Jamison Holt is a financial advisor with TIAA-CREF in Harrisburg, NC, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with TIAA-CREF and its predecessor TIAA since 2003. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm offers a combination of model portfolio and customized portfolio management under a fiduciary standard within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Michael Smith is a financial advisor at Fifth Third Securities, Inc. in Kannapolis, NC, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Fifth Third Securities since 2012. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and combines third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Clacy Hysong is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses with 15 years of industry experience. He has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated group and offers both model-based and customized portfolio management options.

Stephen Honea is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation with 16 years of industry experience. He has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm also acts as adviser to a donor-advised fund and offers a range of advisory services within a vertically integrated structure.

Robert Flynn is a financial advisor with Empower Advisory Group who holds Series 63 and Series 65 designations and has 22 years of industry experience. He previously worked at TIAA-CREF and TIAA from 1997 to 2022 before joining Empower Financial Services in 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s integrated approach leverages proprietary and third-party methodologies focused on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.

Justin Balmer is a financial advisor at TIAA-CREF with two years of industry experience. He holds a Series 66 designation and previously worked at First Command Advisory Services and related entities. Outside of finance, he is involved with Easton D LLC, a company performing manual labor tasks, and Decadence Popcorn LLC, a retail popcorn business in Concord, NC. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA. The firm offers both point-in-time planning and ongoing discretionary management, utilizing model and customized portfolios under a fiduciary standard.

Steven Ouellette is a CFP® and holds a Series 66 license with nine years of industry experience. He has been with TIAA-CREF since 2025 and has been affiliated with TIAA since 2010. Outside of his advisory role, he serves as Treasurer and Board Member for a nonprofit youth football program in Harrisburg, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes planning services from ongoing discretionary management and operates within a vertically integrated structure using affiliated funds.

Mitchell Tanis is a financial advisor with TIAA-CREF in Charlotte, NC. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF and its related entities since 2025. Prior to joining TIAA-CREF, he held positions at UBS, Merrill Lynch, and other organizations. Outside of his advisory role, he has worked as a delivery driver for Uber Eats. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account services to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory models including model portfolio management and customized portfolio management under a fiduciary standard.

Mark Sumner is a financial advisor with SPC in Mooresville, NC, holding a Series 66 designation and 17 years of industry experience. He has worked at SPC and Parkland Securities LLC since 2020 and previously spent seven years at Securities Service Network, Inc. Sumner is also a licensed insurance agent involved with Sumner Wealth Management, Inc., where he provides life, Medicare Supplement, long-term care, and disability insurance. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering strategies through discretionary and nondiscretionary management options.

Michael Pisani is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His career includes roles at J.P. Morgan Securities and JPMorgan Chase Bank from 2012 to 2017 before joining TIAA-CREF in 2017. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily serving individuals with existing TIAA-administered retirement plan relationships, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm combines point-in-time planning with ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated structure that uses affiliated funds.

Joel Vincent is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Vanguard Marketing Corporation, Amazon, and the University of North Carolina at Charlotte. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm provides both point-in-time planning services and ongoing portfolio management under a fiduciary standard within a vertically integrated structure.

Salvatore Buffa is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and bringing six years of industry experience. His prior work includes roles at Fidelity and Penn Mutual Life Insurance Company, as well as at Hornor Townsend & Kent LLC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, utilizing both model and customized portfolios.

Brian Senatore is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with TIAA-CREF and TIAA since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm provides a combination of point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure and acting as adviser to a donor-advised fund.

Joseph Nichols III is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses with six years of industry experience. He has worked at TIAA-CREF since 2019 and previously spent five years at Red Ventures. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm provides discretionary portfolio management with a fiduciary standard through a variety of model and customized investment options.

Susan Jenkins is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with TIAA-CREF since 2005. Outside of her advisory role, Jenkins owns Magnolia Divorce Coaching, providing guidance services to individuals navigating the divorce process. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered retirement plans.

Daniel Bubbico is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior experience includes roles at JPMorgan Chase Bank, Merrill Lynch, Bank of America, and Wells Fargo. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm uses both model and customized portfolios under a fiduciary standard and also advises the TIAA Donor Advised Fund.

Todd Smith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses. He has 25 years of industry experience and has been with TIAA-CREF since 2012. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary portfolio management, offering both model-based and customized investment solutions.

Axelle Rivot is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining TIAA-CREF, she was associated with Florida Financial Advisors and Trinity Wealth Securities, LLC. Outside of her advisory work, she has been involved with the Advocacy for Refugee and Immigrant Services for Empowerment. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers a fiduciary standard through its advisory services, employing both model and customized portfolios within a vertically integrated structure.

Olivia Newsome is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and has three years of industry experience. Prior to joining TIAA-CREF, she worked at the General Services Administration and held various roles in education and other sectors. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, operating within a vertically integrated structure that includes affiliated funds and fiduciary standards.

Veronica Aldred is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and bringing 20 years of industry experience. She has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management through model-based and customized strategies and serves as adviser to donor-advised funds.