Amber Gateley is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its services within Bank of America’s broader platform, providing access to a wide array of products and services.

Hardy L. Winburn V is a financial advisor with UBS Financial Services in Little Rock, Arkansas, holding a Series 66 designation and 24 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, he is also a musician who performs music. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and custody solutions.

Dennis Davis is a financial advisor with Primerica Advisors in Little Rock, AR, holding Series 63 and Series 65 licenses and having five years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 2020 and has been involved with the Arkansas Legislative Audit since 2013. Outside of his advisory role, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, using independent due diligence and delegated trading through BNY Mellon Advisors.

Pledger Monk III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1997 and began his career in the wealth management and financial advisory industry in 1994. His focus is on connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. Pledger and his team specialize in providing comprehensive investment and wealth management services to individuals and families. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER™, Chartered Financial Analyst®, Certified Investment Management Analyst®, and Certified Private Wealth Advisor®, among others. He earned his bachelor's degree from Hendrix College and his MBA from The Wharton School of the University of Pennsylvania. Pledger lives in Roland, Arkansas, with his wife Jennifer and their six children.

Brian Cross is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2016. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, offering wealth advisory planning, investment consulting, and institutional services with a focus on non-discretionary planning and a notable presence in municipal and public finance markets.

Juan Morales is a financial advisor at Morgan Stanley with 14 years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Taylor Byrd is a financial advisor with Ameriprise in Little Rock, AR, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, Taylor worked at Apple Inc. from 2017 to 2021 and has experience in retail and academic settings. Outside of finance, Taylor owns an Etsy shop specializing in crochet toys. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing customized, non-discretionary recommendations that integrate tax-efficient strategies and asset management. The firm combines research-driven modeling and algorithmic tools overseen by a dedicated team to support its advisory approach.

Mark Trimble is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. Prior to joining Raymond James in 2024, he worked at Stephens Inc. since 1977. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus that includes public finance and municipal work alongside its retail advisory services.

Natalie Van Schoyck is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds a Series 66 designation and has been with Raymond James since 2015. Outside of her advisory role, she works part-time as a swimming instructor at the North Little Rock Athletic Club. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs.

Jennifer Key is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley from 2015 to 2021 before joining Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 advisors. The firm provides wealth planning and investment consulting to a diverse client base including individuals, institutions, and governmental entities, delivering advice on a non-discretionary basis supported by firm-sponsored programs and an extensive affiliate network.

Lisa Rabatin is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial. She has worked at Simmons Bank and previously spent 11 years with Simmons First Investment Group, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to various model portfolios and research resources.

Chad Carlson is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial in Little Rock, AR. He has worked at Simmons First Investment Group, Inc. from 2001 to 2019 and has concurrently been with Simmons Bank and LPL Financial since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Stephen Wheetley is a financial advisor with Morgan Stanley in Little Rock, AR, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns a liquor store called Toddy Shop. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm utilizes structured planning tools and investment modeling techniques to support clients, managing approximately $2.74 trillion in client assets.

Amy Waychoff is a financial advisor with Merrill in Little Rock, Arkansas, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill since 2002. Outside of her advisory role, she is a co-owner of a family rental property in Conway, Arkansas. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Joe Locke is a financial advisor with Morgan Stanley, holding CFP®, Series 63, and Series 65 designations and bringing 39 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Janice Simmons is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2009. Prior to that, she has been associated with Bank of America, N.A. since 1993. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Kelly Journey is a CFP® professional with 24 years of experience in financial advising, currently serving clients at Edward Jones since 2002. Based in Little Rock, AR, Journey holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm with over four million individual and institutional clients and approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Hatim Smouni is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on developing personalized wealth management strategies tailored to the unique financial situations and goals of his clients. His expertise includes college education planning, corporate executive services, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, and special needs planning strategies. Born and raised in Morocco, Hatim moved to the United States in 1994 to further his education. He holds a high school diploma from Lycee Moulay Idriss I Casablanca, a bachelor's degree from the University of Central Arkansas, and a master's degree from the College for Financial Planning. He has earned multiple professional designations, including Certified Exit Planning Advisor (CEPA), Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hatim is actively involved in his community, serving on the boards of the Arkansas Children Hospital PAC and the Winthrop P Rockefeller Cancer Institute at UAMS. He volunteers with the Arkansas Foodbank and the UAMS Cancer Institute. Outside of work, he enjoys dancing, soccer, tennis, surfing, traveling, watching movies, and spending time with his wife Alex, a tax attorney, and their two children.

Krista Messer Ferguson is a Series 65 licensed advisor with Cetera, based in Little Rock, AR, and has two years of industry experience. Prior to joining Cetera, she worked at Avantax Advisory Services and has a decade of experience as a Senior Tax Manager at Landmark PLC, CPAs. She serves as Treasurer on the board of a local nonprofit elementary school, Central AR Montessori, Inc. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform that allows advisors to implement various portfolio strategies, including model portfolios, third-party managers, and bespoke solutions, managing over $256 billion in assets through more than 10,000 advisors.

Ryan Bartholomew is a financial advisor with Ameriprise in Little Rock, Arkansas, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advisory work, he is a minority owner of Oak Tree Premier Management Services, LLC, which provides administrative support. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with substantial investable assets, combining research and modeling to deliver non-discretionary, tax-smart withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.