Suanne Ramar is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Bailard, Inc. since 2016. She holds the Series 65 designation and is based in Foster City, California. Bailard, Inc. provides wealth and asset management services to individual and institutional clients, including high-net-worth individuals, endowments, foundations, and pension plans. The firm employs a multi-asset diversification strategy combining quantitative models, fundamental research, and qualitative judgment, and offers sustainable and impact investing options upon request.

Katherine Hillsbery is a Series 66-licensed advisor with ValMark Advisers, Inc. She has professional experience across several firms including Hillsbery Financial & Tax, International Flavors and Fragrances, and DoorDash. Her background also includes roles associated with California Polytechnic State University. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm employs diversified, goal-based model portfolios and asset allocation strategies, utilizing mutual funds, ETFs, and separate-account managers, with ongoing monitoring and rebalancing overseen by an investment committee.

Dennis Shao is a financial advisor at M Holdings Securities, Inc. with one year of industry experience. He holds the Series 66 designation and has worked concurrently at Wellspring Consulting and M Holdings Securities since 2016. M Holdings Securities, Inc. serves individuals, retirement plans, charitable organizations, corporations, and other business entities through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a broad range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, financial planning, and insurance advisory, using both internal portfolio managers and third-party sub-advisors to deliver investment solutions.

Jon Theriault is a financial advisor at Summitry, LLC with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at firms including Hightower Advisors, RBC Capital Markets, Fidelity Investments, and Northwestern Mutual. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, as well as investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach and offers discretionary portfolio management, financial planning, model equity strategies, third-party manager selection, and advisory services to a registered mutual fund.

Colin Higgins is a financial advisor at Summitry, LLC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Golub Group since 2003, as well as Hoefner & Arnett Capital Management, Inc. from 2002 to 2003. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach with discretionary portfolio management, financial planning, and a combination of internally managed core strategies and alternative investment sleeves.

Timothy Harvey is a CFP® and CFA® with 15 years of industry experience, currently serving as a financial advisor at Aspiriant, LLC in Mountain View, CA. His prior experience includes roles at The Mather Group, Bordeaux Wealth Advisors, HC Financial Advisors, and Brownson, Rehmus & Foxworth. Aspiriant serves primarily high-net-worth individuals, families, professional fiduciaries, and select institutional and retirement plan clients. The firm offers customized investment management and comprehensive wealth planning, including accounting, tax and estate planning, family office services, and specialized consulting.

Michael Peel is a financial advisor with Sowell Management in Livermore, CA, holding a Series 65 designation and beginning his advisory career in 2025. Prior to joining Sowell, he worked at the Sunnyvale Department of Public Safety and Tennyson Electric Inc. He is also the managing partner of Safe-Hold Storage, LLC, a company involved in public storage facilities and commercial real estate management. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs. The firm utilizes a range of management styles and model portfolios while providing comprehensive support services to over 100 independent advisory representatives.

Daniel Copenhagen is an advisor at Continuum Advisory, LLC with two years of industry experience. He has worked at Mindshare Group Benefits & Insurance Services, Inc. since 2001, where he is president and owner of a full-service health insurance and benefits consulting firm. Continuum Advisory provides financial planning, consulting, and discretionary portfolio management to both individual and institutional clients, including high-net-worth individuals and pension plans. The firm integrates professional services such as tax preparation and estate planning, while utilizing a centralized technology platform for client reporting and portfolio management.

Jack Rimbach is a financial advisor at Empirical Wealth Management with four years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at Rockefeller Financial LLC and PIMCO Investments LLC. Empirical Wealth Management serves a diverse client base including individuals, trusts, estates, charitable organizations, pensions, and profit-sharing plans. The firm employs a Modern Portfolio Theory-based approach using diversified model portfolios across multiple asset classes and offers a range of services including investment management, financial planning, tax preparation, and affiliated legal and real estate services.

Jennifer Riva Kirk is a financial advisor with The Wealth Consulting Group in San Jose, CA, holding a Series 66 credential and over 20 years of industry experience. Her career includes roles at LPL Financial LLC and Redwitz Wealth Management Group, where she has been involved since 1996. She serves on the board of the nonprofit Caritas Corporation. The Wealth Consulting Group is an SEC-registered wealth management firm serving individual, corporate, retirement plan, and trust clients. The firm employs a blend of active and passive investment strategies, fundamental and quantitative analysis, and provides advisory services through multiple custodial platforms.

Jack Zhao is a CFA® charterholder with two years of industry experience. He currently works at GC Wealth Management RIA, LLC and previously spent eight years at Summitry, LLC. His background also includes two years at Chicago Booth. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and other advisers. The firm employs a research-driven, largely bottom-up investment approach and offers discretionary portfolio management, financial planning, model equity strategies, and third-party manager selection.

