Bonnie Douglas is a financial advisor with PlanMember Securities Corporation in Oviedo, FL, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked at PlanMember since 2007 and has been associated with Security Life of Denver since 2003. She also engages in activities related to Medicare supplement sales and banking products. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment approach is based on strategic asset allocation and risk-based mutual fund portfolios, supported by education and service resources for plan sponsors and participants.

Edward Borst Sr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and has been with Humana Health Plan, Inc. since 2014, where he is involved in the sale of Medicare supplement and Medicare Advantage programs. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach through multiple program platforms.

Brandon Nickell is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, having more than 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and has been affiliated with Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Lanzhen Zhuang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked with several organizations, including Elite & CEOs Inc, New CEOs Inc, Heartland Institute of Financial Education, and Wfgia. Zhuang also serves as president of New CEOs Inc and consults for the Heartland Institute of Financial Education. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers through multiple program platforms, managing approximately $1.7 billion in regulatory assets under management.

Mariano Rodriguez is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 66 designation and has been with Schwab Wealth Advisory since 2018, also working at Charles Schwab since 2014. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, delivering recommendations based on standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment guidance while leaving final trading decisions to clients.

Theotime Desmulier is a CFP® professional with eight years of industry experience, currently advising at Schwab Wealth Advisory, Inc. He previously worked with Charles Schwab & Co., Inc., Rehmann, and Raymond James Financial Services Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering services including annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm serves individual clients primarily through consultation without discretionary trading authority.

Vikram Shah is a financial advisor at Truist Advisory Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Truist in various capacities since 2006. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, participant advice, and a manager-selection program, implementing its services through a combination of discretionary and non-discretionary approaches supported by third-party platforms and in-house research.

Eric Tharp is a financial advisor with Planmember Securities Corporation in Oviedo, FL, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been associated with Planmember Securities Corporation since 2007 and also holds roles at US Retirement Partners, U.S. Employees Benefits Services Group, Demmo, Tharp and Associates, and Bencor, Inc. Tharp serves as an instructor for the Society of Financial Awareness, providing general financial education through SOFA Power of Zero classes. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach to managing risk-based mutual fund portfolios and offers education and support services including seminars, personalized retirement planning, and separation counseling.

Lucas Wyland is a CFP® professional with two years of experience, currently advising at Schwab Wealth Advisory in Orlando, FL. Prior to joining Schwab Wealth Advisory in 2025, he was with Charles Schwab since 2023 and has a diverse work background including roles at BMW of Ocala and Cracker Barrel. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, utilizing standard asset allocation models and Schwab research tools. The firm offers clients annual financial reviews and investment recommendations without exercising discretionary trading authority.

Steven Resler is a CFP® and holds a Series 66 license with 18 years of industry experience. He is currently with Sequoia Financial Group, L.L.C., where he has worked since 2023, following a prior role at Hallmark Capital Management from 2016 to 2023. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm utilizes a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

James Howell is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1997 and has served at Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, using proprietary research tools to guide clients who retain final trading decisions, and generally does not provide discretionary management directly.

Alejandro Garib is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to his current role, he spent 20 years working at Rosen Hotel & Resort. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing the majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Johven Mike Barga is a financial advisor with Transamerica Financial Advisors in Maitland, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His background includes roles with organizations such as World System Builders, the National Association of Registered Social Security Analysts, and Education Encompassed. Outside of traditional advisory work, he is involved in estate planning services through Inheritguard, LLC, and provides education on social security issues as a registered social security analyst. Transamerica Financial Advisors serves a broad client base including individuals, employer-sponsored retirement plans, trusts, and charitable organizations. The firm’s advisory approach primarily utilizes model portfolios and third-party managers, offering multiple program platforms such as Transamerica ONE and TFA365.

Christopher Degrace is a financial advisor with Rockefeller Financial LLC, holding a Series 66 designation and 24 years of industry experience. He previously worked at Truist Advisory Services and Truist Investment Services, Inc. from 2006 to 2023. Outside of advising, he is a limited partner in several real estate investment entities. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides portfolio management, financial planning, and consulting through a private advisor model and a consolidated investment platform, with capabilities as both an investment adviser and a registered broker-dealer.

Sean Mallon is a CFP® with 23 years of experience in the financial industry. He is currently with Schwab Wealth Advisory and Charles Schwab, having joined in 2025, and previously worked at Moomoo Financial Inc. and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge fees directly to clients.

David Clark is a financial advisor with Private Advisor Group, LLC, holding a Series 65 credential and one year of industry experience. Prior to joining Private Advisor Group in 2024, he held positions at organizations including Cru and Maple Street Biscuit Company. Outside of his advisory role, Mr. Clark operates under the business name Grace Financial Group, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and managed account solutions through proprietary platforms and third-party strategies. The firm employs a fiduciary-based advisory model and utilizes a range of investment methods and technology platforms to implement its services.

Marco Escobar is a financial advisor with Schwab Wealth Advisory, Inc., holding the CFP® designation and Series 63 and 66 licenses. He has 23 years of industry experience, including prior roles at Citigroup and Merrill. Outside of finance, he is involved in music production and songwriting through his business, CasaMuzik. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice using Charles Schwab’s asset allocation models and research tools, focusing on annual financial reviews and investment recommendations within a non-discretionary framework.

Tia Porr is a financial advisor with Truist Advisory Services, holding Series 63 and 66 licenses and four years of industry experience. She has worked across various Truist entities since 2021 and previously held roles in the banking and hospitality sectors. Outside of finance, she is the owner of a music and entertainment business as a DJ and electronic music producer. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses advanced research tools and inter-affiliate integration to support its clients.

Cindy Mayfield is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and 11 years of industry experience. She has been with AE Wealth Management since 2016 and also serves as president of Wealth Management Solutions, LLC, an insurance marketing and sales business she founded in 2007. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individual households, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and combines fundamental, technical, and cyclical investment approaches to manage approximately $49.8 billion for over 127,000 clients.

Jonathan Kress is a CFP® and holds a Series 66 designation with nine years of industry experience. He has been with Charles Schwab since 2016 and currently works at Schwab Wealth Advisory Inc. in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, utilizing Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.