Suzy Lam is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Antwon Weary is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, and has a background that includes roles outside finance such as at George Fox University and Domino’s Pizza. He is also involved as an independent insurance agent through Finity Group LLC. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and multiple investment strategies.

Kenneth Leonardini is a financial advisor at OSAIC with 37 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 35 years. Leonardini also serves as an agent offering and servicing fixed insurance products including fixed and indexed annuities, health savings accounts, accident, disability, and traditional life insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a network of affiliated advisers, utilizing asset-allocation tools, risk-tolerance assessments, and third-party platforms to manage a wide range of investment products.

Lalaine Hollmann is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Wells Fargo affiliates since 2004. Outside of her advisory role, she has worked part-time in food preparation and service at Boston Market. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Katie Kelly is a financial advisor with Merrill in Sacramento, CA, holding Series 63 and Series 66 licenses and with 14 years of industry experience. She has worked at Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristin Dawson is a financial advisor with Primerica Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and having four years of industry experience. She has worked at PFS Investments since 2022 and with Primerica Financial Services since 2021. In addition to her advisory role, she has been employed by the Elk Grove Unified School District since 1999. Dawson also participates in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and custodians, including BNY Mellon Advisors and Pershing, and operates with a tiered wrap-fee structure.

Mark Aizenberg is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is president and owner of Mark II Builders, a construction business based in Sacramento, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erin Ragsdale is a financial advisor at Fidelity with eight years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including JPMorgan Chase, Merrill, and Urban Wealth Management. In addition to her advisory role, she is the founder and CEO of Rising Tide Financial LLC, an educational mobile application focused on U.S. financial literacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies.

Max Modeste is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and has worked previously at Scoular and William Jessup. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and uses algorithmic portfolio construction, including model portfolios built from mutual funds, ETFs, and ETPs.

Kevin Wong is a financial advisor at Osaic with 25 years of industry experience and holds Series 63 and Series 66 credentials. His prior roles include positions at Woodbury Financial Services, BFC Planning, Berthel Fisher & Company Financial Services, and LPL Financial. Outside of advisory work, he operates a sole proprietorship providing life and long-term care insurance illustrations and policy creation. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and third-party platforms to construct portfolios with various investment vehicles on both discretionary and non-discretionary bases.

Melina Sipple is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, supported by internal and third-party portfolio managers.

Kristen Haydon is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. Her prior roles include positions at Retirement Security Centers and the Financial Wellness Clinic, as well as a decade of self-employment. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and various investment options across multiple platforms.

Tan Vo is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. He has worked at Merrill and Bank of America since 2020 and previously held positions at Libert Home Equity Solution and Wells Fargo Bank. Outside of finance, he has experience in homemaking. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nimanjit Kaur is a financial advisor at Morgan Stanley with eight years of industry experience. She has held roles at Morgan Stanley since 2022 and previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA from 2014 to 2022. She holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis from its Global Investment Committee.

James Diepenbrock is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he owns and operates Wingman Woodworks, a custom furniture business, and serves as a board member for the Sacramento County Employees' Retirement System. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Voelker is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2015. In this role, he supports a team of associates and Financial Consultants focused on helping clients achieve their financial goals and dreams. Matthew has extensive experience in the financial services industry, having held multiple leadership roles at Prudential from 1990 to 2014, including Territorial Vice President, Managing Director, Sales Manager, and Representative. He holds a California Insurance License. Outside of his professional responsibilities, Matthew enjoys baseball, golf, traveling, and spending time with family and friends.

Patricia Arredondo Chavez is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in banking, municipal finance, and retirement planning. She works individually with clients to develop personalized wealth management strategies designed to pursue their long-term goals, tailoring her approach to their needs and preferences. Patricia offers access to a broad range of wealth management services, including portfolio management from Merrill and credit and lending services from Bank of America. Her expertise encompasses areas such as college education planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, women and wealth, and retirement income. Patricia helps clients quantify financial goals and adjust strategies in response to life changes such as early retirement or marriage. She holds professional designations as an Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA), and earned her Bachelor's Degree from the University of Phoenix. She is fluent in English and Spanish. Outside of her professional role, Patricia enjoys cooking, gardening, spending time with her family, and watching movies. She volunteers to provide financial education to children through the Bank of America Better Money Habits program and participates in organizations aimed at ending childhood hunger, such as Feed the Children. Patricia is also involved with the Gallo Center for the Arts.

John Reuter is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2019, following four years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a distinctive operational structure including alternative investment programs and cash-sweep arrangements.

Thomas Taylor is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity since 2015, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Thomas focuses on creating and maintaining financial plans tailored to the specific situations of clients and their families. His work centers on retirement, investment, and income planning strategies, aiming to build client confidence in these areas. He holds a CA Insurance License.

Young Moon is a financial advisor with LPL Financial based in Sacramento, CA, holding Series 63 and Series 66 licenses and having five years of industry experience. Prior to joining LPL Financial, Young worked at Merrill, Bank of America, and Citigroup. He is also associated with Golden1 Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of advisers, providing financial planning, advisory programs, and retirement plan consulting.