Kalyani Chandra is a Series 65-licensed financial advisor at Schwab Wealth Advisory with experience in estate and gift tax from her 16-year tenure at the Internal Revenue Service. She joined Schwab Wealth Advisory in 2025 after working at Charles Schwab since 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations while clients retain final trading decisions. The firm operates within the Schwab ecosystem and uses standard asset allocation models and research tools to support its advisory services.

Shao Tsung Tseng is a financial advisor with Independent Financial Group, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 16 years of industry experience and has been with Independent Financial Group since 2015. Outside of his advisory role, he is also a licensed California insurance agent offering various insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national field force, utilizing multiple investment program options and third-party asset managers.

Kevin Ryan is a financial advisor at Mariner with 15 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Northern Trust Securities, Inc. and Charles Schwab Bank. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, and offers integrated tax, accounting, and financial wellness services uncommon at firms of its size.

Michael Fenner is a CFA® charterholder and Series 63 licensee with six years of industry experience. He is currently an advisor at IEQ Capital, LLC, where he has worked since 2025. His prior experience includes roles at Neuberger Berman, Fisher Investments, and Northern Trust. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm employs a centralized investment process that incorporates independent manager research and access to liquid and private alternative investments through platforms like iCapital.

Brian Wong is a financial advisor with Private Advisor Group, LLC, holding the CFP®, ChFC®, and Series 66 designations and bringing 27 years of industry experience. His prior experience includes roles at LPL Financial, Mariner Independent Advisor Network, and Waddell & Reed. Wong is also a commissioned notary public. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to multiple investment platforms and third-party asset managers, employing a variety of analytical approaches and delivering advisory solutions through a large network of investment adviser representatives.

Vianne Schein is a Series 66-licensed financial advisor with two years of industry experience, currently with IEQ Capital, LLC. Her prior experience includes roles at JP Morgan Chase Bank and RBC Capital Markets. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, trusts, foundations, endowments, non-profits, and other entities, with a focus on clients typically having net worth of $10 million or more. The firm’s investment process relies on centralized macroeconomic research and customized Investment Policy Statements, utilizing a mix of liquid strategies, third-party independent managers, and private alternative investments.

Jon Goldstein is a financial advisor at Cresset Asset Management, LLC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Republic Securities Company, LLC and First Republic Investment Management, Inc. Goldstein is also involved in winemaking through CV Wine, LLC, where he makes and sells wine. Cresset Asset Management manages approximately $78.9 billion in client assets and serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, active and passive implementation, and manager selection across multiple asset classes, including alternatives.

Phillip Campit is a financial advisor with Mariner, holding Series 65 and Series 63 licenses and bringing 18 years of industry experience. His prior roles include positions at Summitry, LLC, TIAA Financial, EquityBee Securities LLC, and Charles Schwab. Outside of his advisory work, he maintains a food blog. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds through investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios supported by internal research and third-party managers, and offers integrated tax and accounting services alongside traditional portfolio management.

Nagarajan Nilakantan is a financial advisor with Eagle Strategies (NY Life) based in San Mateo, CA. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, Crowdstrike, Conga (Apttus), Google (via Infosys), and Symantec (Norton). Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice delivered through multiple program types and manages a substantial portion of assets on a non-discretionary basis.

Paolo Ferretti is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2017. Prior to joining Creative Planning, he worked at Roof, Eidam & Maycock from 2010 to 2017. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and integrated retirement plan services.

Angela Lau is a financial advisor at Citigroup Global Markets with 15 years of industry experience. She has been with CitiGroup since 2014 and holds Series 63 and Series 66 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research and specialized trading activities.

Alex Macapagal is a financial advisor with Empower Advisory Group based in East Palo Alto, CA. He holds Series 63 and Series 66 licenses and has six years of industry experience, including prior roles at Bank of America, Merrill, and Wells Fargo. His background also includes extensive experience in hospitality and service industries. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates.

Isabella Torre is a financial advisor at IEQ Capital, LLC with a Series 66 designation and one year of industry experience. Prior to joining IEQ Capital, she held positions at RBC Capital Markets, Atlantic Council, and Georgetown University's McDonough School of Business. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and nonprofit organizations. The firm’s investment approach is driven by centralized macroeconomic research and client-specific Investment Policy Statements, with portfolios that include liquid strategies, third-party independent managers, and private alternative investments.

Dean Jackson is a financial advisor at Cresset Asset Management, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Republic Investment Management and First Republic Securities from 2015 to 2023. Outside of his advisory role, Mr. Jackson serves as trustee for two client trust accounts, providing general administrative and fiduciary services. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in assets for a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm employs a diversified, asset-allocation-driven investment approach that incorporates both active and passive strategies and emphasizes thorough manager due diligence and ongoing monitoring.

Jayant Joshi is a financial advisor at IEQ Capital, LLC holding a Series 65 designation. He has one year of industry experience, including prior roles at Mercor, Chick-Fil-A, and Morgan Stanley. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, and other entities. The firm emphasizes a macroeconomic research-driven investment process and offers a range of services including discretionary SMA management, family-office support, OCIO engagements, and access to private alternative investments.

Thomas Mcguirk is a financial advisor at Hightower Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hightower Securities and Hightower Advisors since 2010. Outside of his advisory work, he owns a commercial crab fishing business, Cowboy Fishing Co. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, alongside proprietary research and a variety of investment vehicles.

Daniel Dunham is a CFP® and ChFC® with two years of experience in financial advising. He is currently with Cerity Partners LLC and previously worked at DWR Wealth Management, LLC. Outside of his advisory role, he is involved with Dunham Associates CPAs, Inc., where he assists with accounting and tax preparation. Cerity Partners provides customized wealth management services to a broad national client base, including individuals, families, trusts, estates, business entities, and institutional investors. The firm uses tailored asset allocation, manager selection, and proprietary quantitative screens to build client programs, and offers additional services such as retirement plan consulting and access to alternative investments.

Jack Burns is a financial advisor at IEQ Capital, LLC with four years of industry experience. He holds a Series 65 designation and has worked at Aspen Grove Capital, LLC, EPIQ Capital Group, LLC, J.P. Morgan Private Bank, and First Analysis Securities Corporation. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, and foundations, focusing on separately managed accounts and family-office services. The firm integrates centralized macro and manager research with allocations to liquid and private alternative investments, managing approximately $35.4 billion in assets.

Daniel Hill is a financial advisor at IEQ Capital, LLC with six years of industry experience. He holds a Series 65 designation and has worked at IEQ Capital since 2019. His prior experience includes a position at Goldman Sachs and a role at Fleet-Foot Sports. IEQ Capital provides portfolio management and investment advisory services primarily to high‑net‑worth individuals, families, trusts, foundations, and non‑profit organizations. The firm’s investment approach is guided by centralized macroeconomic research and involves constructing portfolios with liquid strategies, third‑party independent managers, and private alternative investments.

Isabelle De Andrade Araujo is a CFA® charterholder with two years of industry experience currently advising at Focus Partners Wealth, LLC. Her prior roles include positions at Bordeaux Wealth Advisors, Checkbook Inc., Stanford University, and Itau Unibanco SA. She volunteers with the CFA Society of San Francisco’s Member Programming Advisory Council, supporting career development for members and community professionals. Focus Partners Wealth serves a diverse client base including individuals, families, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach that utilizes fundamental and quantitative analysis, third-party managers, and a broad range of investment strategies, supported by an extensive network of affiliated service companies and product relationships.