Pamela Milstead is a financial advisor with Frost Investment Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked with Frost Bank since 2017 and Frost Brokerage Services since 2016. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors and manages around $3.7 billion in client assets, notable for its affiliation with a banking institution.

Elizabeth Steen is a financial advisor at Frost Investment Services in San Antonio, TX, with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Frost Investment Services since 2017. Outside of her advisory role, she operates a home goods business creating crafts and baked goods. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a multi-manager approach through the Fidelity Managed Account Xchange platform.

Todd Carter is a financial advisor at Frost Investment Services with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Raymond James Financial, Legacy Texas Bank, and Frost Bank. Carter is based in San Antonio, TX. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and a combination of proprietary and third-party investment strategies.

George Watson is a financial advisor with Sendero Wealth Management, LLC in San Antonio, TX, holding Series 63 and Series 65 registrations and 22 years of industry experience. His career includes long-term roles at Sendero Wealth Management and Sendero Securities, with a brief tenure at Capital Creek Partners. Sendero Wealth Management provides comprehensive wealth management and investment advisory services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured process and client-specific investment policies, utilizing an open-architecture approach that includes active and passive strategies, managing approximately $6.5 billion in assets as of year-end 2025.

Roland Quintanilla is a financial advisor at MissionSquare Retirement with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at ICMA Retirement Corporation since 2015. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm provides plan administration, recordkeeping, education, and Guided Pathways Advisory Services, with investment advice developed by Morningstar Investment Management and supported by a multi-team advisory structure.

James Jurica is a CFP® and ChFC® affiliated with Wealth Watch Advisors, INC, with nine years of industry experience. He previously worked at New York Life and affiliated firms for six years before joining Wealth Watch Advisors in 2022. Jurica also offers life insurance and annuity products as an independent contractor. Wealth Watch Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, corporations, and other registered investment advisers. The firm utilizes a range of investment strategies through vetted third-party model managers and offers financial planning, portfolio management, and access to approved alternative private placements for accredited investors.

Brian Jones is a financial advisor with Strategic Financial Concepts, LLC in San Antonio, TX, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has been with Strategic Financial Concepts since 2016 and previously worked at LPL Financial from 2016 to 2022. Jones is involved with the Wealth Management Division of Capitol Credit Union and holds roles related to fixed and life insurance products. Strategic Financial Concepts, LLC offers personalized investment advisory and financial planning services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides discretionary investment management using model portfolios and third-party money managers, with a notable emphasis on insurance-related activities within its multi-team structure.

Katarina Partalas is a financial advisor with Titleist Asset Management, LLC and holds a Series 66 designation. She has three years of industry experience, including prior roles at Morgan Stanley and Gostomski & Hecker, P.C. Outside of finance, she has been involved with Alamo Area Aquatics Diving. Titleist Asset Management, LLC is a multi-advisor wealth management firm serving individuals, trusts, estates, and retirement plans. The firm employs a rules-based investing system combined with quantitative and macro-driven strategies to manage discretionary portfolios tailored to client-specific asset allocations.

Russell Franques is a financial advisor at Titleist Asset Management, LLC with four years of industry experience. He holds a Series 65 designation. Prior to joining Titleist Asset Management, he worked at LEVEL FOUR ADVISORY SERVICES, LLC and has been affiliated with Highpoint Wealth Advisors, LLC as a partner since 2021. Titleist Asset Management is a multi-advisor wealth management firm serving individuals, trusts, estates, and retirement plans. The firm uses a Rules Based Investing Total Return System and offers discretionary portfolio management alongside financial planning and retirement plan consulting services.

Juan Cerda Jr. is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with USAA-affiliated firms since 2014, including roles at USAA Life Insurance Company and various USAA financial planning entities. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm produces a Retirement Income Strategy Report to guide retirement planning and refers prospective investors to Charles Schwab for investment products and account services.

Reagan Wagner is a financial advisor at Strategic Financial Concepts, LLC with 24 years of industry experience. He has held roles at multiple firms, including LPL Financial and Pinnacle Capital Management. Outside of his advisory work, Wagner serves on the boards of both for-profit entities such as Lytle State Bank and A&B Family Office, Inc., as well as the nonprofit Sports Academy of Wellington. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, charitable organizations, and corporations. The firm employs a combination of fundamental and technical analysis, model portfolios, and third-party manager solutions, offering continuous discretionary management and integrated financial planning.

John Durham is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at multiple USAA entities since 2007, including USAA Life Insurance Company and USAA Financial Planning Services. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public, delivering the Retirement Income Strategy Report and referring clients to Charles Schwab for investment products and account management. The firm operates as a referral and retirement-advice intermediary rather than a portfolio manager.

David Shields is a financial advisor at Wealth Watch Advisors, INC with eight years of industry experience. He holds a Series 65 designation and has worked at Wealth Watch Partners, Inc., Wealth Watch Advisors, LLC, and Wealthmark Advisors, Inc. since 2007. In addition to his advisory role, he is an independent insurance agent and owner of Wealth Watch Partners, Inc. Wealth Watch Advisors serves individual and high-net-worth clients, as well as institutional accounts, providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach using approved sub-advisors and SAM programs, tailoring recommendations based on client interviews and risk assessments.

Karen Cecalek is a financial advisor with Frost Investment Services in Austin, TX, holding a Series 63 designation and eight years of industry experience. She has worked with Frost Brokerage Services since 2019 and has been associated with Frost Bank, A I M Distributors, Inc., and Invesco Distributors, Inc. for over two decades. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research in its investment process.

Albert Gaudyn is a financial advisor with Frost Investment Services, holding a Series 63 designation and eight years of industry experience. Before joining Frost Investment Services in 2024, he worked with JP Morgan Chase Bank and JP Morgan Securities LLC from 2013 to 2022. Frost Investment Services advises individual and corporate clients, including high-net-worth households, by providing investment advisory and portfolio management services. The firm combines enterprise scale with a banking institution affiliation, overseeing roughly $3.7 billion in client assets across approximately 179 advisors.

Asa Villarreal is a financial advisor at Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses with six years of industry experience. His prior roles include positions at Frost Brokerage Services, Bank of America, Merrill Lynch, and Northwestern Mutual, among others. Frost Investment Services serves both individual clients, including high-net-worth households, and corporate clients by providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with a banking affiliation, overseeing approximately $3.7 billion in client assets across nearly 179 advisors.

Laura Davila is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 25 years of industry experience. She has worked at Frost Bank and its affiliated entities since 1990. Outside of her advisory role, she operates a personal concierge service and works part-time in employee benefits data entry. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using a platform that integrates proprietary and third-party investment managers.

Robert Johnson is a CFP® and PFS™ credentialed financial advisor with 26 years of industry experience. He is affiliated with Alamo Advisors, LP and has been involved with both Alamo Advisors and RNJ Management, LLC since 2002. Alamo Advisors, LP serves primarily high-net-worth individuals and charitable organizations, focusing on investment advisory services through selecting and monitoring independent third-party money managers. The firm emphasizes a non-discretionary investment approach, quarterly performance reviews, and provides additional accounting and tax preparation services.

Daniel Fuentes is a CFP® and ChFC® with 40 years of experience in financial advising. He has worked with various USAA entities since 2009 and is currently with USAA Investment Services Company. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm specializes in delivering a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Michael Burbank is a financial advisor at Avior Wealth Management, LLC in San Antonio, TX, holding a Series 65 designation. He has 11 years of industry experience, including a decade at USAA before joining Avior Wealth Management in 2026. Avior Wealth Management serves a diverse client base that includes high-net-worth individuals, institutional clients, and financial institutions. The firm offers investment management, financial planning, pension consulting, and business consulting services, using a fundamental analysis approach and a combination of direct portfolio management and separately managed account models.