Akemi Bove is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients in the Tampa Bay area. Since beginning her career in financial services in 1997, she has focused on helping clients pursue personal financial goals, including education planning, retirement income, legacy planning, and strategies for executives, business owners, families, and divorcees. Her approach involves working closely with clients to develop personalized financial strategies aimed at turning their objectives into reality. Akemi holds a Bachelor's degree from Kwansei Gakuin University in Japan and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation, as well as the Personal Investment Advisor (PIA) credential. She is a member of the CFP Board of Standards, Inc. and brings expertise in investment management, retirement planning, concentrated stock strategies, and tax minimization to her practice. Outside of her professional work, Akemi volunteers with Volunteer Way in her local community. She resides in Pasco County with her husband and two daughters. Akemi speaks both English and Japanese, and her personal interests include cooking, gardening, music, and reading.

Matthew Hetrick is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and H. Beck, Inc. He is based in Palm Harbor, FL. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary accounts with over $256 billion in assets under management.

Sami Sahab is a financial advisor at Edward Jones with two years of industry experience. He previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Co. Sami has also spent 18 years at HD Robuck Jr. PA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions. The firm operates under a fiduciary standard and offers discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branches.

Noel Sherry is a financial advisor at LPL Financial with 44 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with LPL Financial since 2009. Outside of his advisory role, he is involved with The Non-Ordinary Therapy Group, which provides marriage and family therapy services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing a range of portfolios and research resources.

James Donoghue is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise since 2012. He holds leadership roles outside of advising, including president and CEO of Insights by KJJD, which operates his Ameriprise team office. Donoghue is also involved in community service as a board member of the Clearwater Marine Aquarium and participates on local municipal advisory committees in Dunedin, FL. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, written recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional provider.

Jason Espinal is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Merrill, Bank of America, and DoorDash. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering financial planning services supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Kevin Mason is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He worked at INVEST Financial Corporation for 20 years before joining LPL Financial in 2018. Outside of his advisory role, Mason owns MB Consulting, LLC and Mason Tax Management, LLC, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network of advisers. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

William Heyser is a financial advisor with Raymond James & Associates possessing 13 years of industry experience. He holds the Series 66 designation and has worked with Raymond James since 2013. Heyser served as a committee member for the Leukemia and Lymphoma Society of the Suncoast from 2013 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a broad network of research and portfolio management resources.

Francisco Patino is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank since 2017. Prior to that, he was with JP Morgan Securities and JP Morgan Chase Bank from 2013 to 2017 and has operated as a sole proprietor since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Andrea Niggebrugge is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. She has worked at Cetera and affiliated entities since 2020 and previously held roles at National Asset Management and National Securities Corporation. Outside of her advisory work, Niggebrugge is employed part-time with Grahn Brands Cuisine, LLC, a food truck business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to various model portfolios and program structures.

Britni Temme is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation and six years of industry experience. Her career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Northwestern Mutual Investment Services LLC, Northwestern Mutual Life Insurance Company, and American Income Life Insurance. Prior to her financial services career, she worked at Blue Martini for seven years. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling in its financial planning process.

Brian Fuchs is a financial advisor at Edward Jones with 17 years of industry experience. His prior roles include positions at Charles Schwab, Facet Wealth, Fisher Investments, J.P. Morgan Securities, PNC Investments, and Wells Fargo Advisors. Outside of finance, he is the sole owner and managing member of Hammerhead Brands LLC, a content creation business associated with a former gaming YouTube channel and occasional personal video projects. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Jennifer Miller is a financial advisor with Ameriprise in Odessa, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Ameriprise since 2011. Outside of her advisory role, she serves on the Board of Directors for Genesis, acts as a member engagement specialist for a professional networking group, and coaches a nonprofit softball team. Ameriprise offers retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Shannon Sipes is a CFP® and Series 66 credentialed financial advisor with 18 years of industry experience. She has been with Ameriprise since 2007, serving in her current role since 2020. Outside of her advisory work, she is employed by Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise is an institutional firm offering a retirement-income planning service tailored to individuals with significant investable assets. The firm combines research-driven modeling and tax-efficient strategies to provide non-discretionary, customized recommendation reports through a centralized consulting team.

Brian Rolfe is a CFP® professional with 23 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors from 2011 to 2016. Outside of his advisory role, Rolfe serves as treasurer for the Oak Creek at Countryside Homeowners Association and is an investment committee member for the Benjamin Tower Foundation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Thomas Kehoe is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at Cetera since 2025 and previously held roles at Block Advisors by H&R Block and Avantax. In addition to his advisory work, he serves as an elder on the board of Generations Christian Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and investment strategies supported by affiliated and third-party managers.

Norman Raymer is a financial advisor at OSAIC with 43 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Signator Investors, Inc. for two years before joining OSAIC in 2018. In addition to his advisory role, Raymer operates two sole proprietorships focused on fixed insurance products and fee-based planning and investments, and serves as secretary of the Trevi Home Owners Association. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple managed account platforms. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary accounts.

Philip Buffery is a financial advisor at Edward Jones with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Edward Jones, he worked at firms including Alpha Vee Advisors LLC, Advisor AI Partners, Potomac Fund Management, and Cetera Advisor Networks. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large national network of advisors and branch offices.

Sennua Holiday-Lawson is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2021, progressing through positions including Customer Relationship Advocate, Relationship Manager, Planning Consultant, and Investment Consultant. Her professional focus is on helping individuals develop and maintain financial plans that align with their financial goals, risk tolerance, and time horizons. Sennua takes a client-centered approach, aiming to build relationships based on a comprehensive understanding of each client's unique needs and aspirations. Outside of her professional work, she has interests in comedy, fitness, football, golf, music, and traveling.

Shareef Jarbawi is a financial advisor at LPL Financial with 3 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including J.P. Morgan Securities and E*Trade Securities. He is also involved with Suncoast Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, employing both discretionary and non-discretionary management with access to model portfolios and research from various sources.