Luke Hayes is a financial advisor at Team Hewins, LLC with 30 years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Team Hewins in 2025, he worked at State Street Global Advisors Trust Company and Funds Distributors, Fidelity Brokerage Services, and Charles Schwab. Team Hewins advises individuals, families, trusts and estates, business entities, charitable organizations, and retirement plans with a focus on investment advisory, financial planning, and retirement plan consulting. The firm’s investment approach is based on asset-allocation principles grounded in Modern Portfolio Theory and includes both discretionary and non-discretionary management, serving a range of clients including state and municipal benefit plans.

Craig Martin is a financial advisor at FourStar Wealth Advisors, LLC with 25 years of industry experience. He holds the CFP®, ChFC®, and Series 65 designations. Prior to joining FourStar in 2022, he has been associated with Family Wealth Consultants, Inc. since 1999, where he serves as owner and portfolio manager. FourStar Wealth Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a combination of fundamental and technical analysis to tailor investment portfolios across various securities and independent managers, providing financial planning, investment management, and retirement consulting services.

Raymond Ortiz is a financial advisor with MissionSquare Retirement in San Jose, CA, holding Series 63 and Series 65 credentials and possessing 13 years of industry experience. He has worked at ICMA Retirement Corporation since 2012. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans, providing plan administration, recordkeeping, education, and Guided Pathways Advisory Services. The firm’s investment advice and model portfolios are developed by Morningstar Investment Management and offered through a multi-team advisory structure supporting more than 40,000 participants.

Mikhail Saliba is a CFP® professional at Bailard, Inc. in Foster City, CA, with two years of industry experience. His work history includes multiple roles at Bailard and academic positions at the University of Colorado Boulder and Texas Christian University. Bailard provides wealth and asset management services to individual and institutional clients, employing a multi-asset, active investment approach that integrates quantitative models, fundamental research, and qualitative judgment.

Michael Kissinger is a financial advisor at Kingsview Wealth Management, LLC in Mountain View, CA, holding Series 63 and Series 65 licenses with 29 years of industry experience. His career includes roles at Wells Fargo Advisors, U.S. Bancorp Investments, Chase Investment Services, Wamu Investments, Charles Schwab, and UBS Financial Services. He has been with Kingsview since 2018. Kingsview Wealth Management is a multi-advisor SEC-registered firm serving individuals, retirement plans, registered investment companies, endowments, trusts, and municipal clients. The firm offers financial planning, wealth management, and asset management through a combination of in-house strategies, third-party managers, and alternative investment platforms.

Scott Manley is a financial advisor with Mutual Advisors, LLC, holding a Series 66 credential and bringing 26 years of industry experience. He has worked at Mutual Advisors and Mutual Securities since 2018 and previously spent 18 years with Elaine Manley, Inc. and Waddell & Reed, Inc. Outside of advisory work, Manley is involved in authoring and selling financial books through Financial Journey Partners, Inc., which he directs. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional investors. The firm offers a range of services such as asset management and consulting, employing a mix of active and passive strategies tailored through multiple analytical approaches and third-party tools, and is notable for its large-scale institutional work and use of specialized operational features.

Joseph Ellis is a CFP® with 16 years of industry experience, currently serving at Diversify Advisory Services, LLC since 2023. He also has over a decade of involvement with DFPG Investments, LLC. Outside of his advisory roles, Ellis is engaged in tax preparation and representation as an enrolled agent, provides notary services, and is involved in public speaking on injury and medical topics, including authoring a book on running injuries. He also serves as a fractional CFO for a stem cell dermatological startup. Diversify Advisory Services, LLC provides investment advisory and financial planning to a diverse client base, including individuals, corporations, pension plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach, utilizing a variety of platforms and instruments such as ETFs, mutual funds, alternatives, and options-based strategies.

Robert Hammack is a financial advisor with Summitry, LLC, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior roles include positions at Charles Schwab and EquityBee Inc. before joining Summitry. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and investment companies, offering discretionary portfolio management, financial planning, model equity strategies, and third-party manager selection. The firm employs a research-driven, bottom-up investment approach and manages a registered mutual fund, combining core internally managed strategies with alternative approaches and independent managers.

Lori Russell is a CFP® and holds a Series 66 license with six years of industry experience. She is currently with Summitry, LLC and previously worked at Vantage Wealth, D.A. Davidson & Co., HSBC Securities, Morgan Stanley, and Waddell & Reed. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and investment companies. The firm employs a research-driven, bottom-up investment approach combining internally managed Core strategies with Independent Managers and alternative strategies, including a tax-smart 130/30 long/short method.