Holly Huebsch is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliates since 1993. Outside of advising, she manages shared office expenses for a suite used by multiple Ameriprise advisors. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Madelyn Flinn is a financial advisor with LPL Financial in Glen Allen, VA. She holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, she worked at Zola for seven years and held positions at S'well and Toyota Tsusho America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various model portfolios, third-party subadvisors, and technology tools.

Wafa Noble is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. Prior to joining Raymond James in 2025, she worked for Edward Jones from 2015 to 2025. She is also the president of WingSpan Wealth Management, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kenneth Gross II is a financial advisor with OSAIC holding CFP® and ChFC® designations and over 38 years of industry experience. He has worked with OSAIC since 2018 and previously spent 24 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Gross also owns and operates Heron Creek Advisors, a business involved in securities, investment advisory, and insurance services. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Edward Price is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America, Pruco Securities LLC, Mass Mutual Investors Services, and MetLife Financial Services. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional services including financial planning, access to third-party asset managers, and insurance product facilitation.

Billy Mock is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he is a partner in a business named BMRE. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a range of portfolio management styles supported by affiliated research and model manager options.

Marc Anthony Richardson is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Blue Ridge Bank, LPL Financial, Fidelity Investments, and Wells Fargo. Outside of advising, he is the owner of a food manufacturing and distribution business, an author of fiction, and serves as an adjunct professor at Virginia Commonwealth University. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of services including asset management, money-manager programs, and educational seminars, focusing on collaborative planning relationships without discretionary investment authority.

David Drullard is a financial advisor with LPL Financial in Montpelier, VA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, RBC Capital Markets, and Advest, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supported by a large network of advisors and a broad range of non-advisory financial services.

Jacob Morgan serves as Vice President, Wealth Planner at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans tailored to their individual situations, needs, and goals. He brings over 20 years of experience in the financial services industry, having navigated clients through diverse market conditions. His prior roles include Financial Consultant at Fidelity Investments, Senior Financial Consultant at TD Ameritrade, District Manager at AXA Advisors, Financial Advisor positions at SunTrust Wealth Management and Merrill Lynch, and Financial Planning Associate at Ferris Baker Watts.

Andrew Walker is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011. Outside of his advisory role, Walker serves as board president of Restoration Village in Richmond, VA. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody and platform arrangements.

Sharon Talarico is a financial advisor at Cetera with 40 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including VOYA Financial Advisors and Cetera Wealth Services. In addition to her advisory work, she operates as an independent insurance agent, specializing in the sales of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm delivering services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management, financial planning, and retirement services across multiple customized program platforms.

George Paul III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior roles include positions at Securities America Advisors, Securities America Inc., and Next Financial Group Inc. In addition to his advisory work, he sells life insurance through Pinnacle First Financial Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party solutions to construct portfolios across a broad range of asset classes.

George Gordon III is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Gordon serves as a board member of the Laurel Hill House Condominium Association and is involved in coaching with Richmond Volleyball and the Richmond Volleyball Club. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including specialized services such as business-owner transition and sports and entertainment planning. The firm integrates advisory services with various financial products and referral channels.

John Taitague is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes extensive tenure at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he coaches U9 girls soccer in Midlothian, VA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a wide range of planning solutions tailored to clients meeting certain net-worth criteria, utilizing proprietary research and tools to develop customized recommendations.

Michael Muldowney is a financial advisor with Cambridge Investment Research Advisors in Glen Allen, VA. He holds the CFP® designation and has 39 years of industry experience, including seven years with Lincoln Financial Securities Corporation prior to joining Cambridge in 2019. Muldowney also serves as Vice President at River City Financial and is involved in insurance sales. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele that includes individual investors, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing proprietary and third-party model strategies with both discretionary and non-discretionary implementation options.

Jacob Wells is a financial advisor with Osaic who holds a Series 66 designation and has one year of industry experience. His background includes roles at Bankers Life and Northwestern Mutual. He is also involved in consulting clients on Medicare needs through a partnership role as an insurance agent. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk tolerance assessments, and automated rebalancing in portfolio construction and supports a range of investment strategies across multiple platforms.

Kevin Kelly is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Cetera Investment Services LLC since 2019 and is also affiliated with WEALTH CYCLE ADVISORS, LLC. Outside of his financial career, he has experience working at The Country Club of Virginia and in the restaurant industry. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management and retirement services. The firm operates a multi-manager platform allowing advisors to implement various investment strategies across multiple program structures and custodial relationships.

Michael Oney is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. He has worked at Merrill for 21 years, Bank of America, N.A. for 8 years, and has been with Raymond James & Associates since 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Richard Godfrey is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Bank of America, Merrill, and Steward Partners Investment Solutions, where he served as a financial advisor and wealth manager. He is also involved as a director with Godfrey & Spradlin Private Wealth Advisory and has worked with Steward Partners Global Advisory. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored non-discretionary planning and employs analytical tools such as risk profiling and modeling to support client goals, alongside specialized municipal advisory and SIMPLE IRA Employer Advisory services.

Theodore Walkley is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over sixteen years of industry experience, he specializes in personalized wealth management strategies, focusing on areas such as college education planning, divorce transition planning, family wealth management, legacy planning, and retirement income. He works closely with clients to develop flexible financial strategies tailored to their long-term goals and changing market conditions. Theodore holds a Bachelor's Degree from Long Island University and carries the Personal Investment Advisor (PIA) designation. Committed to community involvement, he participates in local volunteer activities aligned with Merrill’s tradition of service. Outside of his professional responsibilities, Theodore enjoys cooking, football, golfing, hiking, ice hockey, music, traveling, watching movies, and spending time with his family.