Norman Caldwell is a financial advisor at Creative Planning with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Creative Planning since 2016. In addition to his advisory role, he is the owner of Citrus Consulting, Inc., which provides business and personal coaching as well as marketing services. Creative Planning offers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm uses a financial-planning-led investment approach featuring low-cost indexing, buy-and-hold strategies, tax-loss harvesting, and selective private market exposure.

Katia Pecci is a financial advisor at Truist Advisory Services with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Truist and its predecessor firms since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Louis Menaged is a financial advisor with Primerica Advisors and Park Avenue Securities LLC, holding Series 63 and Series 65 credentials and over 33 years of industry experience. His career includes long tenures at Guardian Life Insurance Company and Primerica Advisors. Outside of his advisory work, he serves on the school health benefits committee, is a board member of the American Friends of Migdal Ohr nonprofit, and participates on the board of a condominium association in Bal Harbour, Florida. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services alongside financial planning and consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level features, including lending solutions and donor-advised funds.

Suzannah Richards is a CFP® with 18 years of industry experience, currently affiliated with Eagle Strategies (New York Life) in Fort Lauderdale, FL. She has held roles at multiple firms, including Richards Financial Services, Inc. and Mahoney Financial Organization, LLC. Richards serves as a director of the Women's Ecommerce Association International. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored recommendations and delivers advice via multiple program types, including financial plans, fee-based hourly advice, and retirement plan consulting.

John Lukehart is a financial advisor with Eagle Strategies (New York Life) in Weston, FL. He holds Series 63 and Series 65 designations and has 53 years of industry experience. He has been affiliated with New York Life Insurance Company, NYLife Securities LLC, and Lukehart & Lukehart since 1988. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm emphasizes tailored recommendations and manages a significant portion of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Rebecca Epperly is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at SunTrust Bank and SunTrust Advisory Services since 2018 and was previously with UBS Financial Services from 2013 to 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager-selection program through discretionary and non-discretionary approaches.

Michael Mendes is a financial advisor with Integrity Alliance, LLC in Davie, FL, holding Series 65 and Series 66 designations and 18 years of industry experience. He previously held roles at Bankers Life and related entities from 2007 to 2025 before joining Integrity Alliance and American Senior Benefits in 2025. Outside of his advisory work, Mendes is involved in insurance sales and agency development, including roles as president of My Citadel Insurance and regional sales manager at American Senior Benefits, and he provides estate planning guidance through third-party software. Integrity Alliance serves a broad client base, including individual investors, corporations, and retirement plans, managing approximately $5.4 billion in client assets through a large network of independent advisors. The firm offers a range of advisory and brokerage services, employing varied investment approaches and supporting both discretionary and non-discretionary account management.

Daniel Nelson is a financial advisor with Guardian Life, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at CITIGROUP, Vanderbilt Securities, and The Pinnacle Financial Group. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage services, financial planning, and retirement plan consulting to individuals, pension plans, charitable organizations, and corporate clients, utilizing both proprietary and third-party investment advisory programs.

Kara Bimston is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with TIAA-CREF since 2016. Outside of her advisory role, she serves as Secretary for the Emory Townhomes Homeowner's Association, assisting in managing community affairs. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through employer retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management, including customized portfolios managed under client-approved investment policies.

Amy Szarenski is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to her current role, she worked for Broward County Public Schools and has been a Rodan + Fields Skincare consultant since 2017. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team and Wealth Portfolio Managers to design and manage model portfolios.

Remy Jeanneau is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and 17 years of industry experience. Prior to joining Truist in 2025, Remy worked at J.P. Morgan Securities and RBC Capital Markets. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver customized investment solutions.

Eric Weinsier is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Truist Investment Services since 2003 and has been with Truist Advisory Services since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary manager relationships and utilizes third-party platforms and AI-enabled research tools as part of its investment process.

Hector Hernandez is a financial advisor with Principal Financial Services in Weston, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at Principal Securities and Principal Life Insurance Company since 2006. Hector also serves as a bank officer supporting Principal’s retirement plan account relationships across insurance, broker-dealer, and bank/trust offerings. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individuals, retirement plans, trusts, estates, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

John Arango is a financial advisor with Empower Advisory Group in Miramar, FL, holding Series 66 and Series 63 credentials and 11 years of industry experience. He has worked at Empower Advisory Group since 2025 and previously at Gwfs Equities, Inc. for 10 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage account holders. The firm operates an integrated service model linked to Empower’s recordkeeping platform and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Peter Stevens is a financial advisor with Commonwealth Financial Network holding a Series 66 designation and 28 years of industry experience. He has worked at Stevens Financial Inc. since 2008 and held prior roles at Summit Financial Group, Cetera, and Cary Stamp & Co. Stevens also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform with managed-account programs, third-party asset manager access, and custody services.

Luz Castre is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Citigroup since 2017, previously working at HSBC Bank USA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Avishai Nir is a financial advisor with SPC in Sunrise, FL, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. He has worked at SPC since 2012 and is also associated with Parkland Securities, LLC and WealthCore Financial, LLC. Outside of advisory work, he is involved with WealthCore Financial as a member and markets financial products, including life and health insurance across several states. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisors. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services with both discretionary and nondiscretionary options.

Darren Auster is a financial advisor with Eagle Strategies (NY Life) based in Sunrise, FL, holding Series 63 and Series 65 licenses with 29 years of industry experience. His work history includes roles at Eagle Strategies, The Bridge Group, Inc., Auster Financial Group, Nylife Securities Inc., and New York Life Insurance Company. He operates Auster Financial Group, focusing on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored advice through various program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Richard Grund Jr. is a financial advisor with Commonwealth Financial Network based in Weston, FL, holding a Series 63 designation and 32 years of industry experience. Since 2008, he has been associated with Family Wealth Partners, where he serves as Owner, Operating Manager, and Secretary. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, offering a range of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Timothy Mcdermott is a financial advisor at Janney Montgomery Scott with seven years of industry experience. He holds the Series 66 designation and has worked at Janney Montgomery Scott since 2018, following two years at PNC Financial Services Group. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.