Jonathan Stcyr is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2006 and develops financial strategies and manages client portfolios focused on their specific objectives. His approach includes incorporating estate planning services and liability management alongside investment advice to provide comprehensive financial guidance. Jonathan holds a Bachelor of Arts degree in American History from the University of New Hampshire. Before joining Merrill Lynch, he taught in the US and South America. He has been responsible for the local financial advisor training program for six years and holds several professional designations, including Certified Plan Fiduciary Advisor®, Chartered Retirement Planning Counselor™, and Chartered Retirement Plans Specialist™ from the College for Financial Planning Institutes Corp. Jonathan is also a Senior Vice President. Outside of his professional role, Jonathan is involved with the Moriarty Rotary Club. He and his wife, Jessica, are parents to two children, JP and Rosalie. Jonathan enjoys travel, playing soccer, and following New England and Boston sports.

Christopher Guillen is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and provides services under both direct client and corporate financial planning agreements.

Clarence Hughes is a financial advisor at UBS Financial Services with 12 years of industry experience. He has held positions at UBS since 2019 and previously worked at Wells Fargo NA from 2016 to 2019. Hughes holds Series 63, Series 65, and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through proprietary research and a range of capital markets and lending services.

Rosalind Milloy is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and 10 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Milloy serves as a board member of The Life Center Foundation, a nonprofit focused on youth in Santa Fe, New Mexico. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Oumar Niang is a financial advisor at Fidelity with 4 years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Wells Fargo for 11 years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and employs systematic methodologies along with oversight controls to manage conflicts of interest.

Julio Marquez is currently serving as an Investment Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he worked as a Planning Consultant at Fidelity Investments from 2022 to 2026 and as a Relationship Manager there from 2021 to 2022. His earlier experience includes positions at Edward Jones as a Client Relationship Specialist from 2019 to 2021 and as a Financial Advisor from 2018 to 2019. Julio also gained experience at Fidelity Investments in various capacities including Work Place Planning and Advice (2017-2018), Retirement Brokerage Services and HSA Trader (2015-2017), and Financial Representative (2014-2015). Born and raised in Albuquerque, Julio focuses on helping his community plan for their financial future. He emphasizes the importance of listening to clients and creating financial plans with their goals in mind, maintaining trust and open communication throughout the relationship.

Pavlos Panagopoulos is a CFP® professional with 39 years of industry experience, currently serving with Cetera. His work history includes roles at Cetera Wealth Services, LLC and managing his own firm, Pavlos Panagopoulos, LLC. Outside of his advisory role, he holds leadership and board positions in nonprofit organizations, including serving as president of the Order of AHEPA and treasurer of AHEPA New Mexico. Cetera Investment Advisers LLC is a large SEC-registered firm that supports a nationwide network of advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program options.

Cory Robbins is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding a Series 66 designation and having 20 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, implementing tailored strategies through a combination of in-house and third-party investment managers.

Bryan Sarracino is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. His career includes roles at Waddell & Reed, Worth Financial Planning, and various insurance carriers. He is also involved with Worth Financial Planning in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Mary Fowler is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior work includes roles at East Mountain Physical Therapy, Fresquez Companies, and Wharff Lackey Accounting. In addition to her advisory role, she has been involved with Spring Creek Designs since 2010. Primerica Advisors is a large-scale institution serving primarily individual investors along with corporate and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers.

Camry Perez is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Primerica Advisors, Camry has held roles at several organizations including Open Skies Health Care and Extra Space Storage. Outside of financial services, Camry has experience working in retail and hospitality sectors. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-delivery strategies managed by third-party asset managers.

David Contreras is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has prior work experience at firms including UBS Financial Services and JP Morgan Chase. Outside of financial advising, he works part-time as a ramp agent for United Airlines. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.

David Gallagher is a financial advisor with LPL Financial based in Albuquerque, NM. He holds a Series 63 designation and has 42 years of industry experience, including 29 years at Linsco/Private Ledger Corp. Outside of his advisory work, he is involved with Gallagher & Associates LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting through a large national network of investment adviser representatives.

Lindsey Marlowe is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Scentsy since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Elaine Darnell is a financial advisor at Merrill with 22 years of industry experience and a Series 66 designation. She has been with Merrill since 1993. Outside of her advisory role, she is an organizer of Hound Haven LLC, a family-run dog and cat boarding and grooming business in New Mexico. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julianna Chance is a financial advisor with LPL Financial in Albuquerque, NM, holding a Series 66 designation and 18 years of industry experience. She has previously worked at Wells Fargo Advisors and CUSO Financial Services, LP. In addition to her advisory role, she serves as a notary at Nusenda Credit Union. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, combining discretionary and non-discretionary management supported by in-house and third-party research.

Jose Villa is a financial advisor with Fidelity in Albuquerque, NM, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Merrill for three years. Outside of advising, he is also self-employed as a mechanic. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, offering portfolio management and fund advisory through a process that combines fundamental research with quantitative and algorithmic methods.

Cody Bower is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 credential and eight years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Arvest Wealth Management from 2017 to 2021 and served at Cameron University from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by tools such as Secular Return Estimates and Monte Carlo simulations.

Jessica Marlowe is a financial advisor with Wells Fargo Clearing in Albuquerque, NM, holding Series 65 and Series 63 credentials and having 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Hauger II is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having 10 years of industry experience. He has been with Wells Fargo firms since 2016. Outside of his advisory role, he serves as an executor for a family estate. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research-driven investment strategies and offers a broad range of brokerage and advisory solutions.