Michael Lulejian is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior work includes roles at Proequities, Inc. and Producers Financial Group West, where he served for over two decades. In addition to advisory work, he has operated as an independent insurance agent and owned a financial services firm. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and both discretionary and non-discretionary strategies tailored to client objectives.

Dustin Topoozian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry for over twenty years, beginning his career with Bank of America/Merrill in 2005. Dustin assists clients with preparation and transition into retirement by building structure and providing guidance tailored to their needs. He focuses on understanding each client's goals and objectives by developing close relationships to gain insight into all aspects of their financial lives. Utilizing Merrill's resources and the Merrill Lynch Wealth Management process, Dustin creates disciplined plans to support retirement lifestyles, investment management, and wealth transfer strategies. He remains involved with clients to adapt plans as their financial situations evolve. Dustin graduated from the Craig School of Business at California State University, Fresno. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he enjoys traveling, golfing, and spending time with his wife and three children.

Bruce Kalajian is a financial advisor with RBC Capital Markets in Fresno, CA, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Alexander Jaramishian is a CFP® professional affiliated with LPL Financial, with 11 years of industry experience. He has worked at LPL Financial since 2022 and previously held roles at SCF Investment Advisors, SCF Securities, Kestra Financial Services, and Fort Washington Financial and Insurance Services. Jaramishian also operates a CPA practice focusing on tax preparation and accounting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by various model portfolios and research resources.

Christian Hunt is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Anabel Rodriguez is a Series 66 licensed financial advisor with six years of industry experience. She has worked at Wells Fargo Clearing since 2021 and previously held roles at Raymond James Financial Services and Central Valley Community Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and utilizes research and analytics to support diversified investment strategies.

Michael Muhareb is a CFP® professional based in Fresno, CA, with 17 years of industry experience. He has been with LPL Financial since 2010. Muhareb is the sole owner and employee of Muhareb Wealth Management Group, Inc., an entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from LPL Research, third-party subadvisors, and TAMP sponsors.

Jane Avedikian Tamberi is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 44 years of industry experience. She has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing a range of investment management approaches supported by research and technology.

Angela Villanueva is a financial advisor with Wells Fargo Advisors based in Fresno, CA. She holds Series 63 and Series 65 licenses and has 27 years of industry experience. Her career includes over a decade with Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm provides a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Nicholas Krall is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at Primerica Advisors since 2019 and previously at PFS Investments Inc. His other activities include serving as Council President at Church of The Foothills and working part-time as a rideshare driver for Uber and Lyft. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited separately managed account options primarily for individual and high-net-worth clients.

Vicente Hernandez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012. Prior to that, he was employed at Gold Rush Transport for six years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Matthew Petersen is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Wells Fargo Advisors Financial Network since 2016 and previously held multiple roles at Morgan Stanley from 2000 to 2016. Petersen has ownership interests in investment-related firms and serves as a trustee for employee retirement plans and family trusts. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services using proprietary research and tools, with options for brokerage or advisory implementation tailored to client needs.

Montana Silva is a financial advisor with LPL Financial, holding the Series 66 designation and based in Fresno, CA. Silva has been in the industry since 2025 and has held prior roles at Thiesen Dueker Modern Wealth Management, ADP, and several other organizations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, with access to discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Doredda Grossman is a financial advisor at LPL Financial with 41 years of industry experience. She holds a Series 63 designation and has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Anthony Soria Jr. is a CFP® professional with 25 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. He holds Series 63 and Series 66 licenses and is based in Fresno, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Francisco Lopez Wernick is a financial advisor at Merrill with 9 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Rollins is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Bank of America, Merrill, and UCLA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering a range of financial planning, portfolio management, and capital markets solutions supported by proprietary research and model-based asset allocations.

Luis Borquez is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 financial advisors and offers a mix of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Yvonne Sanchez is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been assisting clients since 2005. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Chartered Retirement Plans Specialist (CRPS). Yvonne employs a disciplined, data-driven approach to help clients validate and pursue their retirement goals, offering comprehensive financial planning services without providing legal or tax advice. Before joining Merrill, Yvonne gained ten years of experience in accounting and taxation, equipping her with a broad understanding of financial matters. She earned her Bachelor's degree in Business Management, summa cum laude, from Fresno Pacific University and completed financial planning coursework through Boston University. Yvonne is also a member of the North Fresno Rotary Club and serves on its executive board. Yvonne is particularly focused on empowering entrepreneurs and business owners, providing access to banking services through Bank of America and assistance with workplace 401(k) plan design and fiduciary requirements. She resides in Fresno with her family and enjoys cooking, camping, dancing, and spending time with her loved ones.

Raul Figueroa is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked within the Wells Fargo organization since 2011, including roles at Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Outside of his advisory work, he serves as a notary public in Salinas, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.