Jeffrey Ling is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has 19 years of industry experience. He has worked at MML Investors Services Inc. and MassMutual Life Insurance since 2006. Outside of advising, he serves as a notary public and holds an insurance agent position. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative, annual planning relationships.

Kelly Shota is a CFP® and ChFC® professional with 25 years of experience in the financial services industry. She currently works at Morgan Stanley in Honolulu, HI, having previously spent 11 years at Edward Jones. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its financial planning process.

Manuel Dayao Jr. is a financial advisor with Equitable Advisors, holding Series 63, 65, and 66 licenses and 45 years of industry experience. He has been with Equitable Advisors since 1999 and was previously associated with Axa Advisors. Outside of his advisory work, he is a photographer specializing in weddings and events and volunteers with the Honolulu Zoo and Honolulu Boy Choir. He also serves as the golf coordinator for the University of Hawaii Alumni Association, organizing golf outings several times a year. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of programs through its network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Lori Ann Shizuko Nishimura is a financial advisor with UBS Financial Services in Honolulu, HI, holding a Series 66 designation and 21 years of industry experience. She previously worked at Morgan Stanley before joining UBS in 2014. She serves as President and a member of the Board of Directors for the Kapahulu Center in Honolulu, an organization focused on community support and independence. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings delivered by a network of financial advisors.

Kevin Higa is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Honolulu, Hawaii. He works alongside his brother in the Higa Group to provide investment management, wealth planning, and consulting services to individual and institutional clients. Kevin leverages the resources of Merrill Lynch and Bank of America to deliver personalized wealth management strategies tailored to clients’ financial goals. Kevin has been in the financial services industry since 2005. Before joining Merrill Lynch in 2015, he spent ten years at a local bank working with institutional clients including insurance companies, unions, corporations, and non-profit organizations. His areas of expertise include institutional investment consulting, services for endowments, foundations and non-profits, personal retirement planning, and individual and corporate investment strategies. Kevin holds a Bachelor's degree from Babson College and professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Kevin participates in community organizations such as the Foundation for Maryknoll School, Hui Makaala Okinawan Club, and Oahu Country Club. Outside of work, he enjoys baseball, boating, fishing, golfing, surfing, yoga, and spending time with his family. He was inducted into the Babson College Athletics Hall of Fame in 2011 for baseball and values his experiences traveling and working abroad.

Taylor Tameta Arenas is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab and Charles Schwab Bank, SSB, Arenas held various roles in multiple industries, including positions at Philz Coffee, Apple Inc., Doordash Inc., Nordstrom, and Footlocker. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Rose Lakalaka is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and eight years of industry experience. She has worked at Equitable Advisors since 2017 and previously at AXA Advisors LLC. Outside of her advisory role, she is involved in the modeling and acting industry through the Kathy Muller Talent and Modeling Agency. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm employs a variety of advisory models, including third-party and proprietary solutions, and offers ERISA fiduciary services to qualified plans.

Rie Shoji is a CFP®-certified financial advisor with 15 years of industry experience, currently with Charles Schwab in Honolulu, HI. Her prior experience includes roles at Ameriprise, Cetera Investment, LPL, and American Savings Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by Schwab’s Center for Financial Research.

Karli Hamada is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions with Pacific Financial Partners LLC and Royal Alliance Associates, INC. She serves as a board member for Nakata Electrical Inc., a non-investment related role. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations, utilizing a range of third-party advisory programs and discretionary management models.

Tanya Tarampi is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has prior experience with firms including Raymond James Financial Services and BancWest Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Heather Moir Dangler is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and Series 65 licenses. She has 35 years of industry experience, including roles at Cambridge Investment Research Advisors since 2014 and New England Securities since 1990. Outside of her advisory work, she is an author of a published book focused on work-life balance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a variety of portfolio management and model-based solutions tailored to client objectives.

Kenta Wakui is a financial advisor at Equitable Advisors with Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, Wakui held various roles including positions in education at Temple University Japan and the British School of Tokyo. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a range of clients including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a combination of in-house programs and third-party asset managers to deliver customized investment solutions.

Anh Brow is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has worked since 2016. With over 30 years of experience in the financial services industry, Anh specializes in developing tailored financial strategies for individuals, families, and businesses. Her areas of focus include college education planning, divorce transition planning, personal retirement planning, tax minimization, and investment strategy for both individuals and corporations. She also provides services for endowments, foundations, and non-profit organizations. Anh holds a bachelor’s degree in business administration, concentrating in economics and Chinese studies, and an MBA in finance, both from the University of Maryland. She possesses the Personal Investment Advisor (PIA) designation and is fluent in Vietnamese, French, English, and Chinese. Anh has a global perspective, having lived, studied, and worked in multiple countries including Vietnam, India, France, Russia, China, and Hong Kong. In addition to her professional commitments, Anh is actively involved in the Hawaii community. She serves on the boards of several non-profit organizations, including the Vietnamese-American Chamber of Commerce of Hawaii (where she is president), the Chinese Chamber of Commerce of Hawaii (past president and emeritus board member), the Daniel K. Inouye Asia-Pacific Center for Security Studies Foundation, the Filipino Community Center of Hawaii, the Hawaii Pacific Export Council, and the Japan-America Society of Hawaii. Her community work reflects her dedication to supporting ethnic organizations and giving back locally.

Scott Matsumoto is a financial advisor with LPL Financial in Honolulu, HI, holding Series 65 and Series 63 credentials and bringing 31 years of industry experience. He previously worked for Mutual of America Securities Corporation and Mutual of America Life Insurance Company from 2009 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on diverse investment strategies supported by proprietary research and technology tools.

Samantha Halim is a Series 66 licensed advisor at Equitable Advisors with one year of industry experience. Her prior roles include positions in education at several international and American schools. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party advisory models and offers ERISA fiduciary services to qualified plans.

Sheryl Kozuma is a financial advisor with Primerica Advisors in Honolulu, HI, holding Series 63 and Series 65 credentials and over 25 years of industry experience. She has been with Primerica Financial Services and its affiliated advisory firm since 2000. Outside of her advisory role, she is involved in business activities including referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and employs model-driven investment strategies supported by third-party managers and custodians.

Nathan Domingo is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has been with Primerica Advisors since 2014 and was previously with Primerica Financial Services starting in 2012. Outside of advisory services, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies largely on model-delivery strategies created by third-party asset managers and operates on a scale of approximately 3,698 advisors and $15.5 billion in assets under management.

Roy Kobatake is a financial professional with 38 years of industry experience currently affiliated with Cetera. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior roles include long tenures at Securian Financial Services Inc. and Minnesota Life, and he has operated a financial services business under Tax & Financial Group since 1993. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party managers.

Racquel Nakata is a financial advisor at Equitable Advisors with four years of industry experience. She holds the Series 66 designation and has previously worked at First Hawaiian Bank and Forward Realty. Nakata is a member of the Financial Planning Association. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs delivered through a network of Investment Adviser Representatives and third-party advisory platforms.

Ani Hakobyan is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo in 2021, Ani was self-employed for one year and spent eleven years at HSBC Bank Armenia. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.