Michael Juettner is a CFA® charterholder with five years of industry experience. He has worked at IEQ Capital, LLC since 2025 and previously held roles at Cresset Asset Management, LLC and Morningstar Investment Management, LLC. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, and institutional clients. The firm combines centralized macro and manager research with access to liquid and private alternative investments, managing approximately $35.4 billion across separately managed accounts and family-office services.

Sachin Maheshwari is a financial advisor at EP Wealth Advisors with a Series 65 designation and two years of industry experience. Prior to joining EP Wealth Advisors in 2023, he worked at Celanese Corporation and Exxon Mobil Corporation. Outside of his advisory role, he is a managing member of Avansco LLC, an office building ownership entity. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Elizabeth Williams is a CFP® and holds a Series 65 license with eight years of industry experience. She has worked at EP Wealth Advisors since 2024 and previously spent ten years at Gather Financial Planning and seven years at Stronghold. EP Wealth Advisors is a registered investment adviser serving individuals—including high-net-worth clients—corporate and business clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds. Their investment approach includes customized model portfolios, ongoing monitoring, and a mix of fundamental, technical, and cyclical analysis, with options for short-term trading, alternative investments, and third-party manager recommendations.

Frederick Williams is a financial advisor at Transamerica Financial Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2013. Outside of his advisory role, Williams is involved in the development and management of homeless housing and services through New Life Global Development Inc. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, estates, and businesses. The firm utilizes model portfolios and third-party managers to deliver investment advisory and retirement-plan services through multiple program platforms.

Kristie Garrett is a CFP® and Series 66 credentialed advisor with 17 years of industry experience. She currently works at EP Wealth Advisors, LLC and previously held positions at Zevenbergen Capital Investments LLC and Brighton Jones LLC. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process that incorporates various investment vehicles and fiduciary ERISA services.

Jeffrey Lehman is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Lehman & Derafelo Financial Resources LLC and Royal Alliance Associates, INC. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Robert Keane is a CFP® professional with eight years of experience in financial advisory. He is currently with EP Wealth Advisors, where he has worked since 2025. Prior to this, he spent seven years at Peninsula Wealth and six years at Wells Fargo Bank. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process across a range of investment options.

Patrick Donovan is a financial advisor at EP Wealth Advisors with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Minot Wealth Management LLC and J.P. Morgan in both their bank and securities divisions. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment options.

Austin Loveland is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds a Series 65 designation and has previously worked at Soltis Investment Advisors and SunWest Management. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm constructs customized model portfolios and utilizes various analytical methods, including fundamental, technical, and cyclical analysis, while also offering access to tax preparation and estate-document services for qualified clients.

Ryan Caldwell is a CFP® professional with 17 years of experience in the financial services industry. He has worked at EP Wealth Advisors, LLC since 2024 and previously spent 16 years at R.E. Wacker Associates, Inc. He is based in San Luis Obispo, CA. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Chase Payne is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing nine years of industry experience. He previously worked at Wells Fargo Clearing, Golden State Wealth Management, LLC, and LPL Financial. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, providing both discretionary and non-discretionary strategies that include exposure to alternative and digital-asset products.

Linda Ginder is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2018. Prior to this, she worked at SFMG Wealth Advisors from 2013 to 2018. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process and a range of investment options including mutual funds, ETFs, equities, fixed income, and alternatives.

Michael Kruse is a CFP® professional with experience spanning multiple firms including Aspiriant, Hightower, and Transcend Wealth. He has worked in the financial advisory field since at least 2014 and joined Sequoia Financial Group, L.L.C. in 2025. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Nathan Larsen is a CFA® charterholder currently with EP Wealth Advisors. He has eight years of prior experience at Executive Wealth Management before joining EP Wealth Advisors in 2025. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process to develop and monitor customized portfolios.

Joseph Palumbo is a financial advisor at EP Wealth Advisors with 12 years of industry experience. He holds a Series 66 designation and has previously worked at City National Bank, RBC Capital Markets, and Wells Fargo Advisors. Outside of his advisory role, he serves as an officer and board member for Kristin's Fund, a domestic violence awareness organization. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning through a suitability-driven process, incorporating mutual funds, ETFs, equities, fixed income, and alternative investments when appropriate.

James Fitzpatrick is a financial advisor at EP Wealth Advisors with 35 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. His prior roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans with customized wealth management and discretionary portfolio management services. The firm employs a variety of investment strategies including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document preparation for qualified clients.

Julia Donnelly is a financial advisor at Empower Advisory Group with two years of industry experience. She holds Series 66 and Series 63 licenses and has worked at firms including Wells Fargo and Comprehensive Advisor LLC. Her background also includes roles outside finance, such as media work at Media Play News and teaching at Tri-City Christian High School. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to certain retail brokerage clients. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing in its planning services.

Harlan Flint is a financial advisor at EP Wealth Advisors with 16 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for Longview Asset Management LLC for 13 years. Flint is the sole owner and president of Sightline Ltd., a corporation unrelated to investment that holds an interest in Longview Asset Management. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by providing wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document support. The firm uses customized model portfolios with fundamental, technical, and cyclical analysis, and offers access to alternative investments and third-party managers.

Teresa Velgara is a CFP® and holds a Series 65 license with 10 years of industry experience. She is currently with EP Wealth Advisors and has previously worked at Rappaport Reiches Capital Management, AT Investment Advisers Inc., and Geneva Advisors. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers financial planning, retirement plan advisory, tax preparation, and estate-document facilitation services.

David Tate is a ChFC® credentialed financial advisor with 23 years of industry experience, currently with EP Wealth Advisors since 2020. Prior to joining EP Wealth, he worked at Financial Insight Center and The Insight Group Insurance Agency from 2011 to 2020. Outside of his advisory role, he is involved as a health coach with Optiva, working with clients to motivate healthy living. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management and financial planning, employing a suitability-driven approach that includes the use of mutual funds, ETFs, equities, fixed income, and alternative investments.