Dino Dziergas is a financial advisor at AE Wealth Management, LLC in Tampa, FL, with five years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Bayview Wealth Management and Pruco Securities, LLC. Outside of his advisory role, he is also involved in insurance sales. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, and ERISA plan sponsors. The firm uses discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies to serve its clients.

Michael Lankford is a financial advisor at Foundations Investment Advisors LLC with a Series 65 designation and one year of industry experience. Prior to entering financial services, he worked for sixteen years with Hillsborough County Schools. Foundations Investment Advisors LLC provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis and offers tailored advice through confidential client profiles and model portfolios.

Larry Lutz is a financial advisor at Transamerica Financial Advisors with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has held positions at firms including Global Atlantic Financial Company and Protective Life. He is also involved with the Heartland Institute of Financial Education, where he promotes and provides financial education courses to businesses and employer groups. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Tuan Le is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 66 designation with one year of industry experience. His prior work experience includes positions at Morgan Stanley, Charles Schwab, and State Farm, as well as entrepreneurial experience managing a nail salon business. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base that includes individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm uses a combination of model and custom portfolio solutions, supported by an Investment Policy Committee, and integrates multiple research methodologies and third-party due diligence in its approach.

Andrea Culbertson is a Branch Leader at Fidelity Investments, a role she has held since 2023. She collaborates with her team of financial professionals to assist clients in working towards their financial goals while fostering meaningful relationships. Andrea has extensive experience in the financial services industry, having held various positions including Planning Consultant at Fidelity Investments from 2022 to 2023, and multiple roles at USAA from 2013 to 2021 such as Manager, Wealth Advisor, and Specialized Investment Services. She began her career at Fidelity Investments, serving as a College Planning Specialist and Financial Representative between 2011 and 2013. Outside of her professional work, Andrea has personal interests in art, concerts, food, table tennis, and volunteering.

Matthew Sorisho is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments and Raymond James Financial. He is also involved with Next Retirement Solutions, a support company unrelated to investment management. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a platform that integrates affiliated sub-advisors and third-party solutions.

Walter Guilfoyle is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at J.P. Morgan Securities LLC, JPMorgan Chase Bank, NA, and Santander Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research tools, with trades executed only upon client authorization.

Alexandria Wetmore is a financial advisor with Sequoia Financial Group, L.L.C. based in Tampa, FL. She holds a Series 65 designation and has four years of industry experience. Prior to joining Sequoia Financial Group in 2025, she worked at Fisher Investments from 2021 to 2025 and has held various roles at other financial firms since 2019. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan advisory services to a diverse client base including high-net-worth individuals, family offices, corporations, and charitable organizations. The firm employs a combination of model allocations and custom portfolios using mutual funds, ETFs, individual securities, and alternative investments, supported by ongoing research and due diligence.

William Nelson is a financial advisor at Kestra Advisory with 42 years of industry experience. He has held positions at Kestra Advisory and Kestra Investment Services since 2020 and previously worked at Calton & Associates, Inc. for 33 years. Nelson serves as secretary and treasurer on the board of directors for P. G Sarres Inc., where he is involved in financial accounting and lease negotiations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients, offering services including fiduciary consulting, plan design, and plan-level investment advice. The firm manages approximately $79.8 billion in assets and serves clients such as sovereign wealth funds, using multiple management platforms and third-party solutions within its supervisory framework.

Nicholas Semko is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He previously worked at AllianceBernstein L.P. and Ameriprise before joining Mercer. Mercer Global Advisors provides a range of advisory services to individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm employs a Modern Portfolio Theory-based investment approach focusing on globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other vehicles, supported by specialized services such as retirement plan consulting and family office offerings.

Todd Gutman is a financial advisor with VALIC Financial Advisors in Tampa, FL, holding a Series 66 designation and 28 years of industry experience. He has been with VALIC Financial Advisors since 1998 and previously worked at Sunamerica Capital Services, Inc. and Agia. Outside of his advisory role, he is an agent for non-securities insurance products at Agia. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and providing various overlay options for portfolio management.

Seth Mc Laughlin is a financial advisor with TD Private Client Wealth LLC in Tampa, FL, holding a Series 66 license and four years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank and has been with TD Private Client Wealth LLC since 2026. Outside of advising, he contributes occasionally to a family-owned sporting goods business focused on athletic traction products. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients. The firm employs a blend of strategic and tactical asset allocation with investments from both affiliated and third-party managers.

Tyrone Debique is a CFP® professional with 27 years of experience in the financial industry. He is currently with Truist Advisory Services and has previously worked at notable firms including Merrill, Raymond James & Associates, Wells Fargo Clearing, and UBS Financial Services. Outside of his advisory role, Debique has interests in the nutrition and fitness sector, holding ownership and management positions in several related online and supplement businesses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by AI-enabled research tools and extensive inter-affiliate integration.

Russell Mercier is a financial advisor at AE Wealth Management, LLC, holding a Series 65 credential with three years of industry experience. He previously worked at Fisher Investments, Big Financial Services LLC, and American Senior Benefits. In addition to his advisory role, he is engaged in insurance sales through Trident Retirement Group. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a broad mix of clients, including individuals, corporations, trusts, and ERISA plan sponsors. The firm manages approximately $49.8 billion using discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies.

Christopher Holway is a financial advisor with VOYA Financial Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at IPI Wealth Management, Belleair Asset Management, and Morgan Stanley. Outside of his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. serves individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients, offering financial planning, portfolio management, and retirement advisory services through a large network of representatives. The firm employs investment policy statements and model allocations, leveraging both in-house and third-party strategists alongside technology tools, to deliver customized investment solutions across discretionary and non-discretionary platforms.

David Poudrier is a Certified Financial Planner (CFP®) with 15 years of industry experience. He is currently with Savant Wealth Management and previously worked at Exencial Wealth Advisors, Willingdon Wealth Management, and Charles Schwab. Savant Wealth Management serves a wide range of clients including individuals, families, pension and profit-sharing plans, charitable organizations, and corporations, offering comprehensive wealth management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and maintains approximately $55.6 billion in assets under management.

Anthony Rome is a CFP® professional with 11 years of experience in financial advising. He is currently with Sequoia Financial Group, L.L.C., where he has worked since 2020, and has held various roles within affiliated Sequoia entities since 2018. Prior to that, he was affiliated with PNC Investments, Harwood Advisory Group, and AXA Advisors. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse client base that includes individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm uses a mix of model and custom portfolio management strategies, incorporating a range of investment vehicles overseen by an Investment Policy Committee.

Michael Garaja is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2013 and has held a separate role at Lowes since 2012. Outside of his financial advisory work, he drives part-time for Uber during nights and weekends. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm employs proprietary portfolio construction and oversight tools provided by Morningstar Investment Management and manages a large client base primarily through non-discretionary asset programs.

Jeannine Klos is a financial advisor at Truist Advisory Services with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors and Truist Investment Services. Outside of her advisory role, she serves as a non-compensated corporate treasurer for a privately held residential real estate appraisal firm owned by her family. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm’s offerings include asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that leverages third-party platforms and AI-enabled research tools.

Susan Chandler is a financial advisor at Oppenheimer with 27 years of industry experience. She has held positions at Oppenheimer since 2010, following prior roles at Morgan Stanley and Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, providing both discretionary and non-discretionary investment management across equity, balanced, and fixed-income portfolios.