Garrett Voge is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he is involved in a modeling and talent business in Manhattan Beach, California, assisting his child with modeling and photoshoots. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Surong Lin is a financial advisor at Edward Jones with 21 years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nicholas Khoudari is a financial advisor with Ameriprise in Mission Viejo, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise since 2005, including roles at Ameriprise Financial Services, Inc., before continuing with the firm following its organizational changes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools to deliver tailored, tax-aware retirement strategies within a structured investment framework.

Andrew Irwin is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has held various roles within J.P. Morgan Securities and JPMorgan Chase Bank since 2016. Outside of his advisory role, Irwin pursues music as a hobby, performing at local restaurants and establishments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm emphasizes a non-discretionary approach and integrates an ESG eligibility framework in its investment recommendations.

Alexandra Rasmussen is a financial advisor at OSAIC Wealth Inc with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Independent Financial Group, LLC and NPB Financial Group, LLC. Outside of her advisory role, Rasmussen is involved in dance arts, serving on the board of AkomiDance Inc and working as a dance teacher and choreographer at Huntington Beach High School. OSAIC Wealth Inc serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple platforms to manage portfolios that include a variety of investment types.

Misael Molina is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked with firms including AXA Advisors LLC and Bank of America prior to his current role. Molina is based in San Clemente, CA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers customized performance reporting, serving clients on a non-discretionary basis.

Hien John Le is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank since 2025, as well as Charles Schwab & Co., Inc. since 2021. Prior to his career in financial services, he was involved with Crab Hut, Inc. for 14 years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by its Schwab Center for Financial Research.

Corey White is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He holds the Series 66 designation and is based in Mission Viejo, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Stone Sinek is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. His prior roles include positions at MassMutual Life Insurance Company, Baker Tilly US LLP, and MillerGiangrande CPAs and Advisors LLP. He also has experience in education, having worked at Wheaton College and Fullerton Union High School. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-based planning and a variety of event-driven planning services.

Ellie Chizmarova is a CFA® charterholder with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following an 11-year tenure at Beacon Pointe Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm’s financial planning process involves structured discovery and firm-approved tools, offering tailored plans supported by extensive research and modeling techniques.

William Knoke is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. He previously worked at Waddell & Reed, Inc., and operated his own firm, William L. Knoke, Inc., where he also provided tax preparation and accounting services. Knoke has a background in insurance and tax-related activities alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Kalianov is a financial advisor with Cetera, holding the CFP® and ChFC® designations and bringing 38 years of industry experience. His prior roles include long-term work with Crown Capital Securities and Platinum 100 Financial Services, where he continues as sole proprietor offering comprehensive financial planning services. He also serves on the board of directors for the Delario Condominiums HOA. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and access to numerous third-party money managers.

Scott Sage is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He previously worked for Lincoln Financial Securities Corporation for 17 years. Outside of his advisory role, he operates Sage Financial Innovations, offering insurance products including accident and health, disability, traditional life insurance, fixed annuities, equity-indexed annuities, and health savings accounts. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services utilizing asset-allocation tools and supports a broad range of investment options and third-party managed account solutions.

Bradley Smith is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill Lynch Pierce Fenner and Smith and Bank of America. His prior experience includes a partnership with Leah Averre and involvement in a business called Dana Point Duplex. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities.

Eric Ritossa is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Charles Schwab. He has been with Charles Schwab since 2013 and Charles Schwab Bank since 2015. Outside of his advisory role, Eric coaches 1-2 CrossFit classes per week at Aliso CrossFit. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and provides integrated brokerage, custody, and cash-sweep services.

Brian Wilverding is a financial advisor with Ameriprise in San Clemente, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling techniques to deliver non-discretionary, written recommendation reports focused on income sources, Social Security options, and tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Steve Nelson is a financial advisor with Ameriprise in Corona Del Mar, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Ameriprise since 2018, following 17 years at FSC Securities Corporation. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical for a large institutional firm.

Rosa Schulte is a financial advisor at Raymond James & Associates with 25 years of industry experience. She has been with Raymond James since 2012. Outside of her advisory role, she serves as an officer and co-owner of Schulte Corporation, where she assists with bookkeeping duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Nicole Quinlan is the Resident Director and Wealth Management Advisor at Merrill’s Laguna Niguel office. She began her financial services career in 2012 and joined Merrill in October 2020. Nicole specializes in multigenerational wealth planning, helping clients create detailed, easy-to-follow strategies that align with their financial goals. Her advisory practice emphasizes legacy and wealth transfer planning, tax-efficient strategies, and personalized guidance for families and business owners. Nicole holds a Bachelor of Science in International Business from California State University, Long Beach. She is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, Certified Private Wealth Advisor® (CPWA®), and a Certified Exit Planning Advisor (CEPA). Her expertise includes retirement planning, tax minimization, socially responsible and values-based investing, and supporting women and families in building confident financial futures. Nicole is involved in the Orange County community through her participation with Young Catholic Professionals. Raised in Southern California, Nicole lives in Orange with her husband and their rescue dog. Outside of her professional responsibilities, she enjoys hiking, yoga, reading, traveling, and volunteering.

Noah Burns is a CFP® professional with 16 years of experience in the financial industry. He has been with Stifel Nicolaus & Co. Inc. since 2013, following two years at First Trust Advisors LP. Outside of his advisory work, Burns is active in community service through Rotary International, where he co-founded and serves as president of a chapter, and participates in local Rotary Club committees focused on charity and youth services. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses to inform client decisions.