Benjamin Nicol is a financial advisor with Raymond James Financial in Memphis, TN, holding a Series 66 credential and 17 years of industry experience. He previously worked at Ftb Advisors, Inc. and First Tennessee Brokerage before joining Raymond James and Pinnacle Financial Partners in 2022. Nicol is also associated with Fountain Financial Group, a marketing name used within the Raymond James network. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of implementation options and supported by an extensive affiliate network.

Justin Kreis is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients, with a notable focus on public finance and municipal work.

Elizabeth Smith is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked at Raymond James since 2013 and has prior experience with Colorstreet, Desoto Athletic Club, and Golds Gym. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and municipal finance services.

Nathan Travis is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding a Series 66 designation and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Monica Wiesel is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Raymond James since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses using firm research and planning tools, and it also serves municipal clients through its public finance and institutional fiduciary solutions.

Tate Charping is a financial advisor with Cetera, holding a Series 66 license and one year of industry experience. His background includes roles at Cetera Wealth Services and the United States Probation Office, as well as teaching positions at the Regents School of Oxford. He is also a financial advisor at Shoemaker Financial, focusing on financial planning, investment planning, and insurance planning. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management and financial planning services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers access to various investment strategies and third-party managers across multiple program structures and custodial relationships.

Louis Allen Jr. is a financial advisor with LPL Financial based in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at LPL Financial since 2025 and has concurrent experience with Ftb Advisors, Inc. and First Tennessee Brokerage, Inc., spanning over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management supported by in-house and third-party research and portfolio management tools.

James Killebrew is a CFP® professional at Charles Schwab with 28 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors and Strategic Advisors Inc. He serves as Treasurer on the board of the Seacliff Homeowners Association. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a centralized, integrated operational structure.

Anna Embry is a Series 66-licensed financial advisor with eight years of industry experience. She is currently with LPL Financial and has previously worked at First Horizon Advisors, MML Investors Services, Mass Mutual Life Insurance Company, and the University of Mississippi. Outside of her advisory roles, she was involved with Head Over Heels for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support.

Meggan Glass is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013, also working at Bank of America, N.A. since 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its services within Bank of America’s broader platform, providing access to various financial products and services.

Selenne Calhamer is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2017. Prior to that, she was employed at USAA Financial Planning Services and USAA Financial Advisors, Inc. from 2012 to 2017. Calhamer also serves as a non-public arbitrator for FINRA, a role she has held since 2000. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Shy is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, with a notable focus on municipal clients and public finance activities.

Edward Krausnick Jr. is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and 43 years of industry experience. He has been with Raymond James since 2012 and also serves at Resolute Capital IV since 2017. Outside of his advisory role, Krausnick is an investor and partner in several private ventures, including a family partnership that owns a restaurant and equity interests in private companies. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary financial planning and portfolio recommendations supported by an extensive affiliate network and expertise in municipal and public finance.

Gregory Gartrell is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Bank. He is based in Memphis, TN. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm integrates with Bank of America’s corporate platform, providing access to diverse investment products and services.

Colin Chesbrough is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has worked previously at TD Ameritrade and General Motors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Kendall Hill is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has worked with MassMutual/Strategic Financial Planners and MML Investors Services since 2023. His prior experience includes roles at SkyFrequency, Inc., Hotel Chester, and various educational institutions. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and investment services to individuals, business owners, trusts, and charitable organizations through structured, collaborative relationships.

Christopher Greggs is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he has a small agricultural interest involving tillable acreage rented to a local farmer. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and asset-allocation analyses, supporting both retail and institutional clients with a range of advisory and fiduciary services.

Ryan Winkler is a financial advisor at Wells Fargo Clearing in Madison, TN, holding Series 63 and Series 65 credentials. He has been with Wells Fargo Clearing since 2025 and previously worked at Wells Fargo Bank, NA. His background includes diverse roles across multiple industries, including education and transportation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical institutional advisers.

Adam Sowell is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2001 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in managing real estate investments with his wife. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad platform of capital markets and advisory services.

David Rochester is a financial advisor with Cetera in Germantown, TN, holding a Series 63 designation and over 30 years of industry experience. He has been with Cetera and Cetera Wealth Services since 2023 and previously worked at Securian Financial Services and Minnesota Life from 1995 to 2023. Outside of his advisory work, he is involved as an agent/broker in fixed insurance sales through the Shoemaker Agency, a role he has held since 2001. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to both affiliated and third-party managers, and manages over $256 billion in assets across more than 10,000 advisors.