independent Financial Group since 2004 and also serves as a board member of NOLAH, Inc., a charitable organization focused on projects for disabled veterans. Vaz maintains insurance agent roles outside of his advisory work. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm emphasizes strategic asset allocation and combines active and passive investment approaches through various managed account platforms and third-party programs.

Monica Mantilla is an Investment Management Consultant II at Fidelity Investments. She has been with Fidelity since 2019, progressing through roles including Financial Consultant, Investment Consultant, Planning Consultant, and Relationship Manager. Prior to joining Fidelity, Monica worked as a Wealth Advisor Associate at Morgan Stanley and as a Business Development Specialist at TD Ameritrade. Monica holds a CA Insurance License and is a CERTIFIED FINANCIAL PLANNER™ professional with nearly ten years of experience in the financial services industry. She focuses on providing personalized financial guidance and aims to empower clients with clarity and confidence throughout their financial journeys. Outside of her professional work, Monica enjoys comedy, family activities, visiting museums, reading, and traveling.

Sherry Senesy is a CFP® professional with 15 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in San Diego, CA. She has worked at Eagle Strategies since 2016 and operates her own business, SRS Financial & Insurance Solutions, through which she brokers non-registered insurance products. Senesy is also appointed as an insurance broker with outside carriers. Eagle Strategies serves a diverse client base including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of its assets on a non-discretionary basis.

Sandra Franklin is a financial advisor at Schwab Wealth Advisory with 32 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Schwab Wealth Advisory since 2026, following roles at Charles Schwab & Co., Inc., TD Ameritrade, and Advisors Asset Management, Inc. Sandra serves on the board of the LSU Alumni San Diego Chapter. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, employing asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

John Iammarino is a financial advisor at Brookstone Capital Management LLC with 14 years of industry experience. He holds a Series 65 designation and has worked at Brookstone since 2016 and at Securus Financial since 2012. Outside of his advisory role, he coordinates financial planning through the Elite Resource Team Partnership, assisting clients with complex tax, estate, and financial matters. Brookstone Capital Management provides fee-based asset management and financial planning to a broad client base, including high-net-worth individuals, retirement plans, corporations, trusts, and other entities. The firm employs strategic and dynamic asset allocation models and offers discretionary portfolio management through various platforms, incorporating both proprietary and external sub-advisors and funds.

Aaron Pearce is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 credentials and over 21 years of industry experience. He has previously worked at Commonwealth Financial Network and LPL Financial. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans by providing financial planning, asset management, and retirement-plan consulting. The firm manages over $122 billion in regulatory assets under management using a diversified investment process with both passive and active strategies, supported by an internal Investment Committee and various implementation tools.

Stephanie Secor is a financial advisor with Empower Advisory Group in San Diego, CA, holding Series 65, Series 63, and Series 66 licenses and over 31 years of industry experience. Her career includes roles at Goldman Sachs, Charles Schwab & Co, Citigroup Global Markets, and LPL Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, delivering both point-in-time financial plans and optional managed account solutions